· · · · · · · SUPERIOR COURT OF THE STATE OF CALIFORNIA
· · · · · · · · · · · · COUNTY OF LOS ANGELES
· · · · · · · · · · · · · · · · - - -
· · ·ABBA BAIL BONDS, INC.,· · · · · · ·)
· · · · · · · · · · · · · · · · · · · · )
· · · · · · · · · Plaintiff,· · · · · · )
· · · · · · · · · · · · · · · · · · · · )
· · · · · ·VS.· · · · · · · · · · · · · )· CASE NO. BC20878
· · · · · · · · · · · · · · · · · · · · )
· · ·GOTHAM BAIL BONDS LIMITED LIABILITY)
· · ·COMPANY, YOUSUF NABI; ANA ROMAN;· ·)
· · ·YOLANDA VILLALOBOS; CYNTHIA· · · · )
· · ·FERNANDEZ; JORGE MUNOZ; CARLOS· · ·)
· · ·MONTENEGRO; DAVID VELASCO; YESENIA )
· · ·FLORES; ALENJANDRO NAVARRETE;· · · )
· · ·BRENDA CASTRO; DANY GARCIA; VIP· · )
· · ·BAIL BONDS CORPORATION; MICHAEL· · )
· · ·KAMENETSKY; and DOES 1 to 100,· · ·)
· · ·inclusive,· · · · · · · · · · · · ·)
· · · · · · · · · · · · · · · · · · · · )
· · · · · · · · · Defendants.· · · · · ·)
· · ·___________________________________)
· · · · · · · · · · · · · · · · · · · · )
· · ·AND RELATED CROSS-ACTIONS· · · · · )
· · ·___________________________________)
·
·
·
·
· · · · · · · · · · · · · ·VIDEOCONFERENCE
· · · · · · · · · · · ·VIDEOTAPED DEPOSITION OF
· · · · · · · · · · · · · · ·YOUSUF NABI
· · · · · · · · · · · · · · · CALIFORNIA
· · · · · · · · · · · · · · JUNE 23, 2022
·
·
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·1· · · · · · SUPERIOR COURT OF THE STATE OF CALIFORNIA
·2· · · · · · · · · · · COUNTY OF LOS ANGELES
·3· · · · · · · · · · · · · · · - - -
·4· ·ABBA BAIL BONDS, INC.,· · · · · · ·)
· · · · · · · · · · · · · · · · · · · · )
·5· · · · · · · · Plaintiff,· · · · · · )
· · · · · · · · · · · · · · · · · · · · )
·6· · · · ·VS.· · · · · · · · · · · · · )· CASE NO. BC20878
· · · · · · · · · · · · · · · · · · · · )
·7· ·GOTHAM BAIL BONDS LIMITED LIABILITY)
· · ·COMPANY, YOUSUF NABI; ANA ROMAN;· ·)
·8· ·YOLANDA VILLALOBOS; CYNTHIA· · · · )
· · ·FERNANDEZ; JORGE MUNOZ; CARLOS· · ·)
·9· ·MONTENEGRO; DAVID VELASCO; YESENIA )
· · ·FLORES; ALENJANDRO NAVARRETE;· · · )
10· ·BRENDA CASTRO; DANY GARCIA; VIP· · )
· · ·BAIL BONDS CORPORATION; MICHAEL· · )
11· ·KAMENETSKY; and DOES 1 to 100,· · ·)
· · ·inclusive,· · · · · · · · · · · · ·)
12· · · · · · · · · · · · · · · · · · · )
· · · · · · · · · Defendants.· · · · · ·)
13· ·___________________________________)
· · · · · · · · · · · · · · · · · · · · )
14· ·AND RELATED CROSS-ACTIONS· · · · · )
· · ·___________________________________)
15
16
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18· · · ·DEPOSITION OF YOUSUF NABI, taken on behalf of the
19· ·Plaintiff, via videoconference in California, commencing at
20· ·11:37 a.m., Thursday, June 23, 2022, before ZAIRA JIMENEZ,
21· ·C.S.R. No. 13283.
22· · · · · · · · · · · · · · · * * *
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·1· · · · · · · · · ·VIDEOCONFERENCE APPEARANCES:
·2· ·For Plaintiff:
·3· ·RYU WEIMORTZ LLP
· · ·BY:· THOMAS J. RYU, ESQ.
·4· ·3435 Wilshire Boulevard
· · ·Suite 2050
·5· ·Los Angeles, California 90010
· · ·(213) 380-9200
·6· ·Tom@ryuweimortz.com
·7· ·For Defendants Gotham Bail Bonds, Nabi and Roman:
·8· ·TQM Law Corporation
· · ·BY:· ALON HACOHEN, ESQ.
·9· ·1801 Century Park East
· · ·Suite 2400
10· ·Los Angeles, California 90067
· · ·(310) 844-6968
11· ·Alon@tqmlaw.com
12
· · ·For Cross-Complainant Harautyunyan:
13
· · ·JS ABRAMS, LAW, PC
14· ·BY:· NAVID KANANI, ESQ.
· · ·20501 Ventura Boulevard
15· ·Suite 165
· · ·Woodland Hills, California 91364
16· ·(818) 330-4515
· · ·Navid@jsafirm.com
17
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19· ·Also Present:
20· ·Eric Senebandith, TQM Law Corporation
21· ·Matthew Kwan, Videographer
22· ·Jane Un
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·1· · · · · · · · · · · · · · I N D E X
·2· ·WITNESS· · · · · · · · ·EXAMINATION· · · · · · · · · · PAGE
·3· ·YOUSUF NABI· · · · · · ·By Mr. Ryu· · · · · · · · · · · · 9
·4· · · · · · · · · · · · · ·By Mr. HaCohen· · · · · · · · · 179
·5
·6
·7
·8· · · · · · · · · · · · ·E X H I B I T S
·9· ·PLAINTIFF'S· · · · · · · · · · · · · · · · · · · · · · PAGE
10· ·Exh 1· ·Bill Fugitive Agreement· · · · · · · · · · · · · 17
11· ·Exh 2· ·Articles of Incorporation of So Cal Fugitive· · ·19
· · · · · · ·Recovery, Inc.
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· · ·Exh 3· ·Business Card· · · · · · · · · · · · · · · · · · 40
13
· · ·Exh 4· ·Business card of Yousuf Nabi· · · · · · · · · · ·44
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· · ·Exh 5· ·Abba Bail Bonds invoice· · · · · · · · · · · · · 94
15
· · ·Exh 6· ·Toledo Towing Service invoice· · · · · · · · · · 95
16
· · ·Exh 7· ·Payment History· · · · · · · · · · · · · · · · · 96
17
· · ·Exh 8· ·Anaya's Service Center estimate· · · · · · · · · 97
18
· · ·Exh 9· ·Anytime Auto Repair invoice· · · · · · · · · · · 98
19
· · ·Exh 10· Report by Advance Auto Group, LLC· · · · · · · · 99
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· · ·Exh 11· Invoice from Abba Bail Bonds to· · · · · · · · ·100
21· · · · · ·So Cal Fugitive Recovery
22· ·Exh 12· Check Number 297· · · · · · · · · · · · · · · · 100
23· ·Exh 13· Motorcycle Registration· · · · · · · · · · · · ·103
24· ·Exh 14· E-Mail from Jane to Ana and Yousuf dated· · · · 106
· · · · · · ·April 4th, 2016
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·1· · · · · · · · · · · · ·E X H I B I T S
·2· ·PLAINTIFF'S· · · · · · · · · · · · · · · · · · · · · · PAGE
·3· ·Exh 15· E-Mail from Jane· · · · · · · · · · · · · · · · 108
·4· ·Exh 16· E-mail· · · · · · · · · · · · · · · · · · · · · 110
·5· ·Exh 17· Credit Card Payment Authorization· · · · · · · ·111
·6· ·Exh 18· Articles of Incorporation of Gotham Bail· · · · 116
· · · · · · ·Bonds LLC
·7
· · ·Exh 19· Statement of Information for Gotham Bail· · · · 117
·8· · · · · ·Bonds LLC
·9· ·Exh 20· Articles of Incorporation of Gotham Bail· · · · 119
· · · · · · ·Bonds, Inc.
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· · ·Exh 21· Regarding Gotham Bail Bonds, Inc.· · · · · · · ·121
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· · ·Exh 22· Sub-producer Agreement Accredited Surety· · · · 121
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· · ·Exh 23· E-mail from Fernando to Jane· · · · · · · · · · 126
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· · ·Exh 24· E-mail from GoDaddy· · · · · · · · · · · · · · ·128
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· · ·Exh 25· E-mail from Bing Ads· · · · · · · · · · · · · · 130
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· · ·Exh 26· Google search· · · · · · · · · · · · · · · · · ·133
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· · ·Exh 27· Document from PayPal· · · · · · · · · · · · · · 138
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· · ·Exh 28· List of checks· · · · · · · · · · · · · · · · · 141
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· · ·Exh 29· 573-page document· · · · · · · · · · · · · · · ·149
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· · ·Exh 30· Invoices and Payments to Najar Investigations· ·159
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· · ·Exh 31· Production report from Bankers Insurance· · · · 166
21· · · · · ·Company
22· ·Exh 32· Carlos Teranmiranda file· · · · · · · · · · · · 171
23· ·Exh 33· Note printout from Bailbooks· · · · · · · · · · 173
24· ·Exh 34· W-2 and Kaiser Permanente document· · · · · · · 178
25· · · · · ·(Exhibit 34 is confidential and bound separately)
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·1· ·QUESTIONS WITNESS INSTRUCTED NOT TO ANSWER:
·2· · · · · · · · · · · · · PAGE· · ·LINE
·3· · · · · · · · · · · · · · 23· · · ·10
·4
·5
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·9
10· ·INFORMATION REQUESTED:
11· · · · · · · · · · · · · · · ·None
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·1· · · · · · · ·CALIFORNIA; THURSDAY, JUNE 23, 2022
·2· · · · · · · · · · · · · · 11:37 a.m.
·3
·4· · · ·VIDEOGRAPHER:· Good morning, everyone.· We are on the
·5· ·record.· The time is 11:37, on June 23rd, 2022.· Audio and
·6· ·video recording will continue to take place until all
·7· ·parties agree to go off the record.
·8· · · · · · Please note that microphones are sensitive
·9· ·and may pick up whisperings and private conversations.
10· ·Private conversations and/or attorney-client
11· ·interactions should be held outside the presence of the
12· ·remote interface.
13· · · · · · For the purpose of creating a witness-only video
14· ·recording, the witness is being spotlighted or locked on
15· ·all video screens while in speaker view.
16· · · · · · We ask that the witness not remove the
17· ·spotlighting setting during the deposition as it may cause
18· ·other participants to appear on the final video rather than
19· ·just the witness.
20· · · · · · For anyone who does not want the witness video to
21· ·take up a large part of your screen, you may click the
22· ·"Gallery View" button in the upper right corner of the
23· ·remote depo interface.
24· · · · · · This is a video-recorded proceeding of Yousuf
25· ·Nabi, taken by counsel for the plaintiff, in the matter of
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·1· ·Abba Bail Bonds, Inc., versus Gotham Bail Bonds Limited
·2· ·Liability Company, et al., filed in the Superior Court for
·3· ·the State of California, County of Los Angeles.
·4· · · · · · This -- this proceeding is being held via Zoom web
·5· ·conferencing.· My name is Matthew Kwan and I am the
·6· ·videographer on behalf of U.S. Legal Support, located at
·7· ·16825 Northchase Drive, Suite 900, Houston, Texas 77060.
·8· ·I'm not related to any party in this action, nor am I
·9· ·financially interested in the outcome.
10· · · · · · The court reporter is Zaira Jimenez on behalf of
11· ·U.S. Legal Support.
12· · · · · · Counsel, will you please state your name and
13· ·appearances for the record, after which the court reporter
14· ·will enter the statement for the remote proceeding into the
15· ·record and swear in the witness.
16· · · ·MR. RYU:· This is Thomas Ryu, last name is spelled
17· ·R-Y-U, counsel for plaintiff, Abba Bail Bonds.
18· · · ·MR. HACOHEN:· Good morning.· Alon HaCohen for the
19· ·deponent.· And with me, I have Eric Senebandith.
20· · · ·MR. KANANI:· Navid Kanani for Defendant and
21· ·Cross-complainant Hutch Harautyunyan.
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23· · · · · · · · · · · · · ·YOUSUF NABI,
24· · · · · · having first been duly sworn remotely, was
25· · · · · · · · examined and testified as follows:
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·1· · · ·THE WITNESS:· I do.
·2· · · ·VIDEOGRAPHER:· You may now proceed.
·3
·4· · · · · · · · · · · · · ·EXAMINATION
·5· ·BY MR. RYU:
·6· · · ·Q.· ·Good morning, Mr. Nabi.
·7· · · ·A.· ·Good morning.
·8· · · ·Q.· ·Can you please state your name and spell it for
·9· ·the record?
10· · · ·A.· ·Yousuf Nabi, first name spelled Y-O-U-S-U-F, last
11· ·name spelled Nabi, N-A-B-I.
12· · · ·Q.· ·And have you used any other names in the past?
13· · · ·A.· ·I've also used my middle name, Iqbal, I-Q-B-A-L.
14· · · ·Q.· ·Okay.· Mr. Nabi, have you ever had your deposition
15· ·taken before?
16· · · ·A.· ·I have not.
17· · · ·Q.· ·Okay.· Let me give you some of the ground rules of
18· ·a deposition.
19· · · · · · The court reporter that just administered the oath
20· ·to you, basically, you took an oath to tell the truth and
21· ·it carries the penalty of perjury.· Do you understand that?
22· · · ·A.· ·Yes.
23· · · ·Q.· ·Okay.· She will be taking down everything that I
24· ·ask and everything that you answer and any other
25· ·conversations within this proceeding, and she will be
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·1· ·transcribing down into a booklet form, which you will have
·2· ·an opportunity to review at a later time.
·3· · · · · · You will have an opportunity to review and make
·4· ·any corrections to the deposition transcript, if necessary.
·5· ·However, let me caution you that if you do make a change of
·6· ·a -- an important question to -- from, like, a "yes" to a
·7· ·"no," then we can comment upon that at trial and it could
·8· ·go to your credibility.· Do you understand that?
·9· · · ·A.· ·I do.
10· · · ·Q.· ·Okay.· Now, the court reporter can only take down
11· ·one person at a time.· During everyday conversation, we
12· ·have a tendency to anticipate what my question would be and
13· ·you may answer in the middle of it.· But something that I
14· ·may put at end of the question may change the form of the
15· ·question and it could basically change your answer.
16· · · · · · So if you can wait until I finish my question,
17· ·I'll give you ample time to finish your answer.· Do you
18· ·understand that?
19· · · ·A.· ·I do.
20· · · ·Q.· ·Okay.· Also, during everyday conversation, we have
21· ·a tendency to gesture.· We could either nod the head, shake
22· ·the head for a "No," nod the head for a "Yes," shrug the
23· ·shoulder for a "I don't know."· The only thing is that the
24· ·court reporter cannot take down gestures.· Also, uh-huh,
25· ·uh-uh, those things cannot be taken down by the court
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·1· ·reporter.
·2· · · · · · So if you could answer in words with "Yes," "No,"
·3· ·or "I don't know."· Even if you have to use a gesture, just
·4· ·accompany it and that will be appreciated.· Do you
·5· ·understand that?
·6· · · ·A.· ·I do.
·7· · · ·Q.· ·Okay.· If I ask you a question and you don't
·8· ·understand it, please tell me to re-ask it or rephrase it.
·9· ·Because if you do answer the question, I will assume that
10· ·you understood the question and answered it correctly.· Do
11· ·you understand that?
12· · · ·A.· ·I do.
13· · · ·Q.· ·Okay.· If for some reason you need a break or you
14· ·need to stretch, just let me know and I'll give you ample
15· ·breaks.
16· · · · · · The only thing is that if there is a question
17· ·pending, I would ask you to answer the question before we
18· ·take a break; is that okay?
19· · · ·A.· ·Okay.
20· · · ·Q.· ·Okay.· Now, the events that we're talking about
21· ·happened sometime in 2004, 2005 -- 2014, 2015, and 2016.
22· ·And so your memory today may not be as clear as your memory
23· ·was back then as to the events.
24· · · · · · If I ask you a question and you don't have a clear
25· ·answer, but you could give me an estimate, then I'm
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·1· ·entitled to your estimate.· But one thing I don't want you
·2· ·to do is, I don't want you to guess.· And let me just give
·3· ·you an example of an estimate and a guess.
·4· · · · · · If I ask you how much money is in your pocket
·5· ·right now, you could think about it, if you had money, you
·6· ·could say, "You know, it's about this amount of money" and
·7· ·that would be your best estimate.
·8· · · · · · However, if I asked you how much money is in my --
·9· ·in my pocket, then anything that you would say would be a
10· ·guess because you don't know whether there is anything in
11· ·there or not.· Do you understand that?
12· · · ·A.· ·I do.
13· · · ·Q.· ·Okay.· Have you taken any alcohol, drugs or
14· ·medication within the last 24 hours which may impair your
15· ·ability to recollect properly?
16· · · ·A.· ·No, I have not.
17· · · ·Q.· ·Okay.· And, then, are you having any problems
18· ·hearing me or understanding me at this point in time?
19· · · ·A.· ·No, I'm not.
20· · · ·Q.· ·Okay.· Have you reviewed any documents in
21· ·preparation for this deposition?
22· · · ·A.· ·Yes, I have.
23· · · ·Q.· ·Okay.· And what documents did you review prior to
24· ·coming here today?
25· · · ·A.· ·Documents that were --
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·1· · · ·MR. HACOHEN:· Objection.· Attorney-client privilege.
·2· · · · · · You may answer, but do not disclose any documents
·3· ·you reviewed with your counsel or any conversations you had
·4· ·with your counsel.
·5· · · ·MR. RYU:· Actually, I would be entitled to the
·6· ·documents that he reviewed.
·7· · · ·Q.· ·BY MR. RYU:· I don't want you to answer with any
·8· ·conversation or communications concerning your attorney.
·9· · · ·A.· ·I did review an e-mail with -- containing
10· ·documents with my attorney.
11· · · ·Q.· ·Okay.· Any other documents?
12· · · ·A.· ·No.
13· · · ·Q.· ·Okay.· Mr. Nabi, have you ever been convicted of
14· ·any crimes?
15· · · ·A.· ·I have not.
16· · · ·Q.· ·Okay.· And what is the highest level of education
17· ·that you've had?
18· · · ·A.· ·A bachelor's degree.
19· · · ·Q.· ·And where did you go to school for your bachelor's
20· ·degree?
21· · · ·A.· ·American International University.
22· · · ·Q.· ·And when did you get your bachelor's degree?
23· · · ·A.· ·2011.
24· · · ·Q.· ·And what was your degree in?
25· · · ·A.· ·Business management.
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·1· · · ·Q.· ·And what is your current home address?
·2· · · ·MR. HACOHEN:· Objection.· Privacy.
·3· · · · · · You can give them your business address or --
·4· · · · · · And for purposes of contacting Mr. Nabi, you can
·5· ·contact him through counsel.
·6· · · ·MR. RYU:· Then if we need to serve him with something
·7· ·personally, you will agree to accept service even after
·8· ·this trial is over?
·9· · · ·MR. HACOHEN:· You can provide an address where you can
10· ·be served, for example, like your place of business, but
11· ·you don't need to disclose your physical residence address.
12· · · ·THE WITNESS:· A good address for me would be 947 North
13· ·Vignes Avenue, Los Angeles, California 90012.
14· · · ·Q.· ·BY MR. RYU:· And can you just spell the street
15· ·name?
16· · · ·A.· ·Vignes, V-I-G-N-E-S.
17· · · ·Q.· ·Mr. Nabi, you're familiar with a company known as
18· ·Abba Bail Bonds; correct?
19· · · ·A.· ·Yes.
20· · · ·Q.· ·Okay.· And how did you first become aware of Abba
21· ·Bail Bonds?
22· · · ·A.· ·I was working or -- and I entered Abba Bail Bonds
23· ·to drop off a flyer for So Cal Fugitive Recovery Services.
24· · · ·Q.· ·Okay.· And what is your current employment?
25· · · ·MR. HACOHEN:· Objection.· Privacy.
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·1· · · · · · You may answer, if you're comfortable.
·2· · · · · · And vague.
·3· · · ·THE WITNESS:· I work for Gotham Bail Bonds.
·4· · · ·Q.· ·BY MR. RYU:· Do you also currently work for a
·5· ·company called Southern California Fugitive Recovery?
·6· · · ·A.· ·I do not.
·7· · · ·Q.· ·Okay.· So when was it, about, when you dropped off
·8· ·fliers for Southern California Fugitive at Abba Bond -- at
·9· ·Abba Bail Bonds?
10· · · ·MR. HACOHEN:· Misstates testimony.
11· · · · · · And just for the record, Tom, when you said,
12· ·"Southern California Fugitive Recovery," were you referring
13· ·to So Cal Fugitive Recovery?
14· · · ·MR. RYU:· Oh, I'm sorry.· Yeah, So Cal Fugitive.
15· · · ·MR. HACOHEN:· Yousuf, does your answer remain
16· ·unchanged?
17· · · ·MR. RYU:· I didn't --
18· · · ·THE WITNESS:· Yes.
19· · · ·MR. RYU:· -- think I got an answer.
20· · · ·MR. HACOHEN:· I mean on the previous question, but
21· ·okay.
22· · · ·Q.· ·BY MR. RYU:· So -- so when was it, approximately,
23· ·when you dropped off those fliers at Abba Bail Bonds?
24· · · ·A.· ·It was approximately June of 2014.
25· · · ·Q.· ·And when you were dropping off those fliers, did
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·1· ·you meet anybody at Abba Bail Bonds?
·2· · · ·A.· ·It was a long time ago.· I don't remember.
·3· · · ·Q.· ·Do you -- what was the purpose of you dropping off
·4· ·those fliers?
·5· · · ·A.· ·To introduce myself and to introduce myself doing
·6· ·fugitive recovery work.
·7· · · ·Q.· ·And how long have you been -- had you been doing
·8· ·fugitive recovery work back in about -- with the time frame
·9· ·of about June of 2014?
10· · · ·A.· ·I don't remember.
11· · · ·Q.· ·Was it about a year, two years?· Any estimate?
12· · · ·A.· ·It was less than one year.
13· · · ·Q.· ·Now, after you dropped off those fliers, did you
14· ·later get in contact with Abba to do some recovery work?
15· · · ·A.· ·I don't remember if I contacted Abba or Abba
16· ·contacted me.
17· · · ·Q.· ·But regardless of who contacted who, you got into
18· ·some type of contact with them concerning work; is that
19· ·correct?
20· · · ·A.· ·Yes.
21· · · ·Q.· ·Okay.· And did Southern -- did So Cal Fugitive
22· ·actually enter into an agreement with Abba Bail Bonds to do
23· ·recovery work?
24· · · ·A.· ·Yes.
25· · · ·MR. RYU:· Okay.· I'm going to mark as Exhibit 1 a
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·1· ·document called Bill Fugitive Recovery Agreement and let me
·2· ·share it with you.
·3· · · · · · (Plaintiff's Exhibit 1 was marked for
·4· · · · · · identification and is attached hereto.)
·5· · · ·Q.· ·BY MR. RYU:· Okay.· Do you see that on the screen?
·6· · · ·A.· ·Yes.
·7· · · ·Q.· ·Okay.· And do you recognize this document?
·8· · · ·MR. HACOHEN:· Can't see the whole thing yet.
·9· · · ·VIDEOGRAPHER:· Hi, this is Matt, the videographer,
10· ·sorry to interrupt.
11· · · · · · Mr. Nabi, can you move your phone so that you
12· ·can -- your head is more in the center because it's slowly
13· ·sliding off and your head's getting cut off.· I apologize.
14· ·Thank you.
15· · · ·Q.· ·BY MR. RYU:· Looking at page 3 of 4 that's
16· ·currently on your screen, under Recovery Agent Yousuf Nabi,
17· ·that would be you; right?
18· · · ·A.· ·Yes.
19· · · ·Q.· ·And then let me just go to the last page.
20· · · · · · And is that your signature?
21· · · ·A.· ·Yes.
22· · · ·Q.· ·And did you sign this agreement in person?
23· · · ·A.· ·I do not remember.
24· · · ·Q.· ·And do you remember speaking with Mr. Atilla
25· ·Gahbro concerning this agreement?
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·1· · · ·A.· ·Don't remember.
·2· · · ·Q.· ·Okay.· And who drafted this agreement?
·3· · · ·A.· ·I believe it was Abba Bail Bonds.
·4· · · ·Q.· ·Okay.· And did you check to see if everything was
·5· ·correct, in terms of your information, before you signed
·6· ·it?
·7· · · ·A.· ·I -- I don't remember.
·8· · · ·Q.· ·Okay.· So you signed on behalf of So Cal Recovery
·9· ·and Security, Inc., dba So Cal Fugitive Recovery.
10· · · · · · Now, was a company known as So Cal Recovery and
11· ·Security, Inc., a company that was incorporated in the
12· ·state of California at the time that you signed this?
13· · · ·A.· ·On June 18th -- I know that it was filed in June
14· ·of 2014.· I don't remember the exact date.
15· · · ·Q.· ·And did you ever incorporate a company known as So
16· ·Cal Recovery and Security, Inc., at any time?
17· · · ·MR. HACOHEN:· Sorry.· Can I have the question read back
18· ·to me?
19· · · ·MR. RYU:· Madam Court Reporter.
20· · · ·THE REPORTER:· Sure.
21· · · · · · (The question was read by the reporter.)
22· · · ·THE WITNESS:· I believe it was an LLC, not an Inc.
23· ·But, yes, we did register something.
24· · · ·Q.· ·BY MR. RYU:· Okay.· And at the time that you
25· ·entered in this -- into this agreement on June 18th, 2014,
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·1· ·did you have a fictitious business name filing under the
·2· ·name of So Cal Fugitive Recovery?
·3· · · ·MR. HACOHEN:· Objection.· Calls for a legal conclusion.
·4· ·I think -- are you asking whether one was legally recorded
·5· ·or whether he was actually doing business as that name?
·6· · · ·MR. RYU:· I'm asking if it was -- it was actually
·7· ·recorded or filed.
·8· · · ·MR. HACOHEN:· Okay.
·9· · · ·Q.· ·BY MR. RYU:· Did -- did So Cal Recovery and
10· ·Securities, Inc., have a fictitious business name of So Cal
11· ·Fugitive Recovery at the time that you signed this
12· ·agreement?
13· · · ·A.· ·I do not remember.
14· · · ·Q.· ·And this would be the name that you had -- would
15· ·have given to Abba Bail Bonds so that they could type in
16· ·the party's name; is that correct?
17· · · ·A.· ·Yes.
18· · · ·MR. RYU:· Okay.· I'm going to mark as Exhibit Number 2
19· ·the Articles of Incorporation of So Cal Fugitive Recovery,
20· ·Inc., and let me share that.
21· · · · · · (Plaintiff's Exhibit 2 was marked for
22· · · · · · identification and is attached hereto.)
23· · · ·Q.· ·BY MR. RYU:· Okay.· Mr. Nabi, do you see this
24· ·Articles of Incorporation?
25· · · ·A.· ·Yes.
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·1· · · ·Q.· ·Okay.· And is this the company that you
·2· ·incorporated on June 27th, 2014?
·3· · · ·A.· ·I can only see the top half of the document.
·4· · · · · · Sorry, Tom, can you slow down.· Sorry.
·5· · · ·MR. RYU:· And I'll go to Page 2.· And there is Page 2.
·6· · · ·Q.· ·BY MR. RYU:· Do you recognize this document?
·7· · · ·A.· ·It looks to be the Articles of -- Articles of
·8· ·Incorporation as to So Cal Fugitive Recovery.
·9· · · ·Q.· ·Okay.· Was this the company that you intended to
10· ·use for the agreement with Abba Bail Bonds?
11· · · ·MR. HACOHEN:· Objection.· Vague.
12· · · ·THE WITNESS:· I don't remember.
13· · · ·Q.· ·BY MR. RYU:· Is there another company known as So
14· ·Cal Recovery and Security, Inc.?
15· · · ·A.· ·I don't know.
16· · · ·Q.· ·Would you have entered into agreement -- an
17· ·agreement with Abba with a company that was nonexistent or
18· ·not incorporated?
19· · · ·A.· ·Could you rephrase that question?
20· · · ·Q.· ·Okay.· So the bail fugitive recovery agreement
21· ·that you entered into with Abba, you represented that the
22· ·company that was entering into the agreement as the
23· ·recovery agent was So Cal Recovery and Security, Inc.
24· · · · · · I mean, we've checked through all the Secretary of
25· ·State websites and there is no company called So Cal
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·1· ·Recovery and Security, Inc., that was ever incorporated.
·2· · · · · · And so my question is, is that were you using a
·3· ·company that was not yet incorporated and does not exist to
·4· ·enter into a contract with Abba?
·5· · · ·A.· ·I could have.· Like I said, I -- I don't remember
·6· ·So Cal Recovery and Security, Inc.· The dba So Cal Fugitive
·7· ·Recovery, I do remember that.
·8· · · ·Q.· ·Okay.· Now, that's the name of the -- the company
·9· ·that you formed a few days after you entered into the
10· ·fugitive recovery agreement; correct?
11· · · ·MR. HACOHEN:· Legal conclusion as to when the
12· ·corporation was formed.
13· · · · · · But go ahead, you may answer.
14· · · ·THE WITNESS:· It could have been, yes.
15· · · ·Q.· ·BY MR. RYU:· Okay.· Now, you -- you had an
16· ·agreement to provide fugitive recovery services.
17· · · · · · Was this company, the So Cal Fugitive Recovery,
18· ·Inc., was that the company that was performing the fugitive
19· ·recovery services for Abba, based upon the contract?
20· · · ·A.· ·Yes.
21· · · ·Q.· ·Okay.· And did you ever file a fictitious business
22· ·name statement for any fictitious business name for So Cal
23· ·Fugitive Recovery, Inc., or on behalf of So Cal Fugitive
24· ·Recovery, Inc.?
25· · · ·A.· ·Possibly, yes.
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·1· · · ·Q.· ·Okay.· So do you own So Cal Fugitive -- or strike
·2· ·that.
·3· · · · · · Back in June of 2014, did you own So Cal Fugitive
·4· ·Recovery, Inc.?
·5· · · ·MR. HACOHEN:· Objection on the basis of privacy as to
·6· ·his personal financial records and his assets.
·7· · · · · · You ask -- you may ask him about his position or
·8· ·director or officer role, but the ownership, I think, is a
·9· ·matter of personal privacy.
10· · · ·MR. RYU:· I -- I think he could answer as to whether he
11· ·owned the shares or not.· I'm not asking about how many
12· ·shares.· I'm not asking about, you know, how much they are
13· ·worth or any of his financial conditions.· I'm just asking
14· ·if he was the owner.· So if --
15· · · ·MR. HACOHEN:· The ownership of the company would speak
16· ·to his net worth and his assets.
17· · · ·MR. RYU:· Okay.· Then are you going to instruct him not
18· ·to answer?
19· · · ·MR. HACOHEN:· I mean, can -- can you rephrase it to ask
20· ·about his authority to buy the entity or his authority as
21· ·an officer or director of the entity, which, of course, you
22· ·are entitled to?
23· · · ·MR. RYU:· Actually, I will be asking as to whether he
24· ·was a director or -- or officer of the company.· I need to
25· ·know whether he was -- if he owned the company or not.
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·1· · · ·MR. HACOHEN:· I would -- it's his decision to make.
·2· · · · · · My objection is that it is an invasion of his
·3· ·consti- -- constitutionally protected right of privacy, and
·4· ·that his financial affairs and finances are not the subject
·5· ·of this deposition and is beyond the scope of this
·6· ·deposition.
·7· · · · · · And he -- I will advise the witness that he has
·8· ·the right not to answer that question, but if he chooses to
·9· ·answer it, he may.
10· · · ·Q.· ·BY MR. RYU:· Okay.· Mr. Nabi, are you going to
11· ·follow the advice of your counsel not to answer, or will
12· ·you give me an answer as to whether you owned So Cal
13· ·Fugitive Recovery, Inc.?
14· · · ·A.· ·I'm going to take the advice of my counsel and not
15· ·answer.
16· · · ·Q.· ·Okay.· Back in June of 2014, were you the director
17· ·of So Cal Fugitive Recovery, Inc.?
18· · · ·A.· ·Yes.
19· · · ·Q.· ·Were you also an officer of that company?
20· · · ·A.· ·Yes.
21· · · ·Q.· ·And what positions did you hold back in June of
22· ·2014?
23· · · ·A.· ·I was an officer of the corporation.· I don't
24· ·recall what exact positions they were.
25· · · ·Q.· ·Who was the president, if you know?
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·1· · · ·A.· ·I do not remember.
·2· · · ·Q.· ·Okay.· Who was the CFO?
·3· · · ·A.· ·I possibly could have been.
·4· · · ·Q.· ·Okay.· And who was the secretary?
·5· · · ·A.· ·I also could have possibly been.
·6· · · ·Q.· ·Okay.· I'm sorry if I asked you this, but were you
·7· ·a director?
·8· · · ·A.· ·I believe I was.
·9· · · ·Q.· ·Okay.· Were there any other directors besides
10· ·yourself for the company back --
11· · · ·MR. HACOHEN:· Vague as --
12· · · ·Q.· ·BY MR. RYU:· -- in 2014?
13· · · ·MR. HACOHEN:· -- to time.
14· · · · · · Thank you.
15· · · ·MR. RYU:· Did you hear --
16· · · ·THE WITNESS:· I do not believe so.
17· · · ·MR. RYU:· Okay.· Sorry.
18· · · ·THE REPORTER:· I'm sorry, what was the answer, again?
19· · · ·MR. RYU:· I believe he said --
20· · · ·THE WITNESS:· I do not believe so.
21· · · ·Q.· ·BY MR. RYU:· Currently is So Cal Fugitive
22· ·Recovery, Inc., in business?
23· · · ·MR. HACOHEN:· Vague.· I'm sorry.· Objection.· Legal
24· ·conclusion as to being in business.
25· · · · · · You may answer.
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·1· · · ·THE WITNESS:· I -- I do not know.
·2· · · ·Q.· ·BY MR. RYU:· Okay.· At some point in time, did you
·3· ·stop working at So Cal Recovery -- at So Cal Fugitive
·4· ·Recovery, Inc.?
·5· · · ·A.· ·Yes.
·6· · · ·Q.· ·And when was that?
·7· · · ·A.· ·Estimating, sometime in 2016.
·8· · · ·Q.· ·And why did you stop working at So Cal Fugitive
·9· ·Recovery, Inc., in 2016?
10· · · ·A.· ·Changed focuses.
11· · · ·Q.· ·And what do you mean by "changed focuses"?
12· · · ·A.· ·I was no longer focused on fugitive, the public
13· ·work.
14· · · ·Q.· ·Okay.· During the time of, let's say, 2016, did
15· ·you operate the day-to-day operations of So Cal Fugitive
16· ·Recovery, Inc.?
17· · · ·MR. HACOHEN:· Sorry.· Was that 2016?
18· · · ·MR. RYU:· 2016, yes.
19· · · ·THE WITNESS:· Yes, I did.
20· · · ·Q.· ·BY MR. RYU:· Okay.· And, then, so in 2017, you
21· ·stopped doing the day-to-day operations of Fugitive -- So
22· ·Cal Fugitive Recovery, Inc.; is that correct?
23· · · ·MR. HACOHEN:· Misstates the testimony.
24· · · ·THE WITNESS:· Yes.
25· · · ·Q.· ·BY MR. RYU:· Okay.· And who was the person who
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·1· ·operated So Cal Fugitive Recovery, Inc., in 2017?
·2· · · ·A.· ·I do not know.
·3· · · ·Q.· ·Were you an employee of So Cal Fugitive Recovery,
·4· ·Inc., in 2016?
·5· · · ·A.· ·I don't remember.
·6· · · ·Q.· ·In 2016, after you incorporated So Cal Fugitive
·7· ·Recovery, Inc., was -- were there any -- were there any
·8· ·shareholders of that company that was not you?· Whether or
·9· ·not -- you don't have to tell me whether you owned the
10· ·company or not, but were there any shareholders who owned
11· ·the company?
12· · · ·A.· ·I don't know.
13· · · ·Q.· ·Okay.· Do you know if in 2000 -- do you know in
14· ·2014 -- strike that.
15· · · · · · Why did -- okay.· Strike that.
16· · · · · · Do you know anything about the operations of
17· ·Southern -- So Cal Fugitive Recovery, Inc., after 2017 --
18· ·2015?
19· · · ·MR. HACOHEN:· Sorry.· You mean after 2015, meaning in
20· ·'16?
21· · · ·MR. RYU:· 20- -- in 2015.· I'm sorry.
22· · · ·Q.· ·BY MR. RYU:· When -- when did you stop working
23· ·at -- or doing the day-to-day operations at So Cal Fugitive
24· ·Recovery, Inc.?
25· · · ·A.· ·Sometime in 2016.
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·1· · · ·Q.· ·Okay.· So between 2014 and sometime in 2016, you
·2· ·ran the day-to-day operations of Southern California -- or
·3· ·So Cal Fugitive Recovery; correct?
·4· · · ·A.· ·Yes.
·5· · · ·Q.· ·Okay.· And how were -- how was So Cal Fugitive
·6· ·Recovery compensated by Abba Bail Bonds for work that it
·7· ·did?
·8· · · ·MR. HACOHEN:· Vague as to time.
·9· · · ·Q.· ·BY MR. RYU:· Let's say in June of '14 -- or the
10· ·year of 2014.
11· · · ·A.· ·In June of 2014?
12· · · ·Q.· ·Let's say June and the rest of 2014.
13· · · ·A.· ·In July of 2014, So Cal was compensating 5 percent
14· ·of the bail amount for the fugitive recovery service.
15· · · ·Q.· ·Did those terms ever change?
16· · · ·A.· ·Yes.
17· · · ·Q.· ·And how did they change?
18· · · ·A.· ·Sometime in 2014, the later half, it became
19· ·between -- it became a flat retainer fee.
20· · · ·Q.· ·I'm sorry, I didn't hear the last answer.
21· · · ·A.· ·It became a flat retainer fee.
22· · · ·Q.· ·And was that on a -- how much was So Cal Fugitive
23· ·being paid on a monthly basis?
24· · · ·MR. HACOHEN:· Vague as to time.
25· · · ·Q.· ·BY MR. RYU:· In 2014, after it changed to a
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·1· ·monthly flat rate.
·2· · · ·A.· ·Approximately 7- to 8,000 a month.
·3· · · ·Q.· ·And did you have the same arraignment until
·4· ·approximately -- until approximately 2016 with Abba Bail
·5· ·Bonds?
·6· · · ·MR. HACOHEN:· Just for clarification, when you say,
·7· ·"you," are you still referring to So Cal?
·8· · · ·MR. RYU:· Yes.
·9· · · ·THE WITNESS:· There was still a relationship.· The
10· ·terms of the retainer had changed.
11· · · ·Q.· ·BY MR. RYU:· And how did it change?
12· · · ·A.· ·As the volume increased, So Cal also increased its
13· ·retainer for future recovery services.
14· · · ·Q.· ·And approximately when was the time that the
15· ·monthly retainer fee increased?
16· · · ·A.· ·I don't remember the exact time frame.
17· · · ·Q.· ·Was it in 2015?
18· · · ·A.· ·Yes.
19· · · ·Q.· ·Okay.· And from 7- to 8,000 a month, what did it
20· ·go up to?
21· · · ·A.· ·I do not remember the exact number.
22· · · ·Q.· ·And who was the one who suggested that since the
23· ·volume is going up that the retainer fee should be going
24· ·up?
25· · · ·A.· ·I did.
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·1· · · ·Q.· ·Okay.· And that was on behalf of So Cal Fugitive
·2· ·Recovery?
·3· · · ·A.· ·Yes.
·4· · · ·Q.· ·Okay.· And who did you speak with at Abba Bail
·5· ·Bonds to see if Abba Bail Bonds was willing to increase the
·6· ·monthly retainer in 2015?
·7· · · ·A.· ·It would have been Atilla or Jane.
·8· · · ·Q.· ·And do you remember specifically having a
·9· ·conversation with either one or both of them concerning
10· ·this?
11· · · ·A.· ·Yes.
12· · · ·Q.· ·And did Abba approve the increase in the
13· ·retainer -- monthly retainer fee?
14· · · ·A.· ·Yes.
15· · · ·Q.· ·Okay.· And did that increase in monthly retainer
16· ·fee, whatever that amount was, did that ever change at any
17· ·point in time, or did it just stay -- remain the same until
18· ·2016?
19· · · ·A.· ·It's been so long, I don't remember the specifics.
20· · · ·Q.· ·Okay.· Now, at some point in time, were you
21· ·personally hired by Abba Bail Bonds?
22· · · ·A.· ·Yes.
23· · · ·Q.· ·And when did you get hired by Abba Bail Bonds?
24· · · ·A.· ·2015.
25· · · ·Q.· ·It was in October of 2014?
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·1· · · ·A.· ·I remember being told that I was coming in
·2· ·October 2014 and I was to be 1099'd.· I don't remember if
·3· ·that was 1099 So Cal Fugitive Recovery, it was being used
·4· ·as not being hired directly.· I don't remember the exact.
·5· · · ·Q.· ·Okay.· Whenever that time was, whether it was in
·6· ·October or January of 2015, how did this conversation
·7· ·arise, in terms of you actually being personally hired by
·8· ·Abba Bail Bonds?
·9· · · ·A.· ·It was a meeting with myself and Atilla.· We
10· ·talked that day about being hired directly.· We spoke about
11· ·incentives and mileage and reimbursements for So Cal
12· ·Fugitive Recovery.
13· · · · · · We spoke about reimbursement and retainer for
14· ·other fugitive recovery agents hired by -- or contacted by
15· ·So Cal Fugitive Recovery for Abba exclusively.· That was
16· ·kind of the compensation conversation we had that day.
17· · · ·Q.· ·Okay.· And then how did it become, you know,
18· ·talking about So Cal Recovery to "Hey, Mr. Nabi, why don't
19· ·you come work for the company"?
20· · · ·A.· ·It was all a part of that conversation.
21· · · ·Q.· ·And who is Atilla?
22· · · ·A.· ·Atilla Gahbro was the CEO of and owner of Abba
23· ·Bail Bonds.
24· · · ·Q.· ·And how long -- strike that.
25· · · · · · Was that the only CEO that you knew about at Abba
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·1· ·Bail Bonds?
·2· · · ·A.· ·Yes.
·3· · · ·MR. HACOHEN:· Vague as to time.
·4· · · ·MR. RYU:· During that time.
·5· · · ·MR. HACOHEN:· Same objection.
·6· · · · · · Are we talking about 2016 or 2014?
·7· · · ·MR. RYU:· We're talking about at the time that he -- I
·8· ·just wanted his knowledge at the time that he was being
·9· ·hired by Abba Bail Bonds personally, whether he knew of
10· ·any --
11· · · ·MR. HACOHEN:· Oh, okay.
12· · · ·MR. RYU:· -- other CEOs.
13· · · ·MR. HACOHEN:· Thank you.
14· · · ·Q.· ·BY MR. RYU:· Now, why don't we say prior to you
15· ·actually being hired personally by Abba Bail Bonds, did you
16· ·have any interactions with a person by the name of Jane Un?
17· · · ·A.· ·Yes.
18· · · ·Q.· ·Okay.· And who did you know Jane Un to be during
19· ·that time?
20· · · ·MR. HACOHEN:· Vague as to time.
21· · · ·THE WITNESS:· Jane --
22· · · ·Q.· ·BY MR. RYU:· You can answer.
23· · · ·A.· ·I'm sorry.· Can you please repeat the question?
24· · · ·Q.· ·Okay.· And who did you know or --
25· · · · · · Can you repeat the last question?
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·1· · · · · · (The question was read by the reporter.)
·2· · · ·THE WITNESS:· Jane was Atilla's sister and she was
·3· ·running Abba Bail Bonds.
·4· · · ·Q.· ·BY MR. RYU:· So Jane was -- during the approximate
·5· ·time that you were actually hired personally, Jane was
·6· ·running Abba Bail Bonds at the time?
·7· · · ·A.· ·Yes.
·8· · · ·Q.· ·Okay.· And what was Atilla doing?· Was he also
·9· ·running the business at that time?
10· · · ·A.· ·Atilla was there and I remember Atilla signing
11· ·checks, signing agreements, management, upper management
12· ·work.
13· · · ·Q.· ·And during this conversation that you had with
14· ·Atilla where you eventually got hired personally, was Jane
15· ·also present during that meeting or conversation?
16· · · ·A.· ·Yes.
17· · · ·Q.· ·Okay.· And when you were hired, what was your
18· ·title at Abba?
19· · · ·A.· ·Operations management.
20· · · ·Q.· ·And as operations manager, what were your duties?
21· · · ·MR. HACOHEN:· Again, vague as to time.
22· · · · · · What time frame are we talking about?
23· · · ·MR. RYU:· When he was hired.
24· · · ·MR. HACOHEN:· In 2014?
25· · · ·MR. RYU:· It's either 2014 or he remembered --
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·1· · · ·MR. HACOHEN:· Right.
·2· · · ·MR. RYU:· -- as 2015.
·3· · · ·MR. HACOHEN:· Thank you.· Sorry.
·4· · · ·Q.· ·BY MR. RYU:· But whatever that time was when you
·5· ·were hired, what were your duties as the operations
·6· ·manager?
·7· · · ·A.· ·I was responsible for marketing.· I was to oversee
·8· ·quality assurance of the files, old and new.· Work on
·9· ·schedules.· Recruit new hires.· Ensure smooth operations of
10· ·the day-to-day business.
11· · · ·Q.· ·I think you said that you were responsible for --
12· ·was it the quality assurances of the files?
13· · · ·A.· ·For setting up a quality assurance program, yes.
14· · · ·Q.· ·Okay.· And what did that entail?
15· · · ·A.· ·The quality assurance was to make sure there was a
16· ·indemnitor application, a defendant application.· The
17· ·application was filled out the best it could be.· The
18· ·promissory note was completed.· There was a copy of the
19· ·bond issued in the file.
20· · · ·Q.· ·Okay.· Let me just go through that kind of on,
21· ·like, a step-by-step or whatever basis.
22· · · · · · So you -- you know the process of actually a
23· ·client coming in and requesting a bond to be filed on
24· ·behalf -- on their behalf or on behalf of a defendant;
25· ·correct?
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·1· · · ·A.· ·I'm familiar with the process.
·2· · · ·Q.· ·Okay.· And Abba did have some type of policy and
·3· ·practice concerning that, correct, during that time?
·4· · · ·MR. HACOHEN:· Objection.· Vague as to time again.
·5· · · ·Q.· ·BY MR. RYU:· When -- when you were acting as the
·6· ·operations manager.
·7· · · ·A.· ·Can you please elaborate or rephrase, what do you
·8· ·mean by -- checklist?
·9· · · ·Q.· ·Basically, Abba had their own internal set of
10· ·policies which said that, you know, in order to actually
11· ·write up a bond that they needed this document, that
12· ·document, they need to check this, they need to check that,
13· ·those type of things.
14· · · ·A.· ·I don't remember that document.
15· · · ·Q.· ·Okay.· First, can you kind of walk me through the
16· ·process if someone comes in and requests a bail bond, do
17· ·they have to fill out, like, an information sheet?
18· · · ·A.· ·So the process of bail bond is a -- there are jail
19· ·advertisements inside jail facilities.· Those
20· ·advertisements are for licensed bail companies and/or
21· ·individuals.
22· · · · · · Those calls are from a jail collect call system
23· ·that go to the -- to that bail bond office.· The bail agent
24· ·receives the phone call, they accept the charges for that
25· ·phone because they are collect calls.
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·1· · · · · · They -- the bail agent takes down the defendant's
·2· ·name, date of birth, and anyone who the bail agent could
·3· ·contact to assist them in bailing out.
·4· · · · · · Once that information is collected, the bail
·5· ·agent, he or she, would reach out to that possible
·6· ·individual to indemnify the bond, assist with the
·7· ·paperwork, to make the down payment for the premium.
·8· · · · · · The bond would then be issued by the bail agent
·9· ·and a posting agent would go post the bond at the jail.
10· · · ·Q.· ·And as the operations manager, did you have the
11· ·ability to approve or disapprove the actual writing up or
12· ·actually issuing the bond?
13· · · ·A.· ·No.
14· · · ·Q.· ·Whose direction was it to write up a bond or not?
15· · · ·A.· ·The licensed bail agent.
16· · · ·Q.· ·Was there a -- strike that.
17· · · · · · When a bail is written -- or when a bail was
18· ·written by Abba Bail Bonds, did Abba Bail Bonds require
19· ·that -- that there be some type of collateral to secure the
20· ·bond before it was written up?
21· · · ·MR. HACOHEN:· Vague as to time and as to what type of
22· ·bond.
23· · · ·Q.· ·BY MR. RYU:· Do you understand my question?
24· · · ·A.· ·Can you repeat it more clearly?
25· · · ·Q.· ·Okay.· Let's say someone -- let's say it's not a
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·1· ·jail call.
·2· · · · · · You -- you did have walk-ins; right?
·3· · · ·A.· ·Possibly, yes.
·4· · · ·Q.· ·Okay.· And let's say that this person needed a
·5· ·bond for some type of charges that they had.· Did -- and
·6· ·let's say, you know, it was for a certain amount of bail,
·7· ·was there a point in time when Abba would require that
·8· ·there be collateral to secure that bond -- or payment of
·9· ·that bond before it was written?
10· · · ·A.· ·Collateral can or cannot be taken on a bond. I
11· ·was not aware of any policy that every single bond required
12· ·any type of collateral.
13· · · ·Q.· ·Was there a -- let's say a threshold amount where
14· ·Abba would absolutely require collateral?
15· · · ·MR. HACOHEN:· Objection.· Vague as to time.
16· · · ·Q.· ·BY MR. RYU:· Let's say when you were -- let's --
17· ·let's say everything right now that we're talking about is
18· ·when you were the operations manager of Abba Bail Bonds.
19· · · ·MR. HACOHEN:· Just to be clear, Tom, my issue is that
20· ·if things changed while -- during the time from '14 to '16,
21· ·you got to be specific as to which period.· But go ahead.
22· · · ·THE WITNESS:· Sorry.· Before you guys went back and
23· ·forth.· I don't recall any specific threshold that required
24· ·it.· It was based on Assurity's approval, underwriting
25· ·approval.
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·1· · · ·Q.· ·BY MR. RYU:· And as to the underwriting approval,
·2· ·who was the person that actually approved these?
·3· · · ·A.· ·Approved what?
·4· · · ·Q.· ·The underwriting of any bond.
·5· · · ·A.· ·The bail agents wrote their bonds.· Above a
·6· ·certain limit, it was to be approved by the surety.
·7· · · ·Q.· ·And when you did the quality assurance of these
·8· ·bonds that were being written, were you -- were there bonds
·9· ·that you did not believe was -- strike that.
10· · · · · · When you did your quality assurances as an
11· ·operations manager, did you ever come across any bond that
12· ·you did not feel was -- should have been written?
13· · · ·A.· ·Yes.
14· · · ·Q.· ·And what do you do -- what do you do or what did
15· ·you do if you find those type of bonds that should not have
16· ·been written?
17· · · ·A.· ·We would -- I would instruct the bail agent to fix
18· ·the issue with the file.· If the bail agent was
19· ·unsuccessful in completing the file or documents, we would
20· ·try to reach out to the defendant and the indem- --
21· ·indemnitor for that file again to try to resolve if the
22· ·defendant disconnected their number or refused us or -- we
23· ·would then attempt to surrender the bond in court because
24· ·the defendant is not following through with their
25· ·agreement.
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·1· · · ·MR. HACOHEN:· Could we take 5 minutes either now or
·2· ·when you're done with this line?
·3· · · ·MR. RYU:· Yeah, now, that's fine.· Why don't we take --
·4· ·let's take 10 minutes and be back --
·5· · · ·MR. HACOHEN:· Okay.
·6· · · ·MR. RYU:· -- somewhere around 12:45 or so.
·7· · · ·VIDEOGRAPHER:· Is everybody ready to go off the record?
·8· · · ·MR. HACOHEN:· Off the record.
·9· · · ·VIDEOGRAPHER:· One moment, please.· We are now going
10· ·off the record.· The time is 12:36.
11· · · · · · (A recess was taken.)
12· · · ·VIDEOGRAPHER:· We are now going back on the record.
13· ·The time is 12:50.
14· · · ·Q.· ·BY MR. RYU:· Okay.· Mr. Nabi, let me just remind
15· ·you that you are still under oath.
16· · · · · · When you started as the operations manager at Abba
17· ·Bail Bonds, what was your salary?
18· · · ·A.· ·It was a combination of salary and bonus.
19· · · ·Q.· ·And what was your base salary, then?
20· · · ·A.· ·In 2015 and '16, I think it was, like, 3,000 or
21· ·4,000 a month.
22· · · ·Q.· ·And as the operations manager, you had the
23· ·authority to schedule employees?
24· · · ·MR. HACOHEN:· The word was "schedule"?
25· · · ·MR. RYU:· Let me just go back, then.
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·1· · · ·Q.· ·BY MR. RYU:· At the time you became operations
·2· ·manager, were there two different types of employees, let's
·3· ·say one would be administrative employees, the other ones
·4· ·would be bail agents?· Would that be a correct statement?
·5· · · ·A.· ·Yes, two different departments.
·6· · · ·Q.· ·Okay.· Now, the administrative employees, they
·7· ·came to the office on a regular basis; is that correct?
·8· · · ·A.· ·Yes.
·9· · · ·Q.· ·And did they have certain schedules that they had
10· ·to work?· And I'm talking about the admin people.
11· · · ·A.· ·Yes.
12· · · ·Q.· ·And I think you stated earlier that one of your
13· ·responsibilities was scheduling; is that correct?
14· · · ·A.· ·In 2015, yes.
15· · · ·Q.· ·And so you had the authority to schedule employees
16· ·as to when they would come in and when they would leave.
17· ·Would that be a fair statement?
18· · · ·A.· ·Yes.
19· · · ·Q.· ·And did you also have -- in 2015, did you also
20· ·have the ability to hire admin employees?
21· · · ·A.· ·In 2015?
22· · · ·Q.· ·Yes.
23· · · ·A.· ·Yes.
24· · · ·Q.· ·And then in 2015, did you also have the ability to
25· ·fire employees?
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·1· · · ·A.· ·Yes.
·2· · · ·Q.· ·Okay.· Now, when you were receiving the base
·3· ·salary of 3- to $4,000 a month back in 2015, were you paid
·4· ·as an employee getting a W-2, or were you getting a 1099
·5· ·for the income that you were making?
·6· · · ·A.· ·I believe, if I remember correctly, my salary was
·7· ·W-2 and my bonus, based off of the net, was 1099.
·8· · · ·Q.· ·And who made that decision to pay you your base
·9· ·salary as a W-2 and your bonuses as a 1099?
10· · · ·A.· ·I believe it was Jane or Atilla.
11· · · ·Q.· ·Now, did your title ever change from operations
12· ·manager to anything else in 2015?
13· · · ·A.· ·My title did change.· I don't recall the exact
14· ·date.
15· · · ·MR. RYU:· Okay.· Let me mark as Exhibit Number 3 a
16· ·business card of Yousuf Nabi.
17· · · · · · (Plaintiff's Exhibit 3 was marked for
18· · · · · · identification and is attached hereto.)
19· · · ·Q.· ·BY MR. RYU:· Okay.· Do you see that on the screen,
20· ·Mr. Nabi?
21· · · ·A.· ·I do.
22· · · ·Q.· ·Okay.· And I believe this business card says VP
23· ·of -- or VP operations.· Do you see that?
24· · · ·A.· ·Yes.
25· · · ·Q.· ·And when did you become vice president of
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·1· ·operations at Abba Bail Bonds?
·2· · · ·A.· ·I don't remember.· This doesn't look like a
·3· ·business card.· It looks like a -- like a telephone.
·4· · · ·Q.· ·Actually, it's -- it was -- it was, like, a
·5· ·plastic business card.· It was a -- actually, it was a very
·6· ·nice-looking business card.· It does look like kind of a
·7· ·telephone.· But it's a screenshot of this business card.
·8· · · · · · Do you remember having this business card?
·9· · · ·A.· ·I don't remember that.
10· · · ·Q.· ·Okay.· Do you remember making this business card?
11· · · ·A.· ·I don't remember that.
12· · · ·Q.· ·Is there anything that would cause you to believe
13· ·that this business card never existed or this is
14· ·fabricated?
15· · · ·MR. HACOHEN:· Vague as to "never existed" or
16· ·"fabricated."
17· · · · · · But you may answer, if you understand.
18· · · ·THE WITNESS:· I don't -- I still think maybe this was
19· ·just a design of some sort or -- or -- I don't know,
20· ·because that looks like an iPhone keyboard.· So it looks
21· ·like a picture of a phone.· So I -- I don't know what this
22· ·is.
23· · · ·MR. RYU:· I'm not going to go off the record, but let
24· ·me just go off the screen for one second.
25· · · ·Q.· ·BY MR. RYU:· Okay.· I mean, I -- I could represent
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·1· ·to you that -- that I took a photo of this card.· And so
·2· ·that -- that whole thing on the screen is not part of a
·3· ·phone, that -- those letters.· It's part of the design on
·4· ·the card itself.· So with that representation, that it was
·5· ·actually -- it looked like a credit card almost.
·6· · · · · · Do you have any information or belief that this --
·7· ·this business card is not real or it was never --
·8· · · ·MR. HACOHEN:· Sorry.· Tom, I just want to understand
·9· ·the record.
10· · · · · · You're saying that the card itself was in plastic
11· ·form and stated "4:21 p.m." at the top of the card and --
12· · · ·MR. RYU:· No.· I'm sorry.
13· · · ·MR. HACOHEN:· -- and a battery sign?
14· · · ·MR. RYU:· I'm sorry, except for the very top line where
15· ·it says "Bell" -- or, actually, you know what -- I will --
16· ·you know what, I'll come back to this exhibit because I
17· ·don't know if that's actually part of the design on the --
18· ·on the -- on the card or not.· But I'll come back to it.
19· · · ·MR. HACOHEN:· Okay.
20· · · ·Q.· ·BY MR. RYU:· Do you ever remember being a vice
21· ·president of operations?
22· · · ·A.· ·I -- I could have been.
23· · · ·Q.· ·Did -- did either Atilla or Jane ever promote you
24· ·to the position of vice president at any point in time?
25· · · ·A.· ·They did refer to me as the vice president, yes.
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·1· · · ·Q.· ·Okay.· And when did they start referring you -- to
·2· ·you as the vice president?
·3· · · ·A.· ·I remember in early 2015, late 2014 meeting with
·4· ·Atilla and him saying, "Well, you're the vice president."
·5· · · ·Q.· ·And did you -- and that changed your position --
·6· ·or your title from operations manager to VP of operations;
·7· ·is that correct?
·8· · · ·A.· ·It -- it could have.
·9· · · ·Q.· ·Okay.· Now, and -- and by looking at this card,
10· ·you don't remember that -- that you actually had this card
11· ·as your business card; is that correct?
12· · · ·A.· ·I don't recall having a business card with three
13· ·dots, the letter bell, a -- a antenna graphic, a time or a
14· ·battery and Bluetooth logo on iPhone.· I don't remember
15· ·this card.
16· · · ·Q.· ·Okay.· Did you ever -- did -- did your title ever
17· ·change from VP to any other position at Abba?
18· · · ·A.· ·Yes.
19· · · ·Q.· ·And -- and what did your title change to after VP
20· ·of operations?
21· · · ·A.· ·In 2016, Atilla and Jane gave me the title of
22· ·chief operations officer.
23· · · ·MR. RYU:· Okay.· Let me mark as Exhibit Number 4 a
24· ·business card of Yousuf Nabi.
25· ·///
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·1· · · · · · (Plaintiff's Exhibit 4 was marked for
·2· · · · · · identification and is attached hereto.)
·3· · · ·Q.· ·BY MR. RYU:· Do you see Exhibit Number 4 on the
·4· ·screen?
·5· · · ·A.· ·Yes.
·6· · · ·Q.· ·Okay.· Is this a business card that you designed?
·7· · · ·A.· ·I think these were the business card designs that
·8· ·were there prior to me.
·9· · · ·Q.· ·Okay.· So you used this.
10· · · · · · Do you remember authorizing the print of these
11· ·business cards?
12· · · ·A.· ·Yes.· I did issue business cards.
13· · · ·Q.· ·Okay.
14· · · ·A.· ·This one actually looks like a business card
15· ·versus the other one.
16· · · ·Q.· ·Okay.· And so this was in 2016?
17· · · ·A.· ·Yes.
18· · · ·Q.· ·And, now, between your job duties as the
19· ·operations manager and when you had the title of VP, were
20· ·there any changes in duties that you had?
21· · · ·A.· ·Not necessarily, no.
22· · · ·Q.· ·What about from VP to the chief operating officer,
23· ·did your duties change in any manner?
24· · · ·A.· ·No.
25· · · ·Q.· ·So, in essence, your title kept on getting -- I
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·1· ·guess you were being promoted, but your duties remained the
·2· ·same, in terms of what you were doing on a day-to-day basis
·3· ·at Abba; is that correct?
·4· · · ·A.· ·Yes.· The duties just became larger as the staff
·5· ·grew, you know, and we had more managers.· You know, I
·6· ·believe Atilla probably saw it better that I was chief
·7· ·operations officer and wanted to assign that title to me.
·8· · · ·Q.· ·Now, when you were either operations manager or
·9· ·VP, did you have a supervisor that you reported to at Abba
10· ·Bail Bonds?
11· · · ·A.· ·I reported directly to Atilla Gahbro and June Un.
12· · · ·Q.· ·Okay.· And did Atilla remain president of Abba
13· ·Bail Bonds throughout your employment at Abba Bail Bonds
14· ·until, let's say, April of 2016?
15· · · ·MR. HACOHEN:· President or CEO, Tom?
16· · · ·MR. RYU:· Excuse me?
17· · · ·MR. HACOHEN:· President or CEO?
18· · · · · · I think Atilla was the CEO, not the president.
19· · · ·MR. RYU:· I think -- okay.
20· · · ·Q.· ·BY MR. RYU:· Were -- actually, was there a CEO --
21· ·Were there different CEOs and presidents at Abba Bail Bonds
22· ·in --
23· · · ·A.· ·I don't --
24· · · ·Q.· ·-- 2015?
25· · · ·A.· ·-- recall.· In 2015, I -- I don't recall a
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·1· ·president.· Atilla Gahbro was the CEO.
·2· · · ·Q.· ·Did Atilla remain CEO of Abba Bail Bonds until the
·3· ·time you left in April of 2016?
·4· · · ·MR. HACOHEN:· Legal conclusion as to "you left," but I
·5· ·think the rest of the question is fine.
·6· · · ·THE WITNESS:· Yes.
·7· · · ·Q.· ·BY MR. RYU:· And was it your understanding that
·8· ·Jane was the president of Abba Bail Bonds at the time of
·9· ·your employment?
10· · · ·A.· ·I don't know what Jane's title was from a
11· ·corporate level.
12· · · ·Q.· ·Did Jane ever tell you that -- that she had the
13· ·West Nile virus prior to you starting work at Abba?
14· · · ·A.· ·No.
15· · · ·Q.· ·Okay.· Did she tell you that she did not --
16· · · ·MR. HACOHEN:· Sorry, sorry.· I think the question was
17· ·did she say that to him prior to him being there -- to him
18· ·working there or -- I think you meant to ask is did she
19· ·tell him while he was working there that prior to his
20· ·employment, she had the West Nile virus.· I think those are
21· ·two different questions.
22· · · ·MR. RYU:· Okay.· It's the second one.
23· · · ·Q.· ·BY MR. RYU:· Mr. Nabi, let me just clarify.
24· ·During the time that you were employed, did Jane ever tell
25· ·you that prior to you working at Abba that she had suffered
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·1· ·from the West Nile virus?
·2· · · ·A.· ·Yes.
·3· · · ·Q.· ·Okay.· And did she tell you that because of that,
·4· ·she needed your help in managing the day-to-day operations
·5· ·of Abba Bail Bonds?
·6· · · ·A.· ·No.
·7· · · ·Q.· ·Okay.· When you started in, let's say, 2014 or
·8· ·2015 as operations manager at Abba Bail Bonds,
·9· ·approximately how many admin employees were there?
10· · · ·A.· ·In 2014, when I started?
11· · · ·Q.· ·Yes.
12· · · ·A.· ·Two.
13· · · ·MR. HACOHEN:· And, Tom, I just want to clarify
14· ·something here.· I think we're all being very loose as to
15· ·his employment at Abba.· You're talking about the time that
16· ·he started doing work for Abba, right, but I think we
17· ·established originally it was So Cal, later it was him.
18· · · · · · When you say, "you," you mean the royal you
19· ·including So Cal?
20· · · ·MR. RYU:· Actually, I'm not including So Cal right now.
21· · · ·Q.· ·BY MR. RYU:· Let's limit these questions to you
22· ·personally unless I actually talk about So Cal.
23· · · · · · Would that be okay?· Do you understand that,
24· ·Mr. Nabi?
25· · · · · · So when I refer to "you," I'm not referring to So
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·1· ·Cal anymore.· I'm talking about you personally.
·2· · · ·A.· ·"You," Yousuf Nabi.
·3· · · ·Q.· ·Exactly.
·4· · · ·A.· ·Okay, sir.
·5· · · ·Q.· ·Okay.· So at the time that you began working at
·6· ·Abba, there were two admin employees; is that correct?
·7· · · ·A.· ·Approximately two, yes.
·8· · · ·Q.· ·Okay.· And did you keep those employees after you
·9· ·became operations manager?
10· · · ·A.· ·Yes.
11· · · ·Q.· ·You didn't get rid of them?· You didn't fire them?
12· · · ·A.· ·No.
13· · · ·Q.· ·Okay.· And during 2015, did you hire additional
14· ·admin people?
15· · · ·A.· ·In 2014 or '15?
16· · · ·Q.· ·'15.
17· · · ·A.· ·Yes.
18· · · ·Q.· ·Okay.· In 2014, did you hire new admin people?
19· · · ·A.· ·I don't recall.
20· · · ·Q.· ·Okay.· At a certain point in time in 2015, did you
21· ·ever let go the two admin people that were working when you
22· ·started at Abba?
23· · · ·A.· ·Possibly one.
24· · · ·Q.· ·And do you know why you either fired them or laid
25· ·them off or whatever it was that terminated their
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·1· ·employment with Abba?
·2· · · ·A.· ·I would guess it was due to poor performance or --
·3· ·or some job-related issue.
·4· · · ·Q.· ·And at the height of 2015, how many admin
·5· ·employees did you have?
·6· · · ·MR. HACOHEN:· Sorry, did Abba have?
·7· · · ·MR. RYU:· Yeah, did Abba have.
·8· · · ·THE WITNESS:· Approximately six.
·9· · · ·Q.· ·BY MR. RYU:· And did Abba Bail Bonds, when you
10· ·started, have bail agents that worked for Abba?
11· · · ·A.· ·Yes.
12· · · ·Q.· ·And approximately how many bail agents were
13· ·working for Abba at the time?
14· · · ·A.· ·Approximately 6 to 8.
15· · · ·Q.· ·And after you started at Abba, did you ever
16· ·terminate any of those bail agents that were working at
17· ·Abba?
18· · · ·A.· ·Yes.
19· · · ·Q.· ·And approximately how many bail agents did you get
20· ·rid of?
21· · · ·A.· ·From the original Abba team --
22· · · ·Q.· ·Yes.
23· · · ·A.· ·-- prior to me?
24· · · · · · Approximately 2 or 3.
25· · · ·Q.· ·And was there a reason why you got rid of those
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·1· ·people who were -- who preexisted your employment with
·2· ·Abba?
·3· · · ·A.· ·I -- I want to say probably Jane or -- and/or
·4· ·Atilla instructed me to because there was some kind of
·5· ·performance issues.
·6· · · ·Q.· ·Okay.· So --
·7· · · ·A.· ·I'm sorry.
·8· · · ·Q.· ·So as to the bail agents, it wasn't your decision,
·9· ·but it was either Jane or Atilla's decision?
10· · · ·A.· ·Most of the decisions were made jointly.
11· · · ·Q.· ·But would -- I think you stated that either Jane
12· ·or Atilla told you to get rid of them.· So it wasn't really
13· ·your idea to get rid of them.
14· · · ·A.· ·I -- I believe at that time, Jane and Atilla took
15· ·my recommendations and concerns, heavy and not
16· ·lighthearted.
17· · · ·Q.· ·And when you started at Abba, how were the admin
18· ·employees being paid?· Were they paid on a W-2, or were
19· ·they being paid through a 1099?
20· · · ·A.· ·1099.
21· · · ·Q.· ·All of them?
22· · · ·A.· ·1099 or W-2, combination, or maybe she split them.
23· ·I -- I don't recall exactly how.
24· · · ·Q.· ·But to the best of your recollection, none of them
25· ·were being paid as a straight W-2 for all of their income;
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·1· ·is that correct?
·2· · · ·A.· ·Again, I -- I don't remember if they were split;
·3· ·one was being W-2, one was 1099.· I -- I -- I wasn't really
·4· ·involved in -- in how individuals were paid.
·5· · · ·Q.· ·Did you ever become involved in how payroll was
·6· ·paid?
·7· · · ·MR. HACOHEN:· Objection.· Vague.
·8· · · ·THE WITNESS:· In --
·9· · · ·Q.· ·BY MR. RYU:· You can answer.
10· · · ·A.· ·Okay.· In the manner in which they were paid, so
11· ·we did use payroll services in implementing that and -- and
12· ·reviewing what was there.· But if we're talking about 1099,
13· ·W-2, no, I was never involved in that.
14· · · ·Q.· ·Okay.· Once you started with Abba, who was the
15· ·person that was taking care of the accounting at Abba, if
16· ·there was any such person?
17· · · ·A.· ·There was a bookkeeper.· Her name was Phyllis.
18· · · ·Q.· ·And did you ever replace that bookkeeper?
19· · · ·A.· ·I personally did not, no.
20· · · ·Q.· ·Okay.· Did you recommend any persons to be the
21· ·bookkeeper?
22· · · ·A.· ·Yes.
23· · · ·Q.· ·And who did you recommend?
24· · · ·A.· ·Ana Roman.
25· · · ·Q.· ·And was Ana Roman -- was there a period of time
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·1· ·when Abba actually interviewed potential bookkeepers or
·2· ·financial persons to do the accounting of Abba?
·3· · · ·A.· ·I don't remember or know specifics of that.
·4· · · ·Q.· ·Do you recall actually interviewing Ana Roman for
·5· ·the job, along with Atilla and Jane, if they were there?
·6· · · ·A.· ·I don't remember being involved in the interview
·7· ·process with Ana Roman.
·8· · · ·Q.· ·Okay.· Did you ever tell Atilla or Jane that you
·9· ·knew Ana Roman personally prior to her being hired?
10· · · ·A.· ·Yes.
11· · · ·Q.· ·And did you give a good recommendation for Ana
12· ·Roman prior to her being hired?
13· · · ·A.· ·Yes.
14· · · ·Q.· ·Okay.· Now, the bail agents, are bail agents
15· ·normally on some type of salary as well?
16· · · ·MR. HACOHEN:· Sorry.· Do you mean in the industry
17· ·standard or at Abba, or --
18· · · ·MR. RYU:· At Abba.
19· · · ·MR. HACOHEN:· -- can you be specific, please?
20· · · ·Q.· ·BY MR. RYU:· Out of the 6 to 8 bail agents that
21· ·were there at the time that you started, did they work
22· ·exclusively for Abba?
23· · · ·A.· ·Not all of them, no.
24· · · ·Q.· ·Now, did any of those -- were there some that were
25· ·exclusively for Abba?
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·1· · · ·A.· ·Possibly, yes.
·2· · · ·Q.· ·Now, as to those people, do you know whether -- do
·3· ·you know how they were paid, whether W-2 or 1099?
·4· · · ·A.· ·Do not know.
·5· · · ·Q.· ·And would Ana know as to whether these employees
·6· ·or bail agents were being paid W-2 or 1099?
·7· · · ·A.· ·I -- I can't speak on Ana's behalf.
·8· · · ·Q.· ·Was Ana in -- well, I'm talking about the full
·9· ·length of your employment and as COO of Abba Bail Bonds,
10· ·who -- to the best of your recollection, who -- who would
11· ·know whether employees were being paid on W-2s or 1099s?
12· · · ·A.· ·For sure, Atilla would know.· He signed the
13· ·checks.
14· · · ·Q.· ·Okay.· And then anybody else?
15· · · ·A.· ·Possibly Jane.· Possibly Phyllis.· Possibly Ana.
16· · · ·Q.· ·Okay.
17· · · ·A.· ·I mean, they were all involved in that.
18· · · ·Q.· ·Now, let's say between 2014 until April of 2016,
19· ·did Abba exclusively use So Cal Fugitive for its recovery
20· ·services?
21· · · ·A.· ·Can you repeat the dates, please, sir?
22· · · ·Q.· ·During the time that you were actually personally
23· ·employed at Abba.· So it would be from late 2014 to April
24· ·of 2016.
25· · · ·A.· ·Exclusively, no.
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·1· · · ·Q.· ·Do you know of any other recovery services that
·2· ·Abba was using?
·3· · · ·A.· ·I would have to look at documents.· I don't
·4· ·remember.
·5· · · ·Q.· ·Okay.· And what kind of documents would you have
·6· ·to refer to?
·7· · · ·A.· ·You know, what state they were.· Who cleared who.
·8· ·Who investigated that forfeiture.· Was it in a different
·9· ·state, a different country.· Things of that nature.
10· · · ·Q.· ·Okay.· If -- if -- if a fugitive recovery service
11· ·was needed, whose decision was it to use that recovery
12· ·service?· Was it yours?· Was it Jane's?· Was it Atilla's?
13· · · ·MR. HACOHEN:· Vague as to time.
14· · · ·Q.· ·BY MR. RYU:· And we're all talking about during
15· ·the whole time that you were employed personally at Abba.
16· · · ·A.· ·Most likely mine or Jane's decision.
17· · · ·Q.· ·Would -- if it was a -- if it was a recovery that
18· ·needed to be done in California, would you have recommended
19· ·using any other fugitive recovery service other than So Cal
20· ·Fugitive?
21· · · ·A.· ·Unless there's a particular circumstance or
22· ·reason, no.
23· · · ·Q.· ·Okay.· Now, normally a fugitive recovery company
24· ·is hired when there is a forfeiture of the bond; is that
25· ·correct?
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·1· · · ·MR. HACOHEN:· Sorry.· Do you mean by Abba or in the
·2· ·bail industry in general?
·3· · · ·MR. RYU:· Well, let's say in general, but we're going
·4· ·to go back to Abba.· But, I mean -- okay.
·5· · · ·Q.· ·BY MR. RYU:· Abba would use a recovery service if
·6· ·there -- if the bond went into forfeiture; would that be
·7· ·correct?
·8· · · ·MR. HACOHEN:· Vague as to time.
·9· · · ·Q.· ·BY MR. RYU:· During the whole time that you were
10· ·employed there.
11· · · ·A.· ·Not necessarily, no.
12· · · ·Q.· ·Okay.· If the bond does not go into forfeiture,
13· ·would they need a recovery service?
14· · · ·A.· ·They could use a recovery service, yes.
15· · · ·Q.· ·For what purpose?
16· · · ·A.· ·GPS monitoring, pre-investigative work, door
17· ·locks, send a check in, court surrenders, bookings, bond
18· ·surrenders, affidavits of investigation.
19· · · ·Q.· ·Okay.· Would it be a true statement that -- that
20· ·the more bonds of Abba that would go into forfeiture, the
21· ·more money that So Cal Fugitive would make to do recovery
22· ·services?
23· · · ·A.· ·So let me understand this.· So you're saying that
24· ·the more forfeitures there were, the more So Cal Fugitive
25· ·Recovery would charge?
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·1· · · ·Q.· ·No, that -- the more business So Cal Recovery
·2· ·would have to do recovery work.
·3· · · ·A.· ·That would be more work for So Cal Fugitive
·4· ·Recovery, yes.
·5· · · ·Q.· ·Okay.· And because of that, would So Cal make more
·6· ·money if more bonds went into forfeiture at Abba?
·7· · · ·A.· ·No.
·8· · · ·Q.· ·And why is that?
·9· · · ·A.· ·Because So Cal Fugitive Recovery was on retainer,
10· ·not a per-bond basis.
11· · · ·Q.· ·Okay.· Did Ana Roman report to you?
12· · · ·A.· ·To Jane Un.
13· · · ·MR. HACOHEN:· Sorry, sorry.· Yousuf, can you just
14· ·clarify your answer?· I know what you said is true, but you
15· ·didn't define the time frame.
16· · · ·THE WITNESS:· Do you want to repeat that for me?
17· · · ·MR. HACOHEN:· Yeah, sure.· So you said that So Cal was
18· ·on retainer, but I think earlier -- just to clarify, was So
19· ·Cal always on retainer?
20· · · ·THE WITNESS:· Initially, So Cal was not on retainer.
21· ·Initially, it was paid on a bond-per-bond basis.· After
22· ·October 2014, it became on retainer.
23· · · ·MR. HACOHEN:· Okay.· Thank you.· Just wanted to make
24· ·sure the record was clear on that.
25· · · ·Q.· ·BY MR. RYU:· Okay.· So is it your recollection
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·1· ·right now that -- that you started as operations manager
·2· ·sometime in October of 2014 --
·3· · · ·A.· ·Yes.
·4· · · ·Q.· ·-- or is it still your testimony that you started
·5· ·in 2015?
·6· · · ·A.· ·It was late '14 or early '15.· I don't remember
·7· ·the exact date.
·8· · · ·Q.· ·Okay.· So Ana Roman did not report to you; is that
·9· ·correct?
10· · · ·A.· ·No, she reported to Jane and Atilla.
11· · · ·Q.· ·Okay.· And do you know what Ana's responsibilities
12· ·were at Abba Bail Bonds when she was employed there?
13· · · ·A.· ·Bookkeeper.
14· · · ·Q.· ·Did she have any payroll responsibilities?
15· · · ·A.· ·She would handle the payroll, yes.
16· · · ·Q.· ·And during every pay period, did you ever review
17· ·and finalize the payroll entries?
18· · · ·MR. HACOHEN:· Objection.
19· · · ·Q.· ·BY MR. RYU:· You can answer.
20· · · ·A.· ·I -- I would review payroll records, yes.
21· · · ·Q.· ·Okay.· And did you approve the payroll records?
22· · · ·A.· ·If Jane or Atilla was not available, yes.
23· · · ·Q.· ·Did Jane and Atilla always review the payroll
24· ·records?
25· · · ·A.· ·If they were available.
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·1· · · · · · (Reporter requests clarification.)
·2· · · ·MR. HACOHEN:· Yeah, belated objection.· Vague as to
·3· ·time.· Thank you.
·4· · · ·Q.· ·BY MR. RYU:· Now, during every pay period, did Ana
·5· ·review and finalize the payroll entries?
·6· · · ·A.· ·I don't know about every pay period.· Phyllis
·7· ·could have done them.· And when Ana came, Ana could have
·8· ·submitted payroll for processing or for approval.· I don't
·9· ·know.
10· · · ·Q.· ·You know, I -- I don't remember if I asked this,
11· ·but Ana replaced Phyllis?
12· · · ·A.· ·Yes.
13· · · ·Q.· ·Okay.· And whose decision was it to get rid of
14· ·Phyllis?
15· · · ·A.· ·Jane and Atilla.
16· · · ·Q.· ·And did they tell you that they were unhappy with
17· ·Phyllis?
18· · · ·A.· ·They didn't tell me.· I -- I -- I don't remember
19· ·the exacts of why Phyllis was replaced.
20· · · ·Q.· ·Okay.· And does Abba have a payroll bank account,
21· ·or during the time that you --
22· · · ·MR. HACOHEN:· Vague.
23· · · ·Q.· ·Okay.· During the time you were employed with
24· ·Abba, did Abba have a payroll account?
25· · · ·A.· ·Meaning, like, an account that payroll went out
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·1· ·of?
·2· · · ·Q.· ·Yes.· An account that was specifically dedicated
·3· ·to payroll versus any other expenses of the business.
·4· · · ·MR. HACOHEN:· Legal conclusion.
·5· · · ·THE WITNESS:· I don't know.· I don't recall 2014 or
·6· ·even 2015.· But in 2016, yes, there was a payroll account.
·7· · · ·Q.· ·BY MR. RYU:· Was it one of your suggestions to set
·8· ·up a payroll account?
·9· · · ·A.· ·No, I don't believe it was.
10· · · ·Q.· ·Okay.· How did you become aware that there was a
11· ·separate payroll account in 2016?
12· · · ·A.· ·Again, in 2015 or 2016, Atilla, Jane, Ana and
13· ·myself attended a meeting with Wells Fargo business team,
14· ·and there was a number of accounts that were set up, and
15· ·there was a design on how the banking would work.· All I
16· ·remember from that time frame.
17· · · ·Q.· ·Okay.· And was it the banker's suggestion that
18· ·they separate -- that Abba separates out a payroll account
19· ·as to a general expense account?
20· · · ·A.· ·I don't know whose suggestion it was.
21· · · ·Q.· ·Okay.· Was that discussed by the banker that --
22· ·you know, that Abba may need separate accounts for payroll?
23· · · ·A.· ·I -- I'm sure there was a discussion about it.
24· · · ·Q.· ·Okay.· And this was a discussion where you were
25· ·present; correct?
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·1· · · ·A.· ·Yes.
·2· · · ·Q.· ·And did the banker specify what type of expenses
·3· ·could be taken out of the payroll account?
·4· · · ·A.· ·I don't recall.
·5· · · ·Q.· ·Did the banker explain what the general account
·6· ·would be used for?
·7· · · ·A.· ·That's kind of a long answer.· Would you like me
·8· ·to go into it?
·9· · · ·Q.· ·Sure.
10· · · ·A.· ·So at the time, there were different counties Abba
11· ·Bail Bonds was conducting business in.· The -- the premium
12· ·from those counties were to be deposited into those
13· ·specific county's account.· And then the Wells Fargo
14· ·business management team set up a system where it would
15· ·automatically transfer into a general account at the end of
16· ·every night.
17· · · ·Q.· ·And do you know where the money that was deposited
18· ·into the payroll account came from?
19· · · ·A.· ·I believe it would be deducted or transferred from
20· ·the general account.
21· · · ·Q.· ·Do you know what account that the So Cal Fugitive
22· ·monthly retainer was paid out of?· Was it the payroll
23· ·account or the general account?
24· · · ·A.· ·I don't know.
25· · · ·VIDEOGRAPHER:· Counsel, would you still like to share
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·1· ·the exhibit, or shall we take it down?
·2· · · ·MR. RYU:· Let me take it down.· I'm sorry.
·3· · · ·VIDEOGRAPHER:· Thank you.
·4· · · ·Q.· ·BY MR. RYU:· Do you know if So Cal Fugitive was
·5· ·ever paid out of the payroll account?
·6· · · ·A.· ·I don't know.
·7· · · ·Q.· ·Okay.· If So Cal Fugitive was being paid out of
·8· ·the payroll account, you as the COO or VP of Abba, would
·9· ·you have made any suggestions or corrections to that?
10· · · ·MR. HACOHEN:· Objection.· Calls for a hypothetical.
11· ·Calls for speculation.
12· · · ·Q.· ·BY MR. RYU:· You can answer.
13· · · ·A.· ·Well, I -- I don't know.
14· · · ·Q.· ·Do you -- do you know that So Cal Fugitive was --
15· ·the retainer was being paid out of the payroll account?
16· ·Were you aware of that?
17· · · ·A.· ·They could have been.· I -- I don't remember.
18· · · ·Q.· ·Now, did you have any check signing authorities at
19· ·Abba while you were operations manager, VP or COO?
20· · · ·A.· ·Was I a signer on the bank account?
21· · · ·Q.· ·Yes, were you a signer on the bank -- you could
22· ·actually sign a physical check that went out of Abba Bail
23· ·Bonds' accounts?
24· · · ·A.· ·If Jane or Atilla instructed me to, yes.
25· · · ·Q.· ·Did you have signing authority with the bank?
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·1· ·Were -- were you --
·2· · · ·A.· ·No, I did not.
·3· · · ·Q.· ·Okay.· So you weren't on the signature part at the
·4· ·bank; is that correct?
·5· · · ·A.· ·Yes.
·6· · · ·MR. RYU:· Okay.· I think we've been going about an
·7· ·hour.· Why don't we take, like, a lunch break.· Why don't
·8· ·we say about 45 minutes and then see how we're doing after
·9· ·45-minutes; is that okay?
10· · · ·MR. HACOHEN:· My preference is 30, but -- you want to
11· ·go off the record for this discussion?
12· · · ·VIDEOGRAPHER:· Yeah, let's go off the record when
13· ·you're ready.
14· · · ·MR. RYU:· Yeah, let's go off the record.
15· · · ·MR. HACOHEN:· Off the record.
16· · · ·VIDEOGRAPHER:· Yeah.· We are now going off the record.
17· ·The time is 1:36 p.m.
18· · · · · · (A lunch recess was taken.)
19· · · ·VIDEOGRAPHER:· We are now going back on the record.
20· ·The time is 2:18.
21· · · ·Q.· ·BY MR. RYU:· Okay.· Mr. Nabi, actually, can you
22· ·adjust your phone so that -- okay.· Yes.· Thank you.
23· · · · · · Let me just remind you that you are still under
24· ·oath.
25· · · · · · Mr. Nabi, are you familiar with the QuickBooks
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·1· ·program?
·2· · · · · · I couldn't hear a response.
·3· · · ·THE REPORTER:· You might be muted.· We couldn't hear
·4· ·you.
·5· · · ·THE WITNESS:· I'm sorry, I was still muted.· Can you
·6· ·hear me now?
·7· · · ·Q.· ·BY MR. RYU:· Yeah, I can hear you now.
·8· · · ·A.· ·Sorry about that.
·9· · · · · · Yeah, I am familiar with it.
10· · · ·Q.· ·When you started as operations manager at Abba,
11· ·was Abba using the QuickBooks program to do their
12· ·bookkeeping or accounting?
13· · · ·A.· ·Yes.
14· · · ·Q.· ·Okay.· Did you actually set up a new QuickBooks
15· ·account under a different username?
16· · · ·A.· ·No, I did not.
17· · · ·Q.· ·Okay.· Did you use the QuickBooks account that was
18· ·preexisting?
19· · · ·A.· ·I did not.
20· · · ·Q.· ·You never used the program QuickBooks while you
21· ·were working at Abba?
22· · · ·A.· ·The original account, no, I never used it.· And
23· ·the new QuickBooks account was created, but I would -- I
24· ·did not create it.
25· · · ·Q.· ·Do you know who created it?
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·1· · · ·A.· ·I would assume Jane or Atilla.
·2· · · ·Q.· ·Okay.· Did you ever instruct Ana to create a new
·3· ·QuickBooks account?
·4· · · ·A.· ·I don't remember.· If I did, it was per Atilla.
·5· · · ·Q.· ·Okay.· And do you have any understanding why a new
·6· ·account was created?
·7· · · ·A.· ·Yes.
·8· · · ·Q.· ·And why was that?
·9· · · ·A.· ·The old QuickBooks account was a desktop version.
10· ·The desktop version was never paid for.· It was on a trial
11· ·basis, so it was limited.
12· · · · · · Atilla and Jane, Ana, myself, possibly, decided we
13· ·should go to the online and actually start paying for the
14· ·software so we could have the features.
15· · · ·Q.· ·Now, does QuickBooks have a feature where someone
16· ·needs to be designated as the administrator?
17· · · ·A.· ·I don't know.· I'm not a QuickBooks expert.
18· · · ·Q.· ·Okay.· Did you ever become the administrator for
19· ·QuickBooks at Abba for that online account?
20· · · ·A.· ·I don't know.
21· · · ·Q.· ·Okay.· Did you have access to QuickBooks --
22· · · ·MR. HACOHEN:· Vague as to time.
23· · · ·Q.· ·BY MR. RYU:· -- in terms of -- during the whole
24· ·time that you were working there?· Would you be able to log
25· ·into QuickBooks if you wanted to?
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·1· · · ·A.· ·I don't remember.
·2· · · ·Q.· ·Did you have the ability to change the password
·3· ·for the QuickBooks?
·4· · · ·A.· ·I don't remember logging into it.
·5· · · ·Q.· ·Okay.· Do you know if Ana Roman ever became the
·6· ·administrator for QuickBooks during the time that you were
·7· ·employed there?
·8· · · ·A.· ·I -- I don't know what her rights were in
·9· ·QuickBooks.
10· · · ·Q.· ·Okay.· And so did you know whether she had the
11· ·ability to change the passwords at -- for the QuickBooks
12· ·account?
13· · · ·A.· ·No, I don't know.
14· · · ·Q.· ·Okay.· Now, one of the things that you said that
15· ·was part of your duties was marketing; is that correct?
16· · · ·A.· ·Yes, sir.
17· · · ·Q.· ·Okay.· Did you have a plan to use Google AdWords
18· ·to promote Abba?
19· · · ·MR. HACOHEN:· Vague as to time.· When -- "Did you have
20· ·this plan" when?
21· · · ·Q.· ·BY MR. RYU:· When -- when you were -- when you
22· ·were doing the marketing.
23· · · ·A.· ·Did I plan it?· I really don't know how to answer
24· ·that.
25· · · ·Q.· ·Well, then, was Abba using Google AdWords promote
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·1· ·their business when you began --
·2· · · ·MR. HACOHEN:· Again, vague as to time.
·3· · · ·Q.· ·BY MR. RYU:· I'm sorry, I didn't get the answer.
·4· · · ·A.· ·Yes, they were using Google AdWords.
·5· · · ·Q.· ·Okay.· And are you familiar with the use of --
·6· ·Prior to coming to Abba to work, were you familiar with
·7· ·using Google AdWords?
·8· · · ·A.· ·I was familiar with Google AdWords.
·9· · · ·Q.· ·And when you were doing the marketing of Abba
10· ·while you were employed there, did you feel that -- that
11· ·Abba should utilize Google AdWords more extensively than
12· ·the way they were using it prior to your involvement with
13· ·Abba?
14· · · ·A.· ·Yes.
15· · · ·Q.· ·What were your thoughts in terms of how Abba was
16· ·using Google AdWords?· What did you feel that you had to
17· ·change to make the marketing aspect of Abba much better?
18· · · ·MR. HACOHEN:· Objection.· Vague as to time.
19· · · ·MR. RYU:· We're -- we're talking about when he was
20· ·thinking about promoting Abba's Google AdWords.
21· · · ·THE WITNESS:· The ads were not done correctly that I
22· ·had seen previously.· I created new ads using my database
23· ·that was more bail-focused.
24· · · ·Q.· ·BY MR. RYU:· And were you using Google AdWords for
25· ·So Cal Recovery prior to starting to work for Abba?
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·1· · · ·A.· ·Yes.
·2· · · ·Q.· ·Okay.· Did you have any discussions with Jane or
·3· ·Atilla concerning your thoughts about improving the
·4· ·marketing aspect through using AdWords?
·5· · · ·MR. HACOHEN:· Sorry.· Could I have the question --
·6· ·okay.
·7· · · · · · I -- I didn't catch it, but if you did, that's
·8· ·okay.
·9· · · ·THE WITNESS:· Yeah.
10· · · ·Q.· ·BY MR. RYU:· And what were your discussions about?
11· · · ·A.· ·Our discussions were about increasing business,
12· ·and that entailed increasing marketing in different ways.
13· · · ·Q.· ·Now, can you explain to me how the AdWords worked
14· ·in terms of marketing?· What --
15· · · ·MR. HACOHEN:· Objection.· Vague.
16· · · ·Q.· ·BY MR. RYU:· What -- what does Google AdWords do
17· ·for you that promotes a business?
18· · · ·A.· ·I'm not an expert at Google.· I can tell you what
19· ·I'm familiar with and what I understand, if you like.
20· · · ·Q.· ·Yes.
21· · · ·A.· ·Google offers an advertising platform that is a
22· ·paper click campaign for the Goggle search engine.· So if a
23· ·person was typing in "bail bonds" or "Abba," they typed in
24· ·the word "bail bonds," it would advertise to those
25· ·individuals and the ad would say "Ad" next to the word
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·1· ·"Abba Bail Bonds."
·2· · · ·Q.· ·So is -- when you do a normal Google search and
·3· ·you type in some keywords, the sites that you actually want
·4· ·to see actually do pop up, but ahead of that, I do see, you
·5· ·know, different ads with different companies.· Would that
·6· ·be the function of Google AdWords?
·7· · · ·A.· ·It would be in front of it, behind it.· It could
·8· ·also show up on search partner websites, yes.
·9· · · ·Q.· ·And, then, when you say it's a pay per click,
10· ·it's -- you -- you pay for every click on the advertisement
11· ·itself that pops up in the search?
12· · · ·A.· ·Yes.
13· · · ·Q.· ·Okay.· And in order for those ads to pop up, is
14· ·that based upon the different types of keywords that you
15· ·select for searches?
16· · · ·A.· ·Goggle has an algorithm to design that for you.
17· · · ·Q.· ·Is there, like, a limitation as to how many
18· ·words -- search words or different type of search words
19· ·that we could set up to have your ad pop up?
20· · · ·A.· ·I don't know.· That's a more Google-specific
21· ·question.
22· · · ·Q.· ·So I mean, in -- in -- in order to -- to promote
23· ·this, I mean, do you have to tell Google -- like, let's say
24· ·if you hit "Abba," an ad might pop up, or if you hit "bail
25· ·bonds" an ad might pop up, who gives Google the words to
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·1· ·trigger these ads?
·2· · · ·A.· ·Google has those words.
·3· · · ·Q.· ·Okay.· So we don't have any designations for that,
·4· ·nor -- we -- we don't have the ability to tell Google,
·5· ·"Hey, if these words are entered, I want my ads to pop up"?
·6· · · ·A.· ·You could edit the algorithm, I believe.
·7· · · ·Q.· ·And so what did you -- you said that -- that it
·8· ·was your belief that Abba was not using Google AdWords to
·9· ·the best of its ability, and you said that you kind of
10· ·took -- kind of, like, a sample from your fugitive recovery
11· ·business to kind of promote the AdWords campaign for Abba.
12· · · · · · What -- what exactly did you do to -- to increase
13· ·the clicks on these ads?
14· · · ·A.· ·So in 2014, Jane approached me regarding Google.
15· ·She was very upset.· She mentioned that Joshua Khorasandi
16· ·had set up the AdWords, and he was somehow sabotaging that
17· ·Abba account because it's his account, and she only got
18· ·reports from him.
19· · · · · · I looked at the -- I searched, because I didn't
20· ·have access to that Google account, and Jane didn't either,
21· ·so we didn't know how to deal with it.
22· · · · · · I remember searching "Abba Bail Bonds," it
23· ·wouldn't show up anywhere, that her -- Joshua's company,
24· ·Bail Boys, would continuously show up and she didn't.· She
25· ·wanted me to kind of get to the top.
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·1· · · · · · I created the account.· I exported a keyword from
·2· ·my So Cal Fugitive Recovery database, and I altered the
·3· ·algorithm by entering those particular keywords and
·4· ·increased the budget.
·5· · · ·Q.· ·Now, when you created the Google AdWords account,
·6· ·was it created under your name personally, or was it
·7· ·created under Abba?
·8· · · ·A.· ·It was under my personal account.· It required a
·9· ·Gmail account and I needed to use a lot of my keywords that
10· ·I had found to be successful for myself.
11· · · ·Q.· ·Okay.· Did you tell Jane or Atilla that you were
12· ·using your personal name or your personal e-mail address to
13· ·set up the Google AdWords account?
14· · · ·A.· ·Yes.
15· · · ·Q.· ·Did they have any objections to using your
16· ·personal e-mail address?
17· · · ·A.· ·No.· Atilla and Jane both were really pleased
18· ·that -- us being able to show up Number 1 on Google.
19· · · ·Q.· ·Yeah, I understand that, actually, if you're
20· ·showing up Number 1 in Google that anybody would be happy.
21· · · · · · I think my question was, did they have any
22· ·problems of having that account that was showing Abba as
23· ·Number 1 or at the top of the list, that it was under your
24· ·personal account and under your control?
25· · · ·A.· ·No.· They -- they were happy to use my information
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·1· ·and my database that I had.
·2· · · ·Q.· ·And did you tell them that it was under your
·3· ·personal name?
·4· · · ·A.· ·Yes.
·5· · · ·Q.· ·Did you tell them that -- that -- strike that.
·6· · · · · · So this was a new account that you set up;
·7· ·correct?· It wasn't a preexisting account that you had
·8· ·previously?
·9· · · ·MR. HACOHEN:· Objection.· Vague.
10· · · · · · Are you referring to the Gmail account or the
11· ·AdWords account, or the ads themselves?· Can you be more
12· ·specific, please?
13· · · ·MR. RYU:· Okay.· I'm talking about the AdWords account.
14· · · ·THE WITNESS:· Can you repeat that question?· I'm sorry,
15· ·I got lost between you two.
16· · · ·Q.· ·BY MR. RYU:· Okay.· So you said that you set up a
17· ·new Google ads account for Abba that was using your
18· ·personal e-mail; is that correct?
19· · · ·A.· ·Yes.
20· · · ·Q.· ·Okay.· Now, it was a new Google ads account that
21· ·was created and not using a account that you had used
22· ·previously; is that correct?
23· · · ·A.· ·It was a new Google AdWords account.
24· · · ·Q.· ·Okay.· Now, did you have to create a new personal
25· ·e-mail address -- gmail address in order to set up this new
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·1· ·account?
·2· · · ·A.· ·No.· It was on my personal account, I recall.
·3· · · ·Q.· ·Okay.· So your personal account that was using
·4· ·Google AdWords, that was also the account that you were
·5· ·using to promote your other business?
·6· · · ·A.· ·The -- my Gmail account was the log-in to control
·7· ·the Google AdWords account.
·8· · · ·Q.· ·Now, does your personal Gmail address have the
·9· ·ability to manage several different Google AdWords
10· ·accounts?
11· · · ·A.· ·Yes.
12· · · ·Q.· ·Okay.· How many Google AdWords accounts did you
13· ·have at that point in time when you set up Abba's Google
14· ·AdWords?
15· · · ·A.· ·I don't remember.
16· · · ·Q.· ·Did you have one for So Cal Recovery?
17· · · ·A.· ·I don't remember.
18· · · ·Q.· ·Did you have one for -- and I don't know if I'm
19· ·pronouncing it right, but is it Najar Investigations?
20· · · ·A.· ·I don't remember what AdWords the accounts were
21· ·tied to my personal Gmail.
22· · · ·Q.· ·Okay.· But those -- so under your Gmail, you did
23· ·have multiple accounts?
24· · · ·A.· ·Yes.
25· · · ·Q.· ·Now, did you have access to the online bank
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·1· ·accounts of Abba?
·2· · · ·A.· ·I don't remember.
·3· · · ·Q.· ·Do you remember going online and changing
·4· ·everything, in terms of statements to paperless versus
·5· ·paper?
·6· · · ·A.· ·No, I don't remember that.
·7· · · ·Q.· ·Do you recall ever instructing Ana Roman to change
·8· ·statements to go paperless?
·9· · · ·A.· ·No, I don't recall instructing her to do that.
10· · · ·Q.· ·Now, as either VP, operations manager or COO of
11· ·Abba, did you have to look at bank statements?
12· · · ·A.· ·No.
13· · · ·Q.· ·So you -- on a monthly basis, did you ever check
14· ·the bank statements to see how the company was doing in
15· ·terms of expenses, deposits, those type of things?
16· · · ·A.· ·Unless it was with Atilla, Jane or John Leitzow
17· ·(phonetic), no.
18· · · ·Q.· ·Would you report to Jane or Atilla on any regular
19· ·basis concerning the finances of the company?
20· · · ·A.· ·Yes.
21· · · ·Q.· ·And how often would you give reports to Jane or
22· ·Atilla?
23· · · ·A.· ·Weekly.
24· · · ·Q.· ·And in order to give them updates, what type of
25· ·documents would you review to give them an update on the
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·1· ·finance of the company?
·2· · · ·A.· ·Bailbooks reports.
·3· · · ·Q.· ·Now, what is a Bailbooks report?
·4· · · ·A.· ·It is a report produced by the software Bailbooks.
·5· · · ·Q.· ·And is it like a database for a bail bond company
·6· ·to keep track of their bonds?
·7· · · ·A.· ·It's a customer software management software.
·8· · · ·Q.· ·And it's an online program?
·9· · · ·A.· ·Yes.
10· · · ·Q.· ·Does it require a username and password to get --
11· ·to log on?
12· · · ·A.· ·Yes.
13· · · ·Q.· ·And did you have the username and password to that
14· ·account?
15· · · ·MR. HACOHEN:· Vague as to "that account."
16· · · ·THE WITNESS:· Jane --
17· · · ·MR. HACOHEN:· Are you referring to the --
18· · · ·MR. RYU:· For Bailbooks --
19· · · ·MR. HACOHEN:· Are you referring to the -- for Abba?
20· · · ·THE WITNESS:· Yes, Jane did provide me a log-in and
21· ·password.
22· · · ·Q.· ·BY MR. RYU:· And so you had the ability to edit
23· ·those, the entries in Bailbooks; correct?
24· · · ·A.· ·No, I did not.· I was not an administrative for
25· ·the account.
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·1· · · ·Q.· ·So are there administrative users and
·2· ·non-administrative users on that account?
·3· · · ·A.· ·Yes.· Yes.
·4· · · ·Q.· ·Okay.· Who would have the administrative authority
·5· ·to Bailbooks at Abba while you were working at Abba?
·6· · · ·A.· ·Jane and Atilla.
·7· · · ·Q.· ·Okay.· Now, with the username or password that you
·8· ·would log in with, was -- was that your own personal
·9· ·username and password that you could log into as opposed to
10· ·a username and password that Jane and Atilla would be able
11· ·to log into Bailbooks with?
12· · · ·A.· ·Yes.· My password was specific to myself.
13· · · ·Q.· ·Okay.· But basically, whoever had access to
14· ·Bailbooks had their own username and password and depending
15· ·on the username and password, it would decide whether they
16· ·had administrative authority or not; is that correct?
17· · · ·MR. HACOHEN:· Compound and calls for speculation as to
18· ·other users' accounts and their accessibilities and rights.
19· · · ·Q.· ·BY MR. RYU:· Okay.· So when you would log into
20· ·Bailbooks, would it be more like a read-only type of
21· ·access?
22· · · ·A.· ·Yes.
23· · · ·Q.· ·Okay.· Who had the ability to log in the
24· ·information into Bailbooks?
25· · · ·A.· ·What information are you referring to?
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·1· · · ·Q.· ·Okay.· So my understanding of Bailbooks is, you
·2· ·know, you could -- you could -- you basically would have to
·3· ·physically enter in, let's say, the defendant's name, the
·4· ·jurisdiction, the charges, the premiums, the bond amount
·5· ·and all those kind of information that would go into
·6· ·these -- this program; would that be correct?
·7· · · ·A.· ·Yes.
·8· · · ·Q.· ·Okay.· Now, obviously, I think, you know, you said
·9· ·that Jane and Atilla had administrative authority so they
10· ·could actually enter in, if they wanted to, the information
11· ·into that program; is that correct?
12· · · ·A.· ·Yes.
13· · · ·Q.· ·Did you have any ability to enter information into
14· ·that program?
15· · · ·A.· ·I never tried.· I wouldn't know.
16· · · ·Q.· ·Would bail agents have the ability to enter
17· ·information into Bailbooks?
18· · · ·A.· ·Yes.
19· · · ·Q.· ·Do you know if they had the ability to delete
20· ·information off of Bailbooks?
21· · · ·A.· ·I -- I don't know what bail agents' administrative
22· ·or non-administrative access rights were for individuals.
23· · · ·Q.· ·Now, in terms of the -- going into Bailbooks to
24· ·find out what the status of Abba's financials were, what
25· ·specifically within Bailbooks would you look at to figure
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·1· ·out whether finances are good or bad on a weekly basis?
·2· · · ·A.· ·My primary report was called the production
·3· ·summary report.
·4· · · ·Q.· ·And what did that entail?
·5· · · ·A.· ·That gave X and Y access, spreadsheets to
·6· ·counties.· And then it looked at by those counties the
·7· ·bonds written quantity, the bond amounts, the premium
·8· ·charged, the premium collected, the accounts receivable
·9· ·collected and the percentage between those.· And you could
10· ·run that report for a time frame.
11· · · ·Q.· ·Okay.· And not having administrative authority,
12· ·you were -- with your username and password, you were --
13· ·you were able to run those reports within the program; is
14· ·that correct?
15· · · ·A.· ·Yes.
16· · · ·Q.· ·Okay.· So if you're not looking at the bank
17· ·statements, you're only looking at the number of bails that
18· ·were written and the amount of premiums that were collected
19· ·and what the ARs would be; would that be correct?
20· · · ·A.· ·Yes.
21· · · ·Q.· ·So it would be basically on the income end of
22· ·the -- of the financials?
23· · · ·A.· ·Yes.
24· · · ·Q.· ·Did Bailbooks have anything regarding expenses
25· ·going out of the business?
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·1· · · ·A.· ·I -- I don't remember.
·2· · · ·Q.· ·Okay.· Now, if -- and so on a weekly basis, were
·3· ·you just reporting what the actual productions were of Abba
·4· ·with bail bonds but not the expenses of the corporation?
·5· · · ·A.· ·On a weekly basis, I would report what the
·6· ·productions were.
·7· · · ·Q.· ·Okay.· Were there any reports to either Jane or
·8· ·Atilla where it would be a more comprehensive financial
·9· ·report where it showed not only income but all the expenses
10· ·that were going out of the business?
11· · · ·A.· ·We did review the P&L monthly.
12· · · ·Q.· ·Okay.· And how did you get the P&L's for the
13· ·business?
14· · · ·A.· ·I received copies from Jane and/or Atilla.
15· · · ·Q.· ·You requested copies?· Is that what you said? I
16· ·didn't hear you, sorry.
17· · · ·A.· ·I reviewed copies with Jane and Atilla.
18· · · ·Q.· ·Okay.· So -- and where did you get the profit and
19· ·loss statements so that you could review with Jane and
20· ·Atilla?
21· · · ·A.· ·They were brought to me by myself, by Jane.
22· · · ·Q.· ·Okay.· So when you brought it, where was this
23· ·profit and loss report?· Did you -- was it -- was it
24· ·sitting on the hallway, or did you ask Ana to run it, or
25· ·did you go into QuickBooks and get it?· Where did you get
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·1· ·the physical P&Ls to review?
·2· · · ·A.· ·The time that I brought it, I would always ask Ana
·3· ·to print it for me.
·4· · · ·Q.· ·Okay.· Did you ever change the address on the bank
·5· ·statements to go to Ana's house versus Abba's business?
·6· · · ·A.· ·No.
·7· · · ·Q.· ·Okay.· Did you ever instruct Ana to change the
·8· ·address so that the bank statements would go to her house
·9· ·instead of the business?
10· · · ·A.· ·No.
11· · · ·Q.· ·Okay.· Now, from, let's say, the latter part of
12· ·2014 -- when we talk about when we -- when you first
13· ·started at Abba, how was your relationship with Jane?· Did
14· ·you have any disputes?· Was it -- was it always like a
15· ·very, very happy relationship, no disputes?· Or, generally,
16· ·when you started with Abba, what was your relationship
17· ·like?
18· · · ·A.· ·Very professional.· Very upbeat.· Very positive.
19· · · ·Q.· ·Was she happy with the work that you were doing?
20· · · ·A.· ·I would assume, yes.
21· · · ·Q.· ·Okay.· And I think you did tell us that she was
22· ·very happy with the -- the progress that you made with
23· ·Google AdWords; right?
24· · · ·A.· ·Yes.
25· · · ·Q.· ·Okay.· Now, from that cordial, upbeat
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·1· ·relationship, was there any time that it started to kind of
·2· ·change for the worse?
·3· · · ·A.· ·No.
·4· · · ·Q.· ·Okay.· Did you start having any disputes with Jane
·5· ·as to how to run the company?
·6· · · ·A.· ·I think there was concerns towards the end of our
·7· ·relationship.
·8· · · ·Q.· ·Okay.· And when you say towards the end of your
·9· ·relationship, I know that you stopped working sometime
10· ·in -- I think it was -- April 7th was probably what we
11· ·would believe is the right date, but about when of --
12· ·towards the end of the relationship that you feel -- did
13· ·you feel that the relationship wasn't the same anymore?
14· · · ·A.· ·I feel our relationship always remained
15· ·professional.· I feel that there were questions and
16· ·concerns after November 2015.
17· · · ·Q.· ·Was there some type of triggering event that
18· ·happened in November of 2015?
19· · · ·A.· ·Yes.
20· · · ·Q.· ·And what was that?
21· · · ·A.· ·Executed search warrants at gunpoint.· Multiple
22· ·locations, including the office.
23· · · ·Q.· ·Okay.· And were you uncomfortable with that, or
24· ·who was uncomfortable with that?
25· · · ·A.· ·I don't know anyone that was uncomfortable with --
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·1· ·I'm sorry.· I don't know anyone that was comfortable with
·2· ·that.
·3· · · ·Q.· ·Okay.· So if -- if everybody was uncomfortable
·4· ·with that, I mean -- so how did this -- the search warrant
·5· ·change your relationship with Jane?
·6· · · ·A.· ·There was a lot of unanswered questions in my
·7· ·mind.
·8· · · ·Q.· ·Okay.· Now, did Jane ever question you about -- or
·9· ·did Jane ever tell you about her concerns that you were
10· ·spending too much money to run the business?
11· · · ·A.· ·Yes.
12· · · ·Q.· ·And about when was that?
13· · · ·A.· ·I would have to estimate.
14· · · ·Q.· ·No, you could estimate, yes.
15· · · ·A.· ·Oh, okay.· I would have to estimate sometime after
16· ·November 2015.
17· · · ·Q.· ·Okay.· And at some point in time, did Jane bring
18· ·in a person by the name of Manny Marin (phonetic) to
19· ·perform some type of internal audit of Abba?
20· · · ·A.· ·Yes.
21· · · ·Q.· ·Okay.· And how did that make you feel, when Manny
22· ·was hired?
23· · · ·A.· ·I really had no feelings towards it.
24· · · ·Q.· ·Did you think it was a good idea or a bad idea?
25· · · ·A.· ·I felt Jane was retaliating towards me and that's
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·1· ·why he was brought in, but I -- I didn't have any feeling
·2· ·towards Manny personally.
·3· · · ·Q.· ·Okay.· But you did feel that hiring Manny was kind
·4· ·of a personal jab or attack on you; is that correct?
·5· · · ·A.· ·I felt a little bit an attack on me.
·6· · · ·Q.· ·Okay.· And why did you feel that way?
·7· · · ·A.· ·Again, because after November 2015's incident, I
·8· ·kept bringing up questions and asking questions that made
·9· ·Jane and Atilla very uncomfortable and after that is when
10· ·Manny showed up.
11· · · ·Q.· ·Okay.· And what kind of questions were you asking
12· ·Manny and Atilla that were making them uncomfortable?
13· · · ·A.· ·I never asked Manny questions.· I asked Atilla and
14· ·Jane questions.
15· · · ·Q.· ·Oh, no, no, I think that was my question.
16· · · · · · What -- what questions did you ask Jane or Atilla
17· ·that made them feel uncomfortable?
18· · · ·A.· ·I started asking them questions as to why there
19· ·was a search warrant.· Why there were -- why investigators
20· ·were searching for premium fraud, forgery, you know, what's
21· ·going on.· You know, they -- there has to be something.
22· ·They wouldn't just randomly raid seven locations at the
23· ·same time on the same day at gunpoint, that there had to be
24· ·a reason and it -- and it had something to do with them,
25· ·and I think that made them uncomfortable.
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·1· · · ·Q.· ·So you were asking them -- so one of the things
·2· ·that they may have raided -- or issued search warrants was
·3· ·for premium fraud?
·4· · · ·A.· ·I believe that was one of the reasons, yes.
·5· · · ·Q.· ·Okay.· And would you -- would you have been able
·6· ·to detect whether there was fraud by your -- all the
·7· ·assurance of reviewing all the bills that were written?
·8· · · ·A.· ·No...
·9· · · ·Q.· ·I think you're muted.
10· · · ·THE REPORTER:· I think you're muted.
11· · · ·MR. RYU:· Why don't we take a moment, just take a
12· ·ten-minute break.
13· · · ·VIDEOGRAPHER:· Are we ready to go off the record?
14· · · ·MR. RYU:· Yeah.
15· · · · · · Can we go off the record?
16· · · ·MR. HACOHEN:· Sure.
17· · · ·VIDEOGRAPHER:· We are now going off the record.· The
18· ·time is 3 o'clock.
19· · · · · · (A recess was taken.)
20· · · ·VIDEOGRAPHER:· We are now going back on the record.
21· ·The time is 3:15.
22· · · ·MR. RYU:· Okay.· I think there was a question pending
23· ·because I didn't get the answer or Mr. Nabi's audio came
24· ·off.
25· · · · · · Can you read back the last question, please?
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·1· · · · · · (The question was read by the reporter.)
·2· · · ·Q.· ·BY MR. RYU:· You could answer that question,
·3· ·Mr. Nabi.
·4· · · ·A.· ·I wouldn't know about the premium fraud or what
·5· ·they were looking for.· That was a Department of Insurance
·6· ·thing for licensed bail agents and agencies.· I -- I didn't
·7· ·have anything to do with that.
·8· · · ·Q.· ·And who told you that this might be a premium
·9· ·fraud?
10· · · ·A.· ·It was on a list of items that Jane provided to
11· ·me.
12· · · ·Q.· ·And what types -- what was this list of items?
13· · · ·A.· ·Something like a notary stamp, false instruments,
14· ·forgery.· I don't know.· I -- I could be mistaken.
15· ·Something maybe about a witness.· And it was in those
16· ·lines.
17· · · ·Q.· ·And was this list like a physical piece of paper
18· ·that she had?
19· · · ·A.· ·Yes.
20· · · ·Q.· ·And did she tell you why that list was created?
21· · · ·A.· ·She told me that was the things the Department of
22· ·Insurance was searching for, and she told me she knew what
23· ·it was about.
24· · · ·Q.· ·And so those were the items that -- on the list
25· ·that she -- when she told you that she knew what it was
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·1· ·about, it was those items -- items on the list?
·2· · · ·A.· ·Yes.
·3· · · ·Q.· ·And so she did tell you about -- okay.
·4· · · · · · So, then, what would the search warrants have to
·5· ·do with the fact that, you know, hiring Manny was -- was an
·6· ·attack on you?
·7· · · ·A.· ·So I feel it was an attack on me because I started
·8· ·asking questions after that search warrant.
·9· · · ·Q.· ·And was Jane hesitant about giving you information
10· ·as to your questions?
11· · · ·A.· ·Both Atilla and Jane were very hesitant and
12· ·uncomfortable.
13· · · ·Q.· ·Did they ever ask you to stop asking those
14· ·questions?
15· · · ·A.· ·I -- I don't remember.
16· · · ·Q.· ·And did you continue to ask these questions until
17· ·you received an answer that you were satisfied with?
18· · · ·A.· ·I continued to ask questions and I continued to
19· ·look into things.
20· · · ·Q.· ·Okay.· Now, why do you feel that hiring Manny
21· ·would be an attack on you if he was just going to do an
22· ·internal audit of the business?
23· · · ·A.· ·I feel that Atilla and Jane came to the conclusion
24· ·that the image they had portrayed of themselves was no
25· ·longer that, and they probably wanted to get rid of me or
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·1· ·force me out or -- or something of that nature.
·2· · · ·Q.· ·Now, if you had done nothing wrong, how would an
·3· ·internal audit be an attack?
·4· · · ·A.· ·I don't think it was an audit.· I think it was
·5· ·to -- to understand what was going on so that way they
·6· ·could terminate me.
·7· · · ·Q.· ·So you felt that hiring Manny was to find some
·8· ·type of reason to terminate you.· Would that be a fair
·9· ·statement?
10· · · ·A.· ·No -- no, I don't think that's a fair statement.
11· · · ·Q.· ·Okay.· Then -- then I had the wrong understanding.
12· · · · · · So can you explain to me one more time as to how,
13· ·you know, hiring Manny would affect you if he was doing
14· ·some type of search through the company?
15· · · ·A.· ·I feel Manny was brought in to replace me.
16· · · ·Q.· ·Okay.· And why did you feel that way?
17· · · ·A.· ·Again, I feel the minute I asked about Atilla and
18· ·Jane, the warrant, their time in prison, their licenses and
19· ·started asking questions about this notary stamp that
20· ·mysteriously -- just kind of a circle of all this is going
21· ·around.
22· · · · · · They brought Manny in and I felt they told Manny,
23· ·and Manny gave me the impression of "Okay, I need to take
24· ·everything off your plate because these guys are going to
25· ·get rid of you, and I need to understand how you're running
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·1· ·this place."
·2· · · ·Q.· ·Okay.· Was it your understanding that Manny was a
·3· ·financial person versus a management person?
·4· · · ·A.· ·I don't know what Manny's certifications are, his
·5· ·educational background.· I -- I know nothing about that.
·6· · · ·Q.· ·Now, after Manny came into the office, did he
·7· ·request any information from you to conduct whatever
·8· ·investigation that he was doing?
·9· · · ·A.· ·If he just -- I remember when Manny came in, he --
10· ·you know, Jane introduced him to me and basically said, "He
11· ·works for my other company.· You know, would you mind
12· ·showing him around, showing the" -- "you know, he just
13· ·wants to get, like, a really good understanding."
14· · · · · · And I said, "I really don't have access to a lot
15· ·of stuff, Jane, you do."
16· · · · · · And she just said, "I don't have time right now.
17· ·Would you mind doing this?"
18· · · · · · And I said, "Sure."
19· · · · · · And Manny just kind of asked me bail questions
20· ·and, you know, how things work and who's who and that was
21· ·really kind of it.
22· · · ·Q.· ·And was Manny familiar with a bail bond business?
23· · · ·A.· ·I -- I don't know what his background was.
24· · · ·Q.· ·Okay.· Just by the questions that he was asking,
25· ·did you believe that he was, you know, an expert in the
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·1· ·bail bonds business?
·2· · · ·A.· ·Again, I don't know what his background was.
·3· ·Experts can ask questions as well.· I don't know.
·4· · · ·Q.· ·Now, did Manny ask you for the username and
·5· ·passwords to QuickBooks?
·6· · · ·A.· ·No.· I believe he had access prior to his arrival.
·7· · · ·Q.· ·Did he ever tell you that he had trouble getting
·8· ·into QuickBooks?
·9· · · ·A.· ·I don't recall.
10· · · ·Q.· ·Did Manny ever ask you for the username and
11· ·password to the Wells Fargo account?
12· · · ·A.· ·I don't remember.
13· · · ·Q.· ·Did Manny ask you for the username and passwords
14· ·for the Google AdWords account?
15· · · ·A.· ·I don't remember.· I remember going through Google
16· ·AdWords with him.
17· · · ·Q.· ·Okay.· Now, with Google AdWords, since it was
18· ·under your personal e-mail address, did you believe that
19· ·you owned that, that account?
20· · · ·A.· ·I own that e-mail, yes.
21· · · ·Q.· ·I understand you own that e-mail.
22· · · · · · But -- so if -- if you ever left Abba, that
23· ·account would go with you; is that correct?
24· · · ·A.· ·I do.· I feel I had a lot of my own database in
25· ·there and it belonged to me.
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·1· · · ·Q.· ·Okay.· And let's say -- you said that out of that
·2· ·one personal e-mail, you could have multiple different
·3· ·AdWord accounts; right?
·4· · · ·A.· ·(Moves head up and down.)
·5· · · ·Q.· ·Do the multiple accounts have their own password?
·6· ·Although you have the same e-mail account, are there
·7· ·different usernames and passwords, or do you log in as your
·8· ·e-mail address and you may have different passwords for
·9· ·different accounts?
10· · · · · · Or, you know, you log in -- sorry.· I'm just going
11· ·through the process.
12· · · · · · You log -- you know, you put your e-mail address
13· ·in and you put your password in and then you have access to
14· ·all the different AdWord accounts?· I don't know how it
15· ·works and that's why I'm asking you.
16· · · ·A.· ·I don't think -- I think AdWords accounts or any
17· ·account online similar to QuickBooks or whatever it could
18· ·be, anybody can give anybody access to it.· How they log in
19· ·is really on them.
20· · · · · · I don't know how many log-ins an AdWords could
21· ·have or how you would log in because I was never trying to
22· ·log in to another e-mail.· I always had my own e-mail.
23· · · ·Q.· ·Right.
24· · · · · · So my question is:· With using your personal
25· ·e-mail -- I -- I know you told me that you needed a
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·1· ·personal Gmail account to have an AdWords account.
·2· · · · · · Now, was the username and passwords specific to
·3· ·Abba's account and like the other accounts that you may
·4· ·have had, would they have different usernames and
·5· ·passwords?· Do you understand what I'm asking?
·6· · · ·MR. HACOHEN:· I'm sorry.· I don't understand the
·7· ·question.· I don't understand it.
·8· · · ·MR. RYU:· Okay.
·9· · · ·THE WITNESS:· Yeah, I -- I apologize, I'm lost.
10· · · ·Q.· ·BY MR. RYU:· Okay.· So let's say you wanted to get
11· ·access to the AdWords account that were used -- that Abba
12· ·was using -- or you were using on behalf of Abba.
13· · · ·A.· ·Okay.
14· · · ·Q.· ·If you were to go into that account using that
15· ·password, would you have the ability to access other
16· ·accounts that you may have had?
17· · · ·A.· ·I would have the ability to access other accounts,
18· ·yes.
19· · · ·Q.· ·So it's basically one username and one password
20· ·that gets you access to all of the accounts; would that be
21· ·correct?
22· · · ·A.· ·As many accounts as I have access to, yes.
23· · · ·Q.· ·Okay.· So it wouldn't be -- the multiple accounts
24· ·that you may have had under that one e-mail address, the
25· ·username and password would not be specific to each and
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·1· ·every one of those accounts, it would be one username and
·2· ·one password that would have access to all the accounts?
·3· · · ·A.· ·Yes.
·4· · · ·MR. HACOHEN:· Tom, can we take 5 minutes?
·5· · · ·MR. RYU:· Sure.
·6· · · ·MR. HACOHEN:· Okay.
·7· · · ·VIDEOGRAPHER:· Would you like to go off the record?
·8· · · ·MR. RYU:· Sure.
·9· · · ·VIDEOGRAPHER:· We are now going off the record.· The
10· ·time is 3:30.
11· · · · · · (A recess was taken.)
12· · · ·VIDEOGRAPHER:· We are now going back on the record.
13· ·The time is 3:41.
14· · · ·Q.· ·BY MR. RYU:· Okay.· Let me remind you that you're
15· ·still under oath, Mr. Nabi.
16· · · · · · So did Manny ever ask you for the username and
17· ·password for Abba's Facebook account?
18· · · ·A.· ·I -- I don't remember.
19· · · ·Q.· ·Did Manny ever ask you for the username and
20· ·password for Abba's Instagram account?
21· · · ·A.· ·I don't recall.
22· · · ·Q.· ·Did Manny ask you for the username and password
23· ·for Abba's Yelp account?
24· · · ·A.· ·I -- I don't remember.
25· · · ·Q.· ·Did Manny ask you for the username and password
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·1· ·for Abba's Twitter account?
·2· · · ·A.· ·No.
·3· · · ·Q.· ·Did Manny ever ask you for the username and
·4· ·password for Abba's Microsoft Office account?
·5· · · ·A.· ·I don't remember.
·6· · · ·Q.· ·Did Manny ask you for certain information to help
·7· ·him with his investigation?
·8· · · ·A.· ·I was never aware that Manny was an investigator.
·9· · · ·Q.· ·Okay.· Regardless of whether he was an
10· ·investigator or an auditor or -- I'm just using that term
11· ·loosely --
12· · · ·A.· ·Okay.
13· · · ·Q.· ·-- with the stuff that Manny was doing, whatever
14· ·he was doing, was he asking you questions to help him with
15· ·whatever he was doing?
16· · · ·A.· ·Manny requested from me to get information on
17· ·operations, what my job was, quality.· How we did our jail
18· ·ads, how much of that was Google, how much was jail board
19· ·ads.· How much was these walk-ins.· How files were put
20· ·together.· Those were the type of questions Manny asked me.
21· · · ·Q.· ·Okay.· And did you cooperate and give him the best
22· ·information as possible when he asked you for anything?
23· · · ·A.· ·All of -- all of his questions pertaining to how I
24· ·ran Abba, I -- I provided those to him.
25· · · ·Q.· ·Were there questions by Manny that were not as to
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·1· ·your knowledge about how Abba was run, but other questions
·2· ·other than what you just spoke about?
·3· · · ·A.· ·I remember Manny, you know, really just bringing
·4· ·up, you know, how I tripled business, how was it done.· And
·5· ·my interactions with Manny were really about that.
·6· · · · · · Most of his financial stuff, discussions or
·7· ·questions, were with Ana and Jane.· He would copy me on the
·8· ·questions sometimes if they weren't in person because he --
·9· ·he worked at a different location.· So he would e-mail Ana
10· ·and Jane, and some questions he would cc me on.
11· · · ·Q.· ·So if there were questions and you had the
12· ·information, you didn't have any problems giving him all
13· ·the information that he needed; correct?
14· · · ·A.· ·No.
15· · · ·Q.· ·Okay.· Were there any occasions where you
16· ·instructed Ana not to give him any information?
17· · · ·A.· ·There was -- I was at lunch.· I remember it.· And
18· ·he wanted access to the employees' personnel files.· And I
19· ·had the key for that, Jane did, and Atilla, and I told Ana,
20· ·"Just tell him to hang tight, I'm on my way, I'll give him
21· ·access to the cabinet."
22· · · ·Q.· ·And that was the only time you actually --
23· ·eventually you gave it to him; right?
24· · · ·A.· ·Yes.
25· · · ·Q.· ·Okay.· So were there any questions or occasions
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·1· ·where you, you know, refused to give him any information or
·2· ·access to something that he requested?
·3· · · ·A.· ·Not that I can recall.
·4· · · ·Q.· ·Okay.· Okay.· Now, while you were working at Abba,
·5· ·did you ever repossess a 2005 Nissan Altima for collected
·6· ·premiums that went bad?
·7· · · ·A.· ·Personally?
·8· · · ·Q.· ·Oh, personally, or did -- did -- did you do it on
·9· ·behalf of Abba?· Well, okay.· Let me rephrase that
10· ·question.
11· · · ·A.· ·Please.
12· · · ·Q.· ·Did you on behalf of Abba ever repossess a 2005
13· ·Nissan Altima because the defendant failed to pay the
14· ·premiums that he was supposed to pay?
15· · · ·A.· ·I don't recall the reason for it.· The Altima was
16· ·to replace his collateral with us and we had it -- all
17· ·documentation on that.
18· · · ·MR. RYU:· Okay.· Okay.· I'm going to mark as Exhibit
19· ·Number 5.
20· · · · · · (Plaintiff's Exhibit 5 was marked for
21· · · · · · identification and is attached hereto.)
22· · · ·Q.· ·BY MR. RYU:· This is the Abba Bail Bonds invoice
23· ·that's regarding Defendant Jose Araviso (phonetic).· Let me
24· ·just make that a little smaller so that you could see a
25· ·fuller picture.
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·1· · · · · · It looks like from this invoice the premium was
·2· ·for -- the total amount was $14,515 and that the defendant,
·3· ·or whoever was paying for his premiums, paid $200 and there
·4· ·was a total due and owing of $14,315.
·5· · · · · · Just by looking at this invoice, would that be
·6· ·correct?
·7· · · ·A.· ·I would need to look at each line item and the
·8· ·payment history.· This is just like a snapshot.
·9· · · ·Q.· ·Okay.· So -- but it's a snapshot as of Wednesday,
10· ·April 6, 2016; correct?
11· · · ·A.· ·Yes.· That shows the date it was printed out.
12· · · ·MR. RYU:· Okay.· Let me mark as -- let's see.· Okay.
13· ·Let me mark as Exhibit Number 6 a -- an invoice from -- I
14· ·think it's Toledo Towing Service.
15· · · · · · (Plaintiff's Exhibit 6 was marked for
16· · · · · · identification and is attached hereto.)
17· · · ·Q.· ·BY MR. RYU:· I believe this was the invoice by
18· ·Toledo Towing Service for the repossession of the Altima.
19· · · · · · Have you seen this document before?
20· · · ·A.· ·I don't remember this.· It didn't have a year,
21· ·make, model.· Doesn't even have a date.· I can't tell.
22· · · · · · What's on the bottom?
23· · · ·Q.· ·It says, "Jose Araviso."· It's -- it's related to
24· ·the same bond.
25· · · ·A.· ·If you say so.
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·1· · · ·Q.· ·Okay.· So you don't recognize this document;
·2· ·right?
·3· · · ·A.· ·It -- it looks like an invoice for Toledo Towing
·4· ·Service.
·5· · · ·MR. RYU:· Okay.· Okay.· Let me mark Exhibit 7.
·6· · · · · · (Plaintiff's Exhibit 7 was marked for
·7· · · · · · identification and is attached hereto.)
·8· · · ·Q.· ·BY MR. RYU:· Do you see this payment history?
·9· · · ·A.· ·I do.
10· · · ·MR. HACOHEN:· Hold on a second so I can take a look at
11· ·this one.· Give me one second, Tom, I just want to see -- I
12· ·didn't get a chance to review this one yet.
13· · · ·MR. RYU:· Okay.
14· · · ·MR. HACOHEN:· Can you scroll down a bit to see the
15· ·whole thing?
16· · · ·MR. RYU:· I think that was the whole thing.· Yeah,
17· ·that's the whole thing.
18· · · ·MR. HACOHEN:· Okay.
19· · · ·MR. RYU:· Are you done?
20· · · ·MR. HACOHEN:· Sure, go ahead.
21· · · ·MR. RYU:· Okay.
22· · · ·Q.· ·BY MR. RYU:· Mr. Nabi, have you seen this document
23· ·before?
24· · · ·A.· ·No.
25· · · ·Q.· ·Okay.· And are you familiar with this type of
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·1· ·document that was part of Abba's files?
·2· · · ·A.· ·I'm not.
·3· · · ·Q.· ·Okay.· So it looks like the repossession cost was
·4· ·the -- the towing charges and then there's a DMV cost.
·5· · · · · · When you repossess a car, do they have DMV costs
·6· ·that are involved?· Do you know?
·7· · · ·A.· ·I don't know.· I've never worked with the DMV.
·8· · · ·MR. RYU:· Okay.· Then let me mark as Exhibit Number 8.
·9· · · · · · (Plaintiff's Exhibit 8 was marked for
10· · · · · · identification and is attached hereto.)
11· · · ·Q.· ·BY MR. RYU:· Exhibit Number 8 is an estimate from
12· ·Anaya's Service Center regarding the same 2005 Nissan
13· ·Altima.
14· · · · · · Have you ever seen this document before?
15· · · ·A.· ·I have.
16· · · ·MR. HACOHEN:· How do we know that's related to the same
17· ·transaction?
18· · · ·MR. RYU:· Because it's the same 2005 Nissan Altima; has
19· ·the same license plate number.
20· · · ·MR. HACOHEN:· Oh, I didn't see all that.· Okay.· All
21· ·right.
22· · · ·MR. RYU:· Okay.
23· · · ·Q.· ·BY MR. RYU:· And you do recognize this document;
24· ·right?
25· · · ·A.· ·I do.
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·1· · · ·Q.· ·Okay.· And what is this document?
·2· · · ·A.· ·An invoice for repairs to the vehicle.
·3· · · ·Q.· ·Okay.· And the customer's Abba Bail Bonds.
·4· · · · · · Did you authorize this repair to this vehicle?
·5· · · ·A.· ·I did.
·6· · · ·Q.· ·Okay.· And so basically in order to repossess the
·7· ·car and repairing it, you spent $575 for the towing, 150
·8· ·for the DMV cost, and right now you spent about 1180.54 for
·9· ·the repair cost.
10· · · · · · Let me mark as Exhibit Number 8 --
11· · · ·THE REPORTER:· 9, Counsel.
12· · · ·MR. RYU:· -- oh, 9, sorry, another invoice by Anytime
13· ·Auto Repair.
14· · · · · · (Plaintiff's Exhibit 9 was marked for
15· · · · · · identification and is attached hereto.)
16· · · ·Q.· ·BY MR. RYU:· Okay.· Are you familiar with this
17· ·invoice?
18· · · ·A.· ·I believe so, yes.
19· · · ·Q.· ·Okay.· So that Nissan Altima, did it require a new
20· ·engine as well?
21· · · ·A.· ·Per this invoice, yes.
22· · · ·Q.· ·Okay.· And you authorized this payment for a new
23· ·engine?
24· · · ·A.· ·Yes.
25· · · ·MR. RYU:· Okay.· Let me mark as Exhibit Number 10, this
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·1· ·would be a report by Advance Auto Group, LLC, concerning
·2· ·their fair market value of the vehicle.
·3· · · · · · (Plaintiff's Exhibit 10 was marked for
·4· · · · · · identification and is attached hereto.)
·5· · · ·Q.· ·BY MR. RYU:· Okay.· Do you see that?· Do you see
·6· ·this document?
·7· · · ·A.· ·I do.
·8· · · ·Q.· ·Okay.· And so the fair market value of the vehicle
·9· ·was $453 and it looks like it was before the engine was
10· ·replaced and before the -- the car was repaired.
11· · · · · · Did you order this appraisal?
12· · · ·A.· ·I don't remember.
13· · · ·Q.· ·Okay.
14· · · ·MR. HACOHEN:· To which cause of action does this line
15· ·of questioning pertain?· Is this breach of fiduciary?· Like
16· ·how does this have anything to do with the case is what I'm
17· ·trying to figure out.
18· · · ·MR. RYU:· Well, let me ask my last question and then --
19· ·and then you'll probably see.
20· · · ·MR. HACOHEN:· Okay.
21· · · ·Q.· ·BY MR. RYU:· And, actually, it will go to the
22· ·breach of fiduciary duty.
23· · · ·MR. HACOHEN:· Okay.
24· · · ·MR. RYU:· Let -- let me mark as Exhibit Number 11.
25· · · ·Q.· ·BY MR. RYU:· Okay, so this is an invoice from Abba
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·1· ·Bail Bonds to Southern California -- or So Cal Fugitive
·2· ·Recovery for the sale of the same Nissan Altima for $200.
·3· · · · · · Are you familiar with this document?
·4· · · · · · (Plaintiff's Exhibit 11 was marked for
·5· · · · · · identification and is attached hereto.)
·6· · · ·MR. HACOHEN:· Okay, you can go ahead.
·7· · · ·Q.· ·BY MR. RYU:· Mr. Nabi, do you recognize this
·8· ·document?
·9· · · ·A.· ·Yes.· I -- I see the document.· I don't -- I don't
10· ·remember what it's for.
11· · · ·Q.· ·Isn't it true that you actually purchased the
12· ·vehicle for $200 -- or not you, Southern Cali- -- So Cal
13· ·Fugitive actually purchased the vehicle for $200?
14· · · ·A.· ·I don't remember.
15· · · ·MR. RYU:· Okay.· Let me go to Exhibit Number 12.
16· · · · · · (Plaintiff's Exhibit 12 was marked for
17· · · · · · identification and is attached hereto.)
18· · · ·MR. RYU:· Exhibit 12 is Check Number 297 from the
19· ·checking account of Yousuf Nabi, So Cal Fugitive Recovery,
20· ·payable to Abba Bail Bonds for $200 for a Nissan Altima,
21· ·2005, Plate Number 7NBZ265.
22· · · ·Q.· ·BY MR. RYU:· Is that your signature, Mr. Nabi?
23· · · ·A.· ·It does appear to be so.
24· · · ·Q.· ·Isn't it true that you purchased this vehicle for
25· ·$200 from Abba Bail Bonds?
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·1· · · ·A.· ·I -- I don't recall the transaction.
·2· · · ·Q.· ·Okay.· So --
·3· · · ·A.· ·It's been so long ago.
·4· · · ·Q.· ·Okay.· So I totaled up all the costs, in terms of
·5· ·the DMV cost, the towing cost, the repair cost and the
·6· ·engine replacement cost, and it turns out to be $4,205.54
·7· ·of just the repairs or fees that it took to get that car
·8· ·running.
·9· · · · · · Does it make sense that you paid $200 to purchase
10· ·this vehicle?
11· · · ·MR. HACOHEN:· Assumes facts not in evidence.· There's
12· ·no evidence that he did purchase this vehicle for $200.
13· ·Not by way of this testimony, at least.
14· · · ·Q.· ·BY MR. RYU:· Are you denying that you purchased --
15· · · ·MR. HACOHEN:· Yeah --
16· · · ·Q.· ·BY MR. RYU:· -- that So Cal Fugitive purchased
17· ·this vehicle?
18· · · ·A.· ·I --
19· · · · · · (Reporter requests clarification.)
20· · · ·MR. HACOHEN:· Yeah, I said I think he testified that he
21· ·has no recollection one way or the other.
22· · · ·Q.· ·BY MR. RYU:· That's your testimony, that you don't
23· ·recall?
24· · · ·A.· ·I -- I don't recall.· I -- I don't remember.· It
25· ·was in 2016 and I don't remember.
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·1· · · ·Q.· ·Okay.· Let's talk about another vehicle.
·2· · · · · · Did you use Abba's money to repossess a 2006 Chevy
·3· ·Trailblazer used as collateral to Abba for another bond?
·4· · · ·A.· ·I -- I don't remember.
·5· · · ·Q.· ·Did you instruct Danny -- was there a person by
·6· ·the name Danny Garcia that worked at Abba?
·7· · · ·A.· ·Yes.
·8· · · ·Q.· ·Did you instruct Danny to prepare an invoice from
·9· ·Abba to So Cal Fugitive for the sale of that vehicle, as
10· ·well, to So Cal?
11· · · ·MR. HACOHEN:· Sorry.· Which vehicle are you talking
12· ·about?
13· · · ·MR. RYU:· A 2006 Chevy Trailblazer.
14· · · ·THE WITNESS:· I -- I don't recall.
15· · · ·Q.· ·BY MR. RYU:· Do you remember selling that vehicle
16· ·from Abba to So Cal for the amount of a thousand dollars
17· ·when the repair bills were 2400 plus?
18· · · ·A.· ·The Altima was 4500 and -- and this Trailblazer
19· ·was 2400?
20· · · ·Q.· ·The repair cost was 2400.
21· · · ·A.· ·I don't remember.
22· · · ·Q.· ·You don't remember.· Okay.
23· · · · · · Now, while you were working at Abba, did you own a
24· ·2007 -- year 2007 motorcycle?
25· · · ·A.· ·I'm sorry.· Can you repeat that?
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·1· · · ·Q.· ·Did you own a motorcycle where the motorcycle was
·2· ·a 2007 motorcycle?
·3· · · ·A.· ·Yes.
·4· · · ·Q.· ·Okay.· And do you recall paying $421 for the
·5· ·registration -- strike that.
·6· · · · · · Was that motorcycle in your personal name,
·7· ·registered to you?
·8· · · ·A.· ·I don't recall.
·9· · · ·Q.· ·Okay.· And do you recall that the registration
10· ·with the DMV was $421?
11· · · ·A.· ·I don't remember.
12· · · ·Q.· ·And do you remember paying the registration on
13· ·your personal motorcycle using Abba's money?
14· · · ·MR. RYU:· Okay.· Let me mark as Exhibit Number 13,
15· ·which is the motorcycle registration.
16· · · · · · (Plaintiff's Exhibit 13 was marked for
17· · · · · · identification and is attached hereto.)
18· · · ·Q.· ·BY MR. RYU:· Okay.· Mr. Nabi, do you recognize
19· ·this document?
20· · · ·A.· ·I understand what this document is, yes.
21· · · ·Q.· ·Okay.· And it's a motorcycle, year model was 2007,
22· ·I think make is A-g-u-s-t.· I'm not sure what that brand
23· ·is.· But -- but the registered owner is listed as you,
24· ·Nabi, Yousuf.· Is that you?
25· · · ·A.· ·That's me.
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·1· · · ·Q.· ·Okay.· And the registration was $375 and it looks
·2· ·like the recording fee was $46.
·3· · · · · · And did you use -- does this refresh your
·4· ·recollection as to whether you used Abba funds to pay for
·5· ·this registration and recording on your personal
·6· ·motorcycle?
·7· · · ·A.· ·So the registration amount looks like $375 in the
·8· ·document I'm looking at.
·9· · · ·Q.· ·Uh-huh.
10· · · ·A.· ·And then there's a Los Angeles County
11· ·Registrar-Recorder receipt for $46.· I don't know why -- I
12· ·-- I -- I don't know why a -- a motorcycle has anything to
13· ·do with the County Registrar-Recorder's office.
14· · · ·Q.· ·I don't either.
15· · · ·A.· ·Well, you're presenting it, you tell me.
16· · · ·Q.· ·Okay.· So -- well, it's your registration card, so
17· ·you tell me.
18· · · ·A.· ·Sorry, I'm just looking at this -- I just flipped
19· ·it over and I'm, like, wait a minute, what is this
20· ·registrar-recorder's office?
21· · · ·Q.· ·So do you -- do you -- okay.
22· · · · · · Do you remember paying the 375 from Abba's
23· ·account?
24· · · ·A.· ·I --
25· · · ·MR. HACOHEN:· Misstates the documents.
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·1· · · ·THE WITNESS:· Yeah, I think there's -- there must be
·2· ·some kind of confusion, personally, just looking at this.
·3· ·Because Brenda Castro is in there, who did all of our
·4· ·filings.
·5· · · · · · I don't know.· Looks like this is an error of some
·6· ·kind of why Abba paid this.· But the $46, I don't -- so the
·7· ·whole total of 421, you're telling me, I don't know about
·8· ·that.
·9· · · ·MR. RYU:· Okay.
10· · · ·MR. HACOHEN:· Tom, could we go off the record for a
11· ·second?
12· · · ·MR. RYU:· Sure.
13· · · ·VIDEOGRAPHER:· Is everybody ready to go off the record?
14· · · ·MR. RYU:· Yeah, I am.
15· · · ·VIDEOGRAPHER:· Okay.· We are now going off the record.
16· ·The time is 4:08.
17· · · · · · (A recess was taken.)
18· · · ·VIDEOGRAPHER:· We are now going back on the record.
19· ·The time is 4:10.
20· · · ·Q.· ·BY MR. RYU:· Do you recall a client by the name of
21· ·Michael Trevor in early 2006 where his premium balance was
22· ·approximately $6,500?
23· · · ·A.· ·No.· I was never with Abba in 2006.
24· · · ·Q.· ·2016, sorry.· Early 2016.· Prior to April -- prior
25· ·to April 7, 2016.
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·1· · · ·A.· ·I don't recall that name.
·2· · · ·Q.· ·Okay.· Did you ever repossess that car and obtain
·3· ·the pink slips to that car?
·4· · · ·MR. HACOHEN:· Vague as to "that car."
·5· · · ·Q.· ·BY MR. RYU:· To Michael Trevor's car without --
·6· · · ·MR. HACOHEN:· Make?· Year?· Model?
·7· · · ·MR. RYU:· I don't have it.
·8· · · ·THE WITNESS:· I don't recall Michael Trevor; therefore,
·9· ·I couldn't recall even what car Michael drove.
10· · · ·Q.· ·BY MR. RYU:· Okay.· And then on December 23, 2016,
11· ·did you use Abba funds to purchase items from Porsche
12· ·Designs?
13· · · ·A.· ·Don't recall.
14· · · ·Q.· ·Okay.· Did Jane ever send you an e-mail to stop
15· ·making payments out of any Abba accounts?
16· · · ·A.· ·Not that I remember.
17· · · ·MR. RYU:· Let me mark as Exhibit Number 14 an e-mail
18· ·from Jane to Ana and Yousuf dated April 4th, 2016.
19· · · · · · (Plaintiff's Exhibit 14 was marked for
20· · · · · · identification and is attached hereto.)
21· · · ·Q.· ·BY MR. RYU:· Okay.· Do you remember getting this
22· ·e-mail?
23· · · ·MR. HACOHEN:· Can I have a second to read this?· One
24· ·second, Tom.
25· · · ·MR. RYU:· Sure.
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·1· · · ·MR. HACOHEN:· Do we have the February 14th e-mail list
·2· ·that's referenced in this e-mail?
·3· · · ·MR. RYU:· No.
·4· · · ·MR. HACOHEN:· Okay.· One sec, let me just finish
·5· ·reading it, please.
·6· · · · · · Okay, I'm ready.
·7· · · ·Q.· ·BY MR. RYU:· Do you remember this e-mail?
·8· · · ·A.· ·I -- I'm looking at it now, yes.
·9· · · ·Q.· ·If you could just tell me when you're done.
10· · · ·A.· ·I -- I -- I've read it.
11· · · ·Q.· ·Okay.
12· · · ·A.· ·It's dated April 4, 2016.
13· · · ·Q.· ·And do you recognize this e-mail?
14· · · ·A.· ·I do.
15· · · ·Q.· ·Okay.· And, then, did Jane ever send you an e-mail
16· ·to stop hiring and firing people at Abba?
17· · · ·A.· ·Yes.
18· · · ·Q.· ·Okay.· And do you know the circumstances as to why
19· ·she asked you not to fire and hire people anymore?
20· · · ·MR. HACOHEN:· Vague.· Calls for speculation.
21· · · ·Q.· ·BY MR. RYU:· If you know.
22· · · ·A.· ·I mean, that hiring and firing e-mail you just
23· ·showed as an exhibit was in the last 2 or 3 days that I was
24· ·there.· I don't recall anything much about those.
25· · · ·MR. RYU:· Let me mark as Exhibit Number 15 the e-mail
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·1· ·from Jane to you.
·2· · · · · · (Plaintiff's Exhibit 15 was marked for
·3· · · · · · identification and is attached hereto.)
·4· · · ·Q.· ·BY MR. RYU:· Did -- did either of the two e-mails,
·5· ·the one that you're looking at right now regarding the
·6· ·hiring and firing, and the other one that says you
·7· ·shouldn't make any payments anymore, did that bother you?
·8· · · ·MR. HACOHEN:· Just for the record, Tom, I don't think
·9· ·the previous e-mail was to Yousuf.· I think it was to Ana.
10· · · ·MR. RYU:· Okay.· Well, I think Yousuf was cc'd on it,
11· ·so...
12· · · ·MR. HACOHEN:· Sure, but --
13· · · ·Q.· ·BY MR. RYU:· Did the e-mail to Ana on the 4th and
14· ·did this e-mail to you on the 6th, did these two e-mails
15· ·bother you?
16· · · ·A.· ·Yes.
17· · · ·Q.· ·So you never stated that because you don't have
18· ·the ability to hire and fire, and because you don't have
19· ·the ability to write any more -- or spend any more money
20· ·without prior approval, that you essentially felt that you
21· ·were terminated?
22· · · ·MR. HACOHEN:· Misstates the testimony and
23· ·mischaracterizes the testimony.
24· · · · · · But you can answer.
25· · · ·THE WITNESS:· So the last e-mail was addressed to Ana
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·1· ·and it didn't say that I didn't have any authority.· It
·2· ·said that I needed to actually sign off on the check
·3· ·request and for things to be signed off by me and put into
·4· ·a check.
·5· · · · · · And this one that I couldn't hire, fire and put
·6· ·anybody on probation without Jane's prior approval, this
·7· ·didn't bother me, no.
·8· · · ·Q.· ·BY MR. RYU:· No.
·9· · · · · · Why don't we go off the record for one second, I
10· ·need about 2 minutes to find something.
11· · · ·VIDEOGRAPHER:· Are you ready to go off the record?
12· · · ·MR. HACOHEN:· Let's go off the record.· Yeah.
13· · · ·VIDEOGRAPHER:· We are now going off the record.· The
14· ·time is 4:17.
15· · · · · · (A recess was taken.)
16· · · ·VIDEOGRAPHER:· We are now going back on the record.
17· ·The time is 4:23.
18· · · ·Q.· ·BY MR. RYU:· Okay.· Mr. Nabi, let me remind you
19· ·that you're still under oath.
20· · · · · · Let's see.· Did you ever write an e-mail to anyone
21· ·that you were the only person at Abba to authorize credit
22· ·card transactions?
23· · · ·A.· ·I don't recall that.
24· · · ·MR. RYU:· Okay.· Let me mark as Exhibit Number 17, an
25· ·e-mail from --
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·1· · · ·THE REPORTER:· 16.
·2· · · ·MR. RYU:· -- oh, 16, sorry.
·3· · · ·Q.· ·BY MR. RYU:· Okay.· Can you take a look at this
·4· ·e-mail and see if you recognize it?
·5· · · · · · (Plaintiff's Exhibit 16 was marked for
·6· · · · · · identification and is attached hereto.)
·7· · · ·THE WITNESS:· I recognize this.· Yes.· I -- this jogs
·8· ·my memory.
·9· · · ·Q.· ·BY MR. RYU:· Okay.· Were you the only person at
10· ·Abba that could authorize credit card transactions?
11· · · ·A.· ·To this individual, CGE Locator, yes.
12· · · ·Q.· ·Okay.· And so there was no one else?· Jane
13· ·couldn't authorize it or Atilla couldn't authorize it?
14· · · ·A.· ·Not to CGE Locator, no.
15· · · ·Q.· ·And why was that?
16· · · ·A.· ·This -- this individual, Jesse Stevens, and CGE
17· ·where -- were -- again, 2016, so we've -- kind of bear with
18· ·me, it might come out choppy, but they were in
19· ·collaboration, and myself and Jane felt that they were
20· ·trying to take advantage of Abba.
21· · · · · · And Jane wrote them an e-mail and then I wrote
22· ·them an e-mail simultaneously while we were sitting at --
23· ·each other kind of figuring out how we're going to handle
24· ·these people who we felt were trying to take advantage of
25· ·Abba.
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·1· · · ·Q.· ·Okay.· And did you ever sign any credit card
·2· ·authorizations for the use of Atilla Gahbro's credit card?
·3· · · ·A.· ·I could have, possibly, yes.
·4· · · ·MR. RYU:· Okay.· Let me mark as Exhibit Number 17 a
·5· ·document entitled Credit Card Payment Authorization.
·6· · · · · · (Plaintiff's Exhibit 17 was marked for
·7· · · · · · identification and is attached hereto.)
·8· · · ·Q.· ·BY MR. RYU:· Okay.· Do you recognize this
·9· ·document?
10· · · ·A.· ·Would you mind scrolling up?
11· · · ·Q.· ·Yeah.
12· · · ·A.· ·Yes, I do.
13· · · ·Q.· ·And that's your signature?
14· · · ·A.· ·That is not my signature.
15· · · ·Q.· ·Okay.· Then do you recognize the document?
16· · · ·A.· ·I recognize the document, yes.
17· · · ·Q.· ·Do you know who signed your signature?
18· · · ·A.· ·I do not.
19· · · ·Q.· ·But you didn't request this authorization?
20· · · ·MR. HACOHEN:· Sorry, what was the question?
21· · · ·Q.· ·BY MR. RYU:· You did not authorize this
22· ·authorization?
23· · · ·MR. HACOHEN:· Are you asking whether he authorized
24· ·someone to sign his name to the document?
25· · · ·MR. RYU:· Well, let's go with that question, then.
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·1· · · ·Q.· ·BY MR. RYU:· Did you authorize someone to sign on
·2· ·your behalf?
·3· · · ·A.· ·I don't remember.
·4· · · ·Q.· ·Okay.
·5· · · ·A.· ·I know what the charge is for or -- or what the
·6· ·authoriz- -- this credit card payment authorization is for,
·7· ·but I -- I don't remember the -- the -- the signature
·8· ·specifics.
·9· · · ·Q.· ·Okay.· Okay.· Now, did you ever tell Jane that --
10· ·while you were still working at Abba, that you were going
11· ·to set up your own bail bond company?
12· · · ·A.· ·I did.
13· · · ·Q.· ·And when did you tell her that you were going to
14· ·set up your own bail bond company?
15· · · ·A.· ·Sometime in 20- -- late 2016.
16· · · ·Q.· ·Late 2016?
17· · · ·MR. HACOHEN:· You left in April.
18· · · ·THE WITNESS:· Well, when I say, "late," I apologize.
19· ·Late in my tenure with Abba in 2016, so maybe March or
20· ·April.
21· · · ·Q.· ·BY MR. RYU:· Okay.· And was it your plan to open
22· ·up your own bail bonds company and continue to work at
23· ·Abba?
24· · · ·A.· ·I had discussed that with Jane, yes.
25· · · ·Q.· ·And in your mind, do you believe that that would
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·1· ·have worked, in terms of having your own bail bond company
·2· ·and still working as the COO a -- of a competing bail bond
·3· ·company?
·4· · · ·A.· ·Yes.
·5· · · ·Q.· ·And how did you think that that would work?
·6· · · ·A.· ·I learned that from Jane.· So Jane also owned
·7· ·Atilla Gahbro Bail Bonds -- I'm sorry, between Jane and
·8· ·Atilla, they owned Atilla Gahbro Bail Bonds, Jane Un Bail
·9· ·Bonds, Ararsati (phonetic) Bail Bonds and Mother's Bail
10· ·Bonds.
11· · · · · · So to advertise in the jail, like I mentioned
12· ·before, you need to be licensed to be able to advertise.
13· ·And each one of those companies was able to do an
14· ·advertisement in the jail.
15· · · · · · The phone numbers still went to Abba Bail Bonds.
16· ·Abba Bail Bonds still wrote the bail, but when you look at
17· ·a jail board ad and you have a hundred bail bond companies
18· ·advertising, it's very common to have one agency have
19· ·multiple ads in the multiple licenses, that way you're
20· ·capturing more of the space within those hundred
21· ·advertisements.
22· · · ·Q.· ·Then was it your intentions to open up this new
23· ·bail bond company and share in the profits of this bail
24· ·bond company with Jane?
25· · · ·A.· ·Myself and Jane spoke about running as in
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·1· ·advertising, not as profits.· Myself and Jane discussed
·2· ·possibilities of becoming a sub-producer through Abba.· We
·3· ·discussed would it work if I did it only on my own.· We
·4· ·discussed different avenues of how this advertising would
·5· ·work for us to get more clients.
·6· · · ·Q.· ·Okay.· So in terms of Jane, what was her feedback
·7· ·to you wanting to open up your own bail bond company?
·8· · · ·A.· ·I mean, we went through so many different
·9· ·scenarios how it would work.· She asked me why Gotham and,
10· ·you know, I really brought up how I love Batman and New
11· ·York City, how I felt it was, like, a very catchy name.
12· · · · · · I -- I don't remember if it was -- I mean, we were
13· ·both excited in talking about it and throwing out different
14· ·ideas.
15· · · ·Q.· ·Okay.· And on April 7th, 2016, did you stop
16· ·working for Abba Bail Bonds?
17· · · ·MR. HACOHEN:· Objection.· Legal conclusion as to "stop
18· ·working for."
19· · · · · · But you may answer to the extent you understand.
20· · · ·THE WITNESS:· My relationship ended with Abba and I
21· ·believe it was April 5, 6, 7, somewhere in that range.
22· · · ·Q.· ·BY MR. RYU:· Well, I mean, as of April 6th, 2016,
23· ·Jane was asking you to stop hiring and firing people.
24· · · · · · Do you believe that you were still employed at
25· ·Abba on April 6th, 2016?
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·1· · · ·A.· ·I -- I don't remember.
·2· · · ·Q.· ·Okay.· Whatever day that -- it's either the 5th,
·3· ·6th or 7th, do you believe that you were fired from Abba?
·4· · · ·A.· ·I believe I was terminated.
·5· · · ·Q.· ·Did anybody tell you that you were terminated?
·6· · · ·A.· ·Yes.
·7· · · ·Q.· ·And who told you you were terminated?
·8· · · ·A.· ·Ryan Smalls.
·9· · · ·Q.· ·And who is Ryan Smalls?
10· · · ·A.· ·She is -- business acquaintance, slash, friend of
11· ·Jane Un, and he advised me that he would be taking over the
12· ·next day.
13· · · ·Q.· ·Okay.· And Ryan stated that it was the decision of
14· ·Abba to fire you or terminate you?
15· · · ·A.· ·Yes.
16· · · ·Q.· ·Okay.· So you feel that you didn't leave
17· ·voluntarily?
18· · · ·A.· ·I don't remember.
19· · · ·Q.· ·And so at some point in time, you physically left
20· ·Abba's office and you never came back, correct, to work?
21· · · ·A.· ·Correct.
22· · · ·Q.· ·Okay.· When you left, did you take any employee
23· ·files with you?
24· · · ·A.· ·No, I did not.
25· · · ·Q.· ·Okay.· Did you take any corporate documents with
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·1· ·you?
·2· · · ·A.· ·No, I did not.
·3· · · ·Q.· ·Okay.· Did you take any bonds with you?
·4· · · ·A.· ·No, I did not.
·5· · · ·Q.· ·Did you take Abba's iPad with you?
·6· · · ·A.· ·Abba's iPad?· I don't remember.
·7· · · ·Q.· ·And did you take Abba's laptop with you?
·8· · · ·A.· ·I don't remember.
·9· · · ·MR. RYU:· Let me mark as Exhibit Number 18 the Articles
10· ·of Incorporation for Gotham Bail Bonds, LLC.
11· · · · · · (Plaintiff's Exhibit 18 was marked for
12· · · · · · identification and is attached hereto.)
13· · · ·Q.· ·BY MR. RYU:· Do you recognize this document?
14· · · ·MR. HACOHEN:· Can you scroll down?
15· · · ·THE WITNESS:· Yes.
16· · · ·Q.· ·BY MR. RYU:· Is that your signature?
17· · · ·A.· ·That is my signature.
18· · · ·Q.· ·And you incorporated Gotham Bail Bonds Limited
19· ·Liability Company on March 16, 2016, and this is prior to
20· ·you leaving -- or when your relationship with Abba ended,
21· ·it -- it was prior to that date; right?
22· · · ·A.· ·Yes, March 16th is prior to April 5, 6 or 7.
23· · · ·Q.· ·Okay.· And why did you incorporate this -- or
24· ·organize this company?
25· · · ·A.· ·This, again, what we were discussing goes back to
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·1· ·Gotham Bail Bonds being able to advertise and just was so
·2· ·long ago.· I don't remember.
·3· · · · · · This was done -- well, done immediately after I
·4· ·had asked Jane about her license status and it being
·5· ·revoked, and her telling me -- instead of, you know,
·6· ·telling me what happened, she said, "Where did you get this
·7· ·from?"· Aggressively.· And I said, okay, with or without
·8· ·her, I need to start moving forward for something.
·9· · · ·Q.· ·Okay.· So as of March 16th, basically you were
10· ·thinking of a plan B as an alternative to working for Abba;
11· ·is that correct?
12· · · ·A.· ·That's correct.
13· · · ·MR. RYU:· Okay.· And then we'll mark as Exhibit
14· ·Number 19, it's the most recent Statement of Information
15· ·for Gotham Bail Bonds, LLC.
16· · · · · · (Plaintiff's Exhibit 19 was marked for
17· · · · · · identification and is attached hereto.)
18· · · ·Q.· ·BY MR. RYU:· So currently you are the manager or a
19· ·member of this LLC; correct?
20· · · ·MR. HACOHEN:· Are you asking as of June 21, 2021?
21· · · ·MR. RYU:· I'm asking him as currently.
22· · · ·MR. HACOHEN:· Okay.· And, again, objection on the right
23· ·of privacy.
24· · · · · · You may answer as to manager.· With respect to
25· ·membership interest, which is akin to ownership and is an
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·1· ·individual asset, you're not required to disclose your
·2· ·individual holdings and assets to date.
·3· · · ·THE WITNESS:· I believe this is correct.
·4· · · ·Q.· ·BY MR. RYU:· Okay.· And is Gotham Bail Bonds
·5· ·Limited Liability Company still operating?
·6· · · ·MR. HACOHEN:· Assumes facts not in evidence as to
·7· ·"still."
·8· · · ·THE WITNESS:· I do not believe it's operating.
·9· · · ·Q.· ·BY MR. RYU:· Okay.· Was this company, Gotham Bail
10· ·Bonds Limited Liability Company, was it ever in operations?
11· · · ·MR. HACOHEN:· Objection.· Calls for a legal conclusion
12· ·as to -- could you be a little more specific?· Do you mean
13· ·if it ever wrote bail, or do you mean if it ever did
14· ·anything?
15· · · ·MR. RYU:· If it wrote bail.· If -- if it actually
16· ·operated as a bail bond company.
17· · · ·THE WITNESS:· No, it did not.
18· · · ·Q.· ·BY MR. RYU:· So do you -- so would it be a fair
19· ·statement that you organized Gotham Bail Bonds Limited
20· ·Liability Company but it never did any business in the bail
21· ·bond industry?
22· · · ·A.· ·Yes.
23· · · ·Q.· ·That's correct?
24· · · ·A.· ·Yes.
25· · · ·MR. RYU:· Okay.· Now, let me mark as Exhibit Number 20
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·1· ·an Articles of Incorporation of Gotham Bail Bonds, Inc.
·2· · · · · · (Plaintiff's Exhibit 20 was marked for
·3· · · · · · identification and is attached hereto.)
·4· · · ·Q.· ·BY MR. RYU:· Okay.· Do you recognize this
·5· ·document?
·6· · · ·MR. HACOHEN:· Could you please scroll down?
·7· · · ·MR. RYU:· Sure.
·8· · · ·MR. HACOHEN:· It's a one-page document?
·9· · · ·MR. RYU:· Yes.
10· · · ·Q.· ·BY MR. RYU:· And to me, I don't know if this has
11· ·any relations to you or not, I just found it online.· And
12· ·so I just wanted to verify whether this is your company or
13· ·not.
14· · · ·MR. HACOHEN:· Objection -- well, do you have a question
15· ·or -- I'm going to --
16· · · ·Q.· ·BY MR. RYU:· My question is do you --
17· · · ·MR. HACOHEN:· -- object on privacy on ownership.
18· · · ·Q.· ·BY MR. RYU:· Okay.· Do you recognize this
19· ·document?
20· · · ·A.· ·I understand what this document is.
21· · · ·Q.· ·Okay.· Is this document -- is this company in any
22· ·way related to your business?
23· · · ·MR. HACOHEN:· Objection as to "your business" on
24· ·privacy.· Also, relevant to scope, outside the matters at
25· ·issue in this case.
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·1· · · · · · But you may answer without divulging your personal
·2· ·financial information.
·3· · · ·THE WITNESS:· Yes.
·4· · · ·Q.· ·BY MR. RYU:· So this company is related to you
·5· ·somehow?
·6· · · ·A.· ·Yes.
·7· · · ·Q.· ·And does this company function as a bail bond
·8· ·company where it's writing bonds?
·9· · · ·MR. HACOHEN:· Presently?
10· · · ·THE WITNESS:· Yes.
11· · · ·Q.· ·BY MR. RYU:· Okay.· And in 2016, did it operate as
12· ·a company that wrote bonds?
13· · · ·A.· ·I do not recall.
14· · · ·Q.· ·Okay.· Did you have anything to do with
15· ·incorporating this company?
16· · · ·MR. HACOHEN:· Vague.
17· · · ·THE WITNESS:· I mean, is there a specific question?
18· · · ·Q.· ·BY MR. RYU:· Let me ask a different question,
19· ·then.
20· · · · · · Did you instruct anybody to incorporate the
21· ·company?
22· · · ·A.· ·I did not instruct anybody, no.
23· · · ·Q.· ·Okay.· Did you come up with the idea of
24· ·incorporating Gotham Bail Bonds, Inc.?
25· · · ·A.· ·Yes, I did.
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·1· · · ·Q.· ·And do you know why this company was created?
·2· · · ·A.· ·To be a bail bond company.
·3· · · ·Q.· ·Okay.· Now, in March of 2016, prior to you leaving
·4· ·Abba, did Gotham Bail Bonds and yourself enter into a
·5· ·self-producer agreement with Accredited Surety?
·6· · · ·A.· ·No, we did not.
·7· · · ·MR. RYU:· You know, just because my exhibits are in
·8· ·order, I'm just going to mark this as Exhibit Number 21.
·9· · · · · · (Plaintiff's Exhibit 21 was marked for
10· · · · · · identification and is attached hereto.)
11· · · ·Q.· ·BY MR. RYU:· Okay.· So this is regarding Gotham
12· ·Bail Bonds, Inc., Exhibit Number 21.
13· · · · · · You are the CEO, the secretary and the CFO of this
14· ·company; correct?
15· · · ·A.· ·I am.
16· · · ·Q.· ·Okay.· And you are the sole director as well;
17· ·correct?
18· · · ·A.· ·I am.
19· · · ·MR. RYU:· Okay.· And let me go to my next exhibit.· Let
20· ·me mark as Exhibit Number 22 a sub-producer agreement by
21· ·and between Accredited Surety -- share it first.
22· · · · · · (Plaintiff's Exhibit 22 was marked for
23· · · · · · identification and is attached hereto.)
24· · · ·Q.· ·BY MR. RYU:· Okay.· Do you recognize this
25· ·document?
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·1· · · ·MR. HACOHEN:· Hang on.· Could we see the whole thing?
·2· · · ·THE WITNESS:· Yeah.
·3· · · ·Q.· ·BY MR. RYU:· Yeah.· I could represent to you that
·4· ·although the terms are filled in, it's not signed.· But I
·5· ·just want to know if you recognize this and that's the end
·6· ·of it.
·7· · · · · · Do you recognize this document?
·8· · · ·A.· ·It looks like some kind of a web PDF because it's
·9· ·got a reset button on it.
10· · · ·Q.· ·I understand that portion of it.
11· · · · · · Do you -- do you recognize this as -- have you
12· ·seen this document before?
13· · · ·A.· ·Yeah, I have.
14· · · ·Q.· ·Okay.· And do you recall as of March 7th that you
15· ·were putting in the terms of this agreement, that's
16· ·unsigned as of right now -- or as of the date of this
17· ·document?
18· · · ·A.· ·I don't remember.
19· · · ·Q.· ·And do you know why you were filling in Gotham
20· ·Bail Bonds, LLC and your name into a sub-producer
21· ·agreement?
22· · · ·MR. HACOHEN:· Misstates the testimony.· I don't think
23· ·he testified that he filled it in and mischaracterizes the
24· ·testimony.
25· · · ·Q.· ·BY MR. RYU:· Okay.· Do you remember entering in
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·1· ·your name and Gotham's name into this agreement?
·2· · · ·A.· ·I don't remember that.
·3· · · ·Q.· ·Okay.· But you said that you remember this
·4· ·document generally; is that correct?
·5· · · ·A.· ·Yes.
·6· · · ·Q.· ·And if you recognize this document, what do you
·7· ·remember about this document?
·8· · · ·A.· ·I remember filling one out for Abba Bail Bonds,
·9· ·this exact same document.
10· · · ·Q.· ·Okay.· But, actually, this one has Yousuf Nabi and
11· ·Gotham Bail Bonds.
12· · · · · · Do you remember filling one out with this
13· ·information in it?
14· · · ·A.· ·I don't remember.· Like I said, I don't -- I don't
15· ·even think this is a document.
16· · · ·Q.· ·Okay.· And do you know if this was ever signed at
17· ·a later point in time?
18· · · ·A.· ·I don't remember.
19· · · ·Q.· ·And once you left Abba, did you set up a Gotham
20· ·Bail Bonds company?
21· · · ·MR. HACOHEN:· Sorry.· Vague.· Could you be a little
22· ·more specific?
23· · · ·MR. RYU:· Yeah.
24· · · ·Q.· ·BY MR. RYU:· Did you -- did you actually have a
25· ·location to operate your Gotham Bail Bonds business?
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·1· · · ·MR. HACOHEN:· Misstates -- I don't think he testified
·2· ·that he operated it as the Gotham Bail Bonds and he
·3· ·absolutely did not.
·4· · · ·Q.· ·BY MR. RYU:· You could answer.
·5· · · ·A.· ·We did set up an office, yes.
·6· · · ·Q.· ·Okay.· And how far away was that office from Abba
·7· ·Bail Bonds?
·8· · · ·A.· ·I don't know the distance, I never measured it.
·9· · · ·Q.· ·Is it less than a quarter mile?
10· · · ·A.· ·I don't know.
11· · · ·Q.· ·Less than half a mile?
12· · · ·A.· ·I -- I -- I don't know the exact distance.· I -- I
13· ·don't want to guess.
14· · · ·Q.· ·Okay.· So where did you set up the office, then?
15· · · ·A.· ·It was at 633 North Spring Street.
16· · · ·Q.· ·Okay.· And prior to leaving Abba, did you recruit
17· ·any of Abba's employees to work for Gotham?
18· · · ·A.· ·No, I do not recall doing that.
19· · · ·Q.· ·But eventually many employees of Abba actually did
20· ·go to Gotham; correct?
21· · · ·A.· ·Yes.
22· · · ·Q.· ·Okay.· And they actually went to Gotham probably
23· ·within a week or two after you left; isn't that correct?
24· · · ·MR. HACOHEN:· Objection.
25· · · ·THE WITNESS:· I don't --
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·1· · · ·MR. HACOHEN:· Mr. -- Mr. Nabi leaving Abba.
·2· · · ·Q.· ·BY MR. RYU:· You don't remember?
·3· · · ·A.· ·I don't remember the exact time frame, no.
·4· · · ·Q.· ·Okay.· Well, within a month of you -- of when your
·5· ·relationship ended with Abba, within a month of that, many
·6· ·of the employees actually went to work for Gotham; correct?
·7· · · ·A.· ·I don't remember the specific dates.
·8· · · ·Q.· ·Okay.· And do you remember about how many
·9· ·employees, whenever the date was, from Abba came to Gotham?
10· · · ·MR. HACOHEN:· Do you have a caption page?
11· · · ·THE WITNESS:· I -- I don't remember the specific
12· ·numbers.
13· · · ·Q.· ·BY MR. RYU:· Okay.· And none of the people that
14· ·you actually -- none of the people that actually went from
15· ·Abba to Gotham, you never told them to come to Gotham, they
16· ·just voluntarily came to Gotham and asked for a job; is
17· ·that correct?
18· · · ·A.· ·I would believe that to be correct.
19· · · ·Q.· ·Okay.· And was there a Fernando who worked at Abba
20· ·in April of 2016?
21· · · ·A.· ·Yes.
22· · · ·Q.· ·Okay.· And on April 4th, which is before you ended
23· ·your relationship with Abba, did you ever request the keys
24· ·to the cabinet where the bonds were kept?
25· · · ·A.· ·April 4th?· Let me remember what I was doing
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·1· ·April 4th, 2016.· I could have, possibly.
·2· · · ·Q.· ·Okay.· And are you aware that after you left --
·3· ·and did you get the keys from Fernando?
·4· · · ·A.· ·I don't remember.
·5· · · ·Q.· ·Okay.· And do you know why you would be asking for
·6· ·the keys to the cabinet?
·7· · · ·A.· ·I assume if I did, because I needed to get in the
·8· ·cabinet.
·9· · · ·Q.· ·Okay.· Now, are you aware that after you left, or
10· ·ended your relationship, 47 of the bonds from that cabinet
11· ·were missing?
12· · · ·MR. HACOHEN:· Objection as to ended his relationship.
13· · · · · · But you may answer.
14· · · ·THE WITNESS:· I'm not aware of that.
15· · · ·Q.· ·BY MR. RYU:· Okay.· So you didn't take any of the
16· ·bonds that were in the cabinet; is that correct?
17· · · ·A.· ·That's correct.
18· · · ·MR. RYU:· And let me mark as Exhibit Number 23, it's an
19· ·e-mail from Fernando to Jane.· I'm assuming that you don't
20· ·recognize it as there are no references to you being a part
21· ·of it.
22· · · · · · (Plaintiff's Exhibit 23 was marked for
23· · · · · · identification and is attached hereto.)
24· · · ·THE WITNESS:· I got a call from Yousuf requesting that
25· ·I give him keys to the cabinet that held the bonds.· With
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·1· ·Jane's permission, that night I came by the office and
·2· ·dropped off to Yousuf -- the keys off to Yousuf.· On
·3· ·April 7th (sotto voce) available bonds was taken and we
·4· ·found 47 bonds were missing.· On April 8th, all -- "all
·5· ·bonds were done with Alex.· I discovered he had some bonds
·6· ·that were missing from the inventory after the previous
·7· ·night.· Alex said he placed a stickie note on the computer
·8· ·about the bonds issued" (sotto voce).
·9· · · · · · So I'm seeing this e-mail from Fernandez to Jane
10· ·on Friday, April 8th.· I don't recognize these bond
11· ·numbers.· I don't know when they were issues, who issued
12· ·them, to whom they were issued, the dates of those issues.
13· ·These could be bonds from 2006 that I'm looking at. I
14· ·don't -- I don't know that.
15· · · ·Q.· ·BY MR. RYU:· Okay.
16· · · ·A.· ·And, I mean, the e-mail's just saying the bonds
17· ·went missing.· I...
18· · · ·Q.· ·Okay.· Now, when -- after you left -- or let me
19· ·try to get the proper terms --
20· · · ·A.· ·Okay.
21· · · ·Q.· ·-- so that I don't get objected to by Alon.
22· · · ·MR. HACOHEN:· A prop.
23· · · ·THE WITNESS:· We'll come up with a safe word.
24· · · ·MR. RYU:· Do you have a suggestion for a safe word,
25· ·Alon?
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·1· · · ·MR. HACOHEN:· "After the end of your relationship with
·2· ·Abba."
·3· · · ·MR. RYU:· Okay.
·4· · · ·Q.· ·BY MR. RYU:· After the end of your relationship
·5· ·with Abba, did you redirect any traffic from Abba's website
·6· ·to Gotham?
·7· · · ·MR. HACOHEN:· Objection.· Vague as to "redirect
·8· ·traffic."
·9· · · · · · Do you mean, like, did he manipulate Abba's
10· ·website?
11· · · ·MR. RYU:· Yes.
12· · · ·THE WITNESS:· No, I did not.
13· · · ·Q.· ·BY MR. RYU:· Okay.· And after the end of your
14· ·relationship, did you change anything from Abba's GoDaddy
15· ·account?
16· · · ·A.· ·No.
17· · · ·MR. HACOHEN:· Vague as to "Abba's GoDaddy account."
18· · · · · · But you may answer, if you know.
19· · · ·THE WITNESS:· No.
20· · · ·MR. RYU:· Okay.· Let me mark as Exhibit Number 24 an
21· ·e-mail from GoDaddy.
22· · · · · · (Plaintiff's Exhibit 24 was marked for
23· · · · · · identification and is attached hereto.)
24· · · ·Q.· ·BY MR. RYU:· Okay.· So on May 27th, 2016, there
25· ·was an e-mail --
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·1· · · ·MR. HACOHEN:· Could you scroll up, please?· Thank you.
·2· · · ·Q.· ·BY MR. RYU:· Okay.· There was an e-mail from
·3· ·GoDaddy to yousuf@abbabailbonds.com saying that an account
·4· ·setting has been changed.
·5· · · · · · Do you remember changing anything on Abba's
·6· ·GoDaddy account?
·7· · · ·A.· ·I do not.
·8· · · ·Q.· ·Okay.
·9· · · ·MR. HACOHEN:· What was the exhibit number here?
10· · · ·MR. RYU:· This is 24.
11· · · ·MR. HACOHEN:· Thank you.
12· · · ·Q.· ·BY MR. RYU:· After the end of your relationship
13· ·with Abba, did you change the e-mail address of Abba's Bing
14· ·Ads account?
15· · · ·A.· ·Abba's Bing.· What was Abba's Bing e-mail account?
16· · · ·Q.· ·I don't know.
17· · · · · · Did you change the e-mail on the -- on Abba's Bing
18· ·ad account?
19· · · ·A.· ·Did I change the e-mail on Abba's Bing account? I
20· ·don't remember Abba's Bing account e-mail.
21· · · ·MR. RYU:· Okay.· Let me mark as Exhibit Number 25 an
22· ·e-mail from Bing Ads to yousuf@abbabailbonds.com stating
23· ·that the new e-mail address was yousuf@gothambailbonds.com.
24· ·Do you remember that?
25· · ///
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·1· · · · · · (Plaintiff's Exhibit 25 was marked for
·2· · · · · · identification and is attached hereto.)
·3· · · ·MR. HACOHEN:· Sorry.· One second.
·4· · · ·THE WITNESS:· I think I know what this document and the
·5· ·last document were.
·6· · · ·Q.· ·BY MR. RYU:· Okay.
·7· · · ·MR. HACOHEN:· Okay.· There's no question pending,
·8· ·Yousuf, but go ahead and tell him.
·9· · · ·Q.· ·BY MR. RYU:· And -- and what was this about?
10· · · ·A.· ·Well, I know what this document is.· On May 11th,
11· ·I believe, because I can't see the top, the very top, but
12· ·it looks like May 11th, 2015, it is a notification from
13· ·Bing to Yousuf at Gotham Bail Bonds saying that the
14· ·username yousufnabi@hotmail.com, my personal e-mail, was
15· ·changed to yousuf@gothambailbonds.com.
16· · · · · · So I believe that I probably had
17· ·yousuf@abbabailbonds.com as a backup e-mail or a recovery
18· ·e-mail.· Obviously, this is long before my relationship
19· ·with Abba ended.
20· · · · · · So when I changed it, my personal account, to
21· ·Gotham Bail Bonds e-mail account, it notified the recovery
22· ·account that an e-mail has been changed --
23· · · ·Q.· ·Okay.
24· · · ·A.· ·-- but that was my personal account.
25· · · ·Q.· ·Okay.· Did Abba have a Bing Ads account?
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·1· · · ·A.· ·I don't remember if they did or not.
·2· · · ·Q.· ·And as the operations manager and the person in
·3· ·charge of marketing, you don't remember whether they had a
·4· ·Bing Ads account?
·5· · · ·A.· ·I -- I don't remember if they had a Bing account.
·6· ·I don't know, maybe it was yousufnabi@hotmail that was
·7· ·operating the Bing account.· I don't know, is anybody even
·8· ·using Bing anymore?· I really don't remember.
·9· · · ·Q.· ·Okay.· And then when you left for -- or when
10· ·you -- after your relationship ended with Abba, did you
11· ·change Abba's Google My Business listing to Gotham Bail
12· ·Bonds so that when Abba was searched, Gotham would show up?
13· · · ·A.· ·I don't recall that.
14· · · ·MR. RYU:· Okay.· Let me mark as Exhibit Number 26 a
15· ·document --
16· · · ·THE WITNESS:· Could we take a break after this
17· ·question?
18· · · ·MR. RYU:· Sure.
19· · · ·MR. HACOHEN:· There is no question.· We can take a
20· ·break right now.
21· · · ·MR. RYU:· We can right now, if you want.
22· · · ·THE WITNESS:· That's okay.
23· · · ·VIDEOGRAPHER:· Are we ready to go off the record?
24· · · ·MR. RYU:· Yes.
25· · · ·VIDEOGRAPHER:· We are now going off the record.· The
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·1· ·time is 5:07.
·2· · · · · · (A recess was taken.)
·3· · · ·VIDEOGRAPHER:· We are back on the record.· The time is
·4· ·5:22.
·5· · · ·MR. HACOHEN:· Tom, is there anyone -- obviously, Jane
·6· ·is in the room with you.· Anybody else there in this --
·7· · · ·MR. RYU:· No.· Actually, during the break, Nathan was
·8· ·in here, but he just left.
·9· · · ·MR. HACOHEN:· Okay.· But on the record, it's just us --
10· · · ·MR. RYU:· Yeah --
11· · · ·MR. HACOHEN:· -- and Jane?
12· · · ·MR. RYU:· -- just us.
13· · · ·MR. HACOHEN:· Thank you.
14· · · ·MR. RYU:· And would it be the same, there's no one with
15· ·Mr. Nabi?
16· · · ·MR. HACOHEN:· Oh, I don't know about Nabi.· I think
17· ·it's just him.
18· · · ·MR. RYU:· Okay.
19· · · ·THE WITNESS:· It's just me, Tom.
20· · · ·MR. RYU:· Okay.· Great.· Thank you.
21· · · ·Q.· ·BY MR. RYU:· All right.· We're back on.· Let me
22· ·just remind you, you're still under oath.
23· · · · · · Let me put up the exhibit again.
24· · · · · · So I hear an echo.
25· · · · · · Okay.· Exhibit 26 is just an exhibit where we
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·1· ·typed in "Abba Bail Bonds Modesto" and "Gotham Bail Bonds"
·2· ·popped up.
·3· · · · · · (Plaintiff's Exhibit 26 was marked for
·4· · · · · · identification and is attached hereto.)
·5· · · ·MR. HACOHEN:· Sorry, could you zoom out?· Could we see
·6· ·the entire exhibit, please?
·7· · · ·MR. RYU:· Excuse me?
·8· · · ·MR. HACOHEN:· Could you zoom out so we can see the
·9· ·whole thing?
10· · · ·MR. RYU:· Oh, sure.
11· · · ·MR. HACOHEN:· It looks like there's two pieces to it.
12· · · ·MR. RYU:· Okay.· It's a one-page document.· One is
13· ·regarding the location, one is regarding a search.
14· · · ·Q.· ·BY MR. RYU:· And did you do anything to the Google
15· ·AdWords account where if someone typed in "Abba Bail
16· ·Bonds," it would show up as "Gotham Bail Bonds"?
17· · · ·A.· ·I'm --
18· · · ·MR. HACOHEN:· Objection.· Vague.
19· · · ·THE WITNESS:· I'm sorry, sir, I -- I -- I don't know
20· ·what does -- I'm still trying to understand what this
21· ·document is.
22· · · · · · It looks like -- like two pieces of something that
23· ·was cut with scissors and put together.· I -- I don't know
24· ·what this is -- what I'm looking at.
25· · · ·Q.· ·BY MR. RYU:· Okay.· So, basically, they're two
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·1· ·screenshots.· There is a top portion and a bottom portion.
·2· ·And the top portion is when we entered in the keywords
·3· ·"Abba Bail Bonds Modesto," what popped up was "Gotham Bail
·4· ·Bonds at 633 North Spring Street" and with a review for
·5· ·Abba.
·6· · · ·A.· ·But this isn't --
·7· · · ·MR. HACOHEN:· Is this Google?
·8· · · ·THE WITNESS:· -- a web page screenshot.
·9· · · ·MR. HACOHEN:· Sorry.· Sorry.· Go ahead, Yousuf.
10· · · ·THE WITNESS:· This isn't a web page screenshot. I
11· ·don't see a URL, a bar.· I -- I don't know what this is,
12· ·who made it or how it was done.· But this is not a
13· ·screenshot of a website or a Google search page.· I -- I
14· ·don't know what this is.
15· · · ·Q.· ·BY MR. RYU:· Okay.· Regardless of whether you know
16· ·or don't know what this is, did you do anything with Google
17· ·AdWords where if the keyword "Abba Bail Bonds" or "Abba"
18· ·was entered into that they would hit something regarding
19· ·Gotham Bail Bonds?
20· · · ·A.· ·I never changed or manipulated Abba's AdWords
21· ·account.
22· · · ·Q.· ·So when you --
23· · · ·MR. HACOHEN:· Be more specific.· You obviously made
24· ·changes, you mean you never manipulated in a way that would
25· ·cause that result?
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·1· · · ·THE WITNESS:· Yeah.· I -- I never redirected Google
·2· ·AdWords to Gotham Bail Bonds.
·3· · · ·Q.· ·BY MR. RYU:· Okay.· Okay.· So when you changed the
·4· ·algorithm when you set up Google AdWords when you were
·5· ·working for Abba, did you include in the algorithm the
·6· ·keyword "Abba"?
·7· · · ·MR. HACOHEN:· Lacks foundation and misstates testimony.
·8· · · · · · But you may answer, if you know.
·9· · · ·THE WITNESS:· I remember having -- when we started our
10· ·own advertising account, we focused on anything with the
11· ·word "bail bonds" in it.
12· · · ·Q.· ·BY MR. RYU:· Right.
13· · · · · · My question was, did you include the word "Abba"?
14· · · ·MR. HACOHEN:· Are you asking about 2014, '15 or after
15· ·April 15th?
16· · · ·MR. RYU:· 20- -- while he was employed, when he set
17· ·up -- changed the algorithm of Abba.
18· · · ·THE WITNESS:· Okay.· I -- I'm confused, I apologize,
19· ·between this document while I was Abba and after Abba and
20· ·what exactly you're trying to ask.· That document showed
21· ·"Gotham Bail Bonds" --
22· · · ·MR. HACOHEN:· No, no, stop, Yousuf.· He's not asking
23· ·about the document.
24· · · ·THE WITNESS:· Okay.
25· · · ·MR. HACOHEN:· He's not asking about the document.
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·1· · · ·THE WITNESS:· Okay.
·2· · · ·MR. HACOHEN:· He's asking a new line of questioning.
·3· · · ·THE WITNESS:· Okay.
·4· · · ·Q.· ·BY MR. RYU:· The question was, when you -- you
·5· ·said that you set up the Google AdWords account while you
·6· ·were at Abba and you changed the algorithm.
·7· · · ·A.· ·Yes.
·8· · · ·Q.· ·Now, when you changed the algorithm and -- and you
·9· ·said that you could put in keywords in there, did you put
10· ·in the word "Abba"?
11· · · ·A.· ·No.· I excluded the word "Abba."
12· · · ·Q.· ·So during the whole time that you were doing the
13· ·ad campaign under Google AdWords at Abba, the keyword
14· ·never -- the keyword "Abba" was never included within the
15· ·Google AdWords; is that your testimony?
16· · · ·A.· ·It was excluded.
17· · · ·Q.· ·It was excluded.· Okay.
18· · · ·A.· ·Yeah.· I -- I -- I excluded it because if
19· ·somebody's typing in "Abba Bail Bonds," we're automatically
20· ·going to show up organically and/or they already know who
21· ·Abba Bail Bonds is.· So to save money, I'm not going to pay
22· ·for advertisement to Abba Bail Bonds when they're already
23· ·searching for it.
24· · · ·Q.· ·Okay.· On April 25th, 2016, did you get a letter
25· ·from Abba's attorney requesting the administrative access
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·1· ·to QuickBooks, GoDaddy and two Google AdWords accounts?
·2· · · ·A.· ·I -- I don't remember.· I had an attorney at the
·3· ·time.
·4· · · ·Q.· ·Was -- did -- okay.
·5· · · · · · Do you remember ever giving the administrative
·6· ·access to QuickBooks, GoDaddy and to Google AdWords
·7· ·accounts to Abba after you ended your relationship with
·8· ·Abba?
·9· · · ·MR. HACOHEN:· Objection as to "ended your
10· ·relationship."
11· · · ·Q.· ·BY MR. RYU:· But we know what we're talking about.
12· ·I'm not trying to -- go ahead and answer.
13· · · ·MR. HACOHEN:· After the end of his relationship with
14· ·Abba, sure.
15· · · ·THE WITNESS:· I gave access to -- did we lose Tom?
16· · · ·MR. HACOHEN:· No --
17· · · ·MR. RYU:· I'm --
18· · · ·MR. HACOHEN:· -- he's still here.
19· · · ·MR. RYU:· -- still here.· I -- my earphones are running
20· ·out of battery, so I'm going to switch them pretty soon.
21· · · ·Q.· ·BY MR. RYU:· But go ahead and answer.· You gave
22· ·access to --
23· · · ·A.· ·I did give access to a representative of Abba for
24· ·the Google AdWords accounts.
25· · · ·MR. RYU:· Okay.· Hold on one second.· Let me just --
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·1· ·okay.· Can everybody hear me?
·2· · · ·MR. HACOHEN:· Loud and clear.
·3· · · ·MR. RYU:· Okay.· Great.
·4· · · ·THE WITNESS:· Yes, sir.
·5· · · ·Q.· ·BY MR. RYU:· Okay.· Did you have a personal debit
·6· ·card linked to Abba's PayPal account?
·7· · · ·MR. HACOHEN:· Sorry.· Are you asking about an Abba card
·8· ·with his name or his own personal card unrelated to Abba?
·9· · · ·MR. RYU:· His own personal card unrelated to Abba.
10· · · ·THE WITNESS:· I don't remember.
11· · · ·MR. RYU:· Okay.· Let me mark as Exhibit Number 27.
12· ·It's a document from PayPal.· Okay.
13· · · · · · (Plaintiff's Exhibit 27 was marked for
14· · · · · · identification and is attached hereto.)
15· · · ·MR. HACOHEN:· Hold on a second.· Yeah, could we go to
16· ·the very top?
17· · · ·MR. RYU:· Yeah.
18· · · · · · (Reporter requests clarification.)
19· · · ·MR. HACOHEN:· Yousuf, you need to either speak loudly
20· ·and clearly or not speak so the court reporter can either
21· ·write or not write what you're saying.
22· · · ·THE WITNESS:· I'm sorry.
23· · · ·MR. RYU:· Okay.
24· · · ·MR. HACOHEN:· One second.· One second.· Can you go back
25· ·to the e-mail addresses?· Halfway down, yes.
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·1· · · ·MR. RYU:· Okay.· Okay?
·2· · · ·MR. HACOHEN:· Sure.
·3· · · ·Q.· ·BY MR. RYU:· So on Page 2 at the bottom, it says
·4· ·that there is a -- an account -- a debit card account for
·5· ·Yousuf Nabi that is connected to this account.
·6· · · ·MR. HACOHEN:· Sorry, we can only see credit card on the
·7· ·bottom of Page 1.· The debit card on Page 2 is cut off on
·8· ·our end.
·9· · · ·MR. RYU:· No, no, I'm talking about --
10· · · ·MR. HACOHEN:· Oh, credit --
11· · · ·MR. RYU:· -- at the bottom right here (indicating).
12· · · ·MR. HACOHEN:· -- card.· Okay.
13· · · ·MR. RYU:· Okay.· It says, "debit," that's why I said it
14· ·was debit.
15· · · ·Q.· ·BY MR. RYU:· Okay.· Do you remember linking your
16· ·debit card to Abba's PayPal account?
17· · · ·A.· ·I -- I don't know what card number that is and I
18· ·just see "Inactive."
19· · · ·Q.· ·Right.
20· · · · · · My question is:· Did you ever link your personal
21· ·debit card to Abba's account?
22· · · ·A.· ·I -- I could have been asked by Jane and Atilla to
23· ·use my credit card personally.· You know, they -- I know
24· ·they both asked me from time to time to use my personal
25· ·card.
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·1· · · · · · They both have very low credit scores and didn't
·2· ·have any credit, so I could have used my card at their
·3· ·request.· I don't know.
·4· · · ·Q.· ·Okay.· Now, by having your debit card linked to
·5· ·the PayPal account, did you have the ability to use the
·6· ·funds that were received into the PayPal account?
·7· · · ·A.· ·No.· So it was an inactive card.· I believe this
·8· ·was used to start the account as a backup because certain
·9· ·websites required to have a credit card on file regardless
10· ·if you used it or not.
11· · · ·Q.· ·Okay.· Now, did you or did you instruct anyone to
12· ·contact any telecommuni- -- telecommunications companies to
13· ·block Abba's toll free numbers that were posted in the
14· ·jails?
15· · · ·A.· ·I did not.
16· · · ·Q.· ·Did you or Gotham use a collection company known
17· ·as FBCS to collect company -- to collect unpaid premiums
18· ·from defendants?
19· · · ·MR. HACOHEN:· What were the letters, again?
20· · · ·MR. RYU:· FBCS.
21· · · ·MR. HACOHEN:· Frank, bravo, Charlie, Sierra?
22· · · ·MR. RYU:· Yes.
23· · · ·THE WITNESS:· I don't remember.
24· · · ·Q.· ·BY MR. RYU:· After your relationship ended with
25· ·Abba, did you use FBCS collection company to collect unpaid
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·1· ·premiums owed to Abba?
·2· · · ·A.· ·Did I collect unpaid premiums owed to Abba?
·3· · · ·Q.· ·Yes, after you left.
·4· · · ·A.· ·No, I did not.
·5· · · ·Q.· ·Okay.· So you said that you didn't have any
·6· ·signing authority at the bank for any of Abba's bank
·7· ·accounts; correct?
·8· · · ·A.· ·That is correct.
·9· · · ·Q.· ·But did you ever sign Jane's name on any Abba
10· ·checks?
11· · · ·A.· ·At her request, yes.
12· · · ·MR. RYU:· Okay.· And let me mark as Exhibit 28 a list
13· ·of checks.
14· · · · · · (Plaintiff's Exhibit 28 was marked for
15· · · · · · identification and is attached hereto.)
16· · · ·Q.· ·BY MR. RYU:· Okay.· Okay.· Did you sign Jane's
17· ·name to this check?
18· · · ·MR. HACOHEN:· Sorry, Tom, just for identification
19· ·purposes, how many pages is this exhibit?
20· · · ·MR. RYU:· 17 pages.
21· · · ·MR. HACOHEN:· 17 pages, and if so -- okay.· Now we're
22· ·looking at Page 3 of the exhibit?
23· · · ·MR. RYU:· Right.· These are just -- it's a -- it's a
24· ·summary of the checks.
25· · · ·MR. HACOHEN:· Okay.
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·1· · · ·MR. RYU:· And let me just -- my mouse is kind of
·2· ·scrolling too fast.
·3· · · ·Q.· ·BY MR. RYU:· Okay.· If we look at Check
·4· ·Number 11951, did you sign this check?
·5· · · ·MR. HACOHEN:· Could we zoom in, please?· On the actual
·6· ·check, there's some stuff in the memo.· Thank you.
·7· · · ·THE WITNESS:· Bail bonds Power 106 KP -- this was a
·8· ·radio advertisement, that's all I remember.
·9· · · ·Q.· ·BY MR. RYU:· Okay.· And do you remember
10· ·approximately how many $6250 payments you made to Power --
11· ·KPWR, K-P-W-R?
12· · · ·MR. HACOHEN:· In 2016?
13· · · ·MR. RYU:· Ever.
14· · · ·THE WITNESS:· I don't recall how many, what the
15· ·arrangement was.· We should have an agreement in place with
16· ·them.
17· · · ·Q.· ·BY MR. RYU:· Okay.
18· · · ·A.· ·I -- I just remember Power 106 and KPWR because
19· ·that was one of the messages Jane sent me saying she heard
20· ·it on the radio, it's amazing, I should write my own ads.
21· · · ·Q.· ·Okay.· And --
22· · · ·A.· ·I don't remember the total amount.
23· · · ·Q.· ·And do you remember if the previous check, whether
24· ·you signed it?
25· · · ·A.· ·I don't remember.· This one is City of Beverly
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·1· ·Hills, "Beverly Hills Police Department and jail
·2· ·supervisor" -- okay.· So this is for Abba Bail Bonds for
·3· ·the period of 1/1 to June 2016 advertising for $300 for the
·4· ·Abba jail board ad.· I don't remember if I signed this or
·5· ·not.
·6· · · ·Q.· ·Okay.· If it wasn't you that signed the checks,
·7· ·who would have signed this check?· And I can represent to
·8· ·you --
·9· · · ·A.· ·Jane.
10· · · ·Q.· ·-- that wasn't Jane.
11· · · ·A.· ·Yeah.· I don't -- I don't specifically remember if
12· ·she instructed me to sign the check, you know, did she
13· ·instruct -- you know, she wasn't in, she said, "Hey, you
14· ·know, Fernando, could you sign these checks?· Yousuf has
15· ·some pending, he says he needs them."· Or Ana.· I don't
16· ·remember who signed the check.· I mean, it's a legitimate
17· ·expense, I just don't know who signed it.
18· · · ·Q.· ·Okay.· And what about this check (indicating)?
19· · · ·MR. HACOHEN:· What's the question?
20· · · ·Q.· ·BY MR. RYU:· Did you sign this check, Check
21· ·Number 2- -- 12010?
22· · · ·A.· ·24 -- 2016.· I don't know.· She could have
23· ·instructed me to sign it.· I don't remember.
24· · · ·Q.· ·Okay.· What about Check Number 11991?
25· · · ·MR. HACOHEN:· Again, what is the question?
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·1· · · ·Q.· ·BY MR. RYU:· Did you sign this check?
·2· · · ·A.· ·I don't recall.· Gary Miranda was a bail agent
·3· ·with us.
·4· · · ·Q.· ·All right.· Check Number 11989, did you sign this
·5· ·check?
·6· · · ·A.· ·Assurity for my appointment.· Again, I don't know
·7· ·if she instructed me, or if I did or did not.· I don't
·8· ·remember.
·9· · · ·Q.· ·And would you have to have paid for an
10· ·appointment?
11· · · ·MR. HACOHEN:· Objection.· Vague.
12· · · ·Q.· ·BY MR. RYU:· The memo line says "Yousuf Nabi
13· ·appointment."· Do you know what this check refers to?
14· · · ·A.· ·Correct.· This was my appointment for my bail
15· ·license.
16· · · ·Q.· ·Oh, so were -- did you apply for a bail license?
17· · · ·A.· ·At Jane's request, I did apply for my bail
18· ·license.
19· · · ·Q.· ·And is that your signature, or is that your
20· ·signature of Jane?· Did you -- did you write -- did you
21· ·sign the check?
22· · · ·A.· ·I -- I don't remember.
23· · · ·Q.· ·Okay.· So Toledo Towing Service, I think this is
24· ·the check that written to the towing service for the -- the
25· ·2006 -- or 2007 Nissan Altima that you purchased --
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·1· · · ·A.· ·Yeah.
·2· · · ·Q.· ·-- for $200.
·3· · · ·A.· ·Yeah, this is that whole $4,000 Nissan Altima. I
·4· ·don't remember if she signed it or she asked me to sign it.
·5· ·I don't remember.
·6· · · ·Q.· ·Did Jane even know that you were repossessing that
·7· ·car?
·8· · · ·A.· ·I'm pretty sure she knew.
·9· · · ·Q.· ·And why do you have that belief?
10· · · ·A.· ·I believe I -- I'm pretty sure I asked for her
11· ·guidance on it.· I wasn't a bail bond repo expert of any
12· ·means.· I definitely did not sign this check, Tom.
13· · · ·Q.· ·Okay.
14· · · ·MR. HACOHEN:· For the record, what was the check number
15· ·on that one?· Just so we have a clean record.
16· · · ·MR. RYU:· I'll get to it.
17· · · · · · 120- --
18· · · ·MR. HACOHEN:· Looks like 12- --
19· · · ·MR. RYU:· -- 55.
20· · · ·MR. HACOHEN:· Thank you.
21· · · ·THE WITNESS:· Abba Ventura office rent.
22· · · ·Q.· ·BY MR. RYU:· Okay.· Did you sign this check?
23· · · ·A.· ·I -- I don't remember.
24· · · ·Q.· ·Okay.· And Check Number 12080, did you sign this
25· ·check?
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·1· · · ·A.· ·Locksmith front door mechanism.· I remember this.
·2· ·This was the door lock that was broken during the warrant,
·3· ·but I don't remember if I signed the check or not.
·4· · · ·Q.· ·Okay.· Okay.· Now, when you were working at Abba,
·5· ·did Abba receive cash for premium payments?
·6· · · ·A.· ·Yes.
·7· · · ·Q.· ·Okay.· And did Abba have a policy or procedures
·8· ·concerning the receipt of cash payments, like what to do if
·9· ·you got a cash payment?
10· · · ·A.· ·Yes.
11· · · ·Q.· ·Okay.· And where was the cash placed after being
12· ·placed -- received by the clients?
13· · · ·A.· ·The individual receiving cash put the cash in the
14· ·safe.
15· · · ·Q.· ·In the safe.
16· · · · · · Would it be just the cash in the safe, or would
17· ·the cash go into something before it went into the safe?
18· · · ·A.· ·It should go into an envelope.
19· · · ·Q.· ·Okay.· And was there a policy as to what was
20· ·written on the envelope?
21· · · ·A.· ·Should have a defendant name, bond number, who
22· ·received it, how much was in the envelope.
23· · · ·Q.· ·Okay.· And once the cash was received and after it
24· ·was placed into the safe, what was Abba's policy in
25· ·depositing the cash payments?
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·1· · · ·A.· ·What was the policy, or what was actually done?
·2· · · ·Q.· ·What was the policy?
·3· · · ·A.· ·The policy was that the envelopes were to be
·4· ·gathered, collected together, the cash was to be deposited
·5· ·and the deposit slip attached to that batch of envelopes.
·6· · · ·Q.· ·Okay.· And were they supposed to be daily
·7· ·deposits?
·8· · · ·A.· ·No.· There was no set schedule of deposits.
·9· · · ·Q.· ·And so -- and -- and who would actually make the
10· ·actual run to the bank to deposit the cash?
11· · · ·A.· ·Fernando.
12· · · ·Q.· ·Okay.· And who would instruct Fernando to deposit
13· ·the cash?
14· · · ·A.· ·Well, it would usually be me.· If Jane was there,
15· ·she would have kept the cash.
16· · · ·Q.· ·And what do you mean, "if Jane was there, she
17· ·would have kept the cash"?
18· · · ·A.· ·Jane would frequently, if not regularly, take cash
19· ·from the safe.
20· · · ·Q.· ·Okay.· Would she open up the envelope?
21· · · ·A.· ·She had to take the cash out, yes.
22· · · ·Q.· ·Okay.· Was the envelope sealed?
23· · · ·A.· ·I don't recall.
24· · · ·Q.· ·If you opened the envelope, would you have to slit
25· ·the envelope so that it would open or tear the envelope so
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·1· ·that it would open, or was the envelope kept open?
·2· · · ·A.· ·I don't recall how the envelope sealed or how they
·3· ·opened.
·4· · · ·Q.· ·Okay.· And who would -- okay.
·5· · · · · · Was it anybody who was taking the cash after the
·6· ·customer presented it, is it any person who received that
·7· ·cash that would put it into the envelope, or was there a
·8· ·certain person designated to put the cash into the
·9· ·envelope?
10· · · ·MR. HACOHEN:· Objection.· I don't understand the
11· ·question.· Could you either rephrase it or break it down?
12· · · ·Q.· ·BY MR. RYU:· If -- if there was cash received by,
13· ·let's say, one employee, did that employee put the cash
14· ·into an envelope, or did that envelope give that cash to
15· ·someone else who was designated to put the cash into an
16· ·envelope?
17· · · ·A.· ·Policy was that the cash was to go into the
18· ·envelope by the receiving individual.
19· · · ·Q.· ·And would the envelope have the person who
20· ·actually received the cash?
21· · · ·MR. HACOHEN:· You mean list the name?
22· · · ·MR. RYU:· Yes.
23· · · ·THE WITNESS:· I don't remember the envelope, what they
24· ·looked like.
25· · · ·Q.· ·BY MR. RYU:· Okay.· Did you put any money into
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·1· ·envelopes?
·2· · · ·A.· ·Did I take any money from customers?
·3· · · ·Q.· ·Yes.
·4· · · ·A.· ·I don't remember.
·5· · · ·Q.· ·And do you remember whether -- so you don't
·6· ·remember taking any cash from any customers?
·7· · · ·MR. HACOHEN:· Misstates the testimony.
·8· · · ·THE WITNESS:· During my time with Abba, I was not a
·9· ·licensed bail agent.· Therefore, I never really interacted
10· ·with customers unless they needed handcuffs put on them or
11· ·there was, like, a customer complaint.
12· · · · · · While I was there, it was my policy or my
13· ·instructions to the staff that if unlicensed, they
14· ·shouldn't really interact with customers unless they were
15· ·receiving accounts receivable, which would go to the
16· ·accounts receivable department.· Primarily, the cash was
17· ·handled by Fernando and/or Jane.
18· · · ·Q.· ·So if you would have received the cash, it would
19· ·be on a very few occasions or rare occasions; is that
20· ·correct?
21· · · ·A.· ·Yes.
22· · · ·MR. RYU:· Let me mark as Exhibit Number 29.
23· · · · · · (Plaintiff's Exhibit 29 was marked for
24· · · · · · identification and is attached hereto.)
25· · · ·Q.· ·BY MR. RYU:· Okay.· This actually is a 573-page
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·1· ·document, but I'm only going to go through the first few
·2· ·because I'm not going to go through every single one of
·3· ·these, but --
·4· · · ·A.· ·Thank you.
·5· · · ·MR. HACOHEN:· We'll -- we'll do that at trial.
·6· · · ·MR. RYU:· Yeah.
·7· · · ·Q.· ·BY MR. RYU:· I know this is cut off, but -- so do
·8· ·you recognize this basically is an envelope?
·9· · · ·A.· ·I do.
10· · · ·Q.· ·Okay.· And it -- basically what would -- this is
11· ·the -- would this be the date that the cash was collected
12· ·(indicating)?
13· · · ·A.· ·Yes.
14· · · ·Q.· ·And then this would be the bail agent
15· ·(indicating)?
16· · · ·A.· ·This would be the individual who collected the
17· ·cash --
18· · · ·Q.· ·Okay.· And --
19· · · ·A.· ·-- from the customer.
20· · · ·Q.· ·Okay.· And then -- Jonathan Hammond is the
21· ·defendant; right?
22· · · ·A.· ·Yes.
23· · · ·Q.· ·And then the amount of cash collected was 200.
24· · · ·A.· ·Yes.
25· · · ·Q.· ·And then there's 200 and it says -- it has what
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·1· ·looks like a signature.
·2· · · · · · Was it common for someone to actually sign -- say
·3· ·that there was $200 or -- do you know what this handwriting
·4· ·means?
·5· · · ·A.· ·So this is an envelope of cash received from a
·6· ·customer.· Like I stated previously, I never received cash
·7· ·directly from a customer.
·8· · · · · · These envelopes were received in this instance by
·9· ·Cindy for the defendant, Jonathan Hammond, for $200 cash,
10· ·the bond number, the bond amount, and whether it was
11· ·premium or payment.
12· · · · · · Premium meaning it was for the down payment of
13· ·bond.· So it's -- a licensed agent most likely collected
14· ·that cash.
15· · · · · · The signature, I guess if that's what it is, I
16· ·can't -- it's cut off, but it looks like it was a
17· ·verification of whoever opened the envelope to verify the
18· ·amount that was written on the envelope is actually there.
19· · · ·Q.· ·Okay.· So, then, normally the bail agent would
20· ·seal the envelope and then someone would open the envelope
21· ·to verify that there was $200 in cash; is that correct?
22· · · ·A.· ·Correct.
23· · · ·Q.· ·And then that person would put their signature on
24· ·the envelope; correct?
25· · · ·A.· ·Correct.
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·1· · · ·Q.· ·Okay.· And did you do a lot of these
·2· ·verifications?
·3· · · ·A.· ·I did a fair amount.
·4· · · ·Q.· ·Okay.· Let's go to Page 2.
·5· · · · · · Is that your signature for $2,000 in cash?
·6· · · ·A.· ·Doesn't look like my signature, but it says
·7· ·there's 2,000 in there.
·8· · · ·Q.· ·It does not look like your signature?
·9· · · ·A.· ·Doesn't look like any signature.
10· · · ·Q.· ·Okay.· Page 4, does that look like your signature?
11· · · ·A.· ·That does not look like my signature.· That looks
12· ·like my name but not my signature.
13· · · ·Q.· ·Did this -- okay.· Page 5, does this look like
14· ·something that you wrote?
15· · · ·A.· ·I -- I -- On 1/6/2016 for Jones Antonio for $300,
16· ·I don't remember if I signed that envelope.
17· · · ·Q.· ·Right.
18· · · · · · I -- I'm just saying, does that look like your
19· ·handwriting?
20· · · ·A.· ·Could be, but that's not my signature.· Maybe I
21· ·handwrote my name or someone handwrote my name, but I
22· ·didn't sign that.
23· · · ·Q.· ·Okay.· What about Page 6?
24· · · ·A.· ·Go back to 5 for a second, please.
25· · · · · · Yeah, those are two different handwritings or
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·1· ·signatures if you -- since you're calling it that.· I -- I
·2· ·don't know.
·3· · · ·Q.· ·I'm -- I'm just asking whether it looks like
·4· ·something that you put on the -- the envelope.
·5· · · ·A.· ·I don't remember.
·6· · · ·Q.· ·And going back to 6, Page 6.
·7· · · ·A.· ·Again, you said there's 500 of -- some of these.
·8· ·I don't remember.
·9· · · ·Q.· ·Page 7?
10· · · ·A.· ·Yeah, looks like a cash envelope, $200.
11· · · ·Q.· ·Right.
12· · · · · · I -- the only thing I'm asking you about any of
13· ·these documents is whether the handwritten portion of it
14· ·looks like something that you wrote.
15· · · ·A.· ·I -- I -- I don't remember.
16· · · ·Q.· ·Okay.· Does the number 200 look like something
17· ·that you would write, I mean in terms of your penmanship?
18· · · ·A.· ·It does not look like my penmanship.
19· · · ·Q.· ·Okay.· What about 8?
20· · · ·A.· ·8, "150" looks like my penmanship, but then
21· ·signature -- handwriting is different than the last five.
22· ·They --
23· · · ·Q.· ·I'm just -- I don't want you to compare.· I'm just
24· ·asking you about this Page Number 8.
25· · · ·A.· ·Okay.· Well, like, am I missing something?· Are
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·1· ·you trying to verify if I signed it?· If -- if that's --
·2· ·you want me to tell you that I actually took that cash out
·3· ·of that envelope?
·4· · · ·MR. HACOHEN:· He's not asking you to remember anything
·5· ·that happened back on that day.· He's asking you if the
·6· ·handwriting to you looks like your signature -- like your
·7· ·handwriting.· Like, if you were to write down 150, would it
·8· ·-- do you think this is --
·9· · · ·THE WITNESS:· That --
10· · · ·MR. HACOHEN:· -- what it would look like, or do you --
11· · · ·THE WITNESS:· That 150 would look like my 150, yes.
12· · · ·MR. HACOHEN:· But the other stuff to the right of that,
13· ·that scribble does not look like something you would have
14· ·affixed to that document; correct?
15· · · ·THE WITNESS:· No, I don't sign like that.
16· · · ·Q.· ·BY MR. RYU:· Okay.· I -- I -- I just want you to
17· ·tell me yes or no.
18· · · · · · Okay.· What about --
19· · · ·MR. HACOHEN:· Can we rotate --
20· · · ·Q.· ·BY MR. RYU:· -- page 9?
21· · · · · · Excuse me?
22· · · ·MR. HACOHEN:· Can we just rotate this one, Page 9, so
23· ·we see it not sideways?
24· · · ·MR. RYU:· Yeah.· Hold on.
25· · · ·MR. HACOHEN:· Top right.· There you go.· That one.
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·1· · · · · · And just only Page 9 -- no, no, no.· That's going
·2· ·to be the entire document.· "X."
·3· · · ·THE WITNESS:· The "500" looks like mine.· Does not look
·4· ·like my handwriting.
·5· · · ·Q.· ·BY MR. RYU:· Okay.· And 10?· Page 10?
·6· · · ·A.· ·I -- just so blurred, I can't tell.
·7· · · ·Q.· ·Page 11?
·8· · · ·A.· ·Yeah, looks like my 500.
·9· · · ·Q.· ·Page 12?· And I'm -- I'll go to 20 and we'll stop
10· ·there.
11· · · · · · But, basically, it -- it all seems -- you know,
12· ·whether it's not your signature or not, it seems to say
13· ·"Yousuf" on it.
14· · · · · · But you could just tell me, this Page 12, whether
15· ·the number looks like your writing and whether the
16· ·signature looks like your writing.
17· · · ·A.· ·This one's too blurred, I -- we went through this
18· ·one.
19· · · ·MR. HACOHEN:· We went through a different one that
20· ·looks similar to this one, but that's okay.
21· · · · · · Let's go to 13.
22· · · ·THE WITNESS:· That is mine.
23· · · ·Q.· ·BY MR. RYU:· That looks like yours?
24· · · ·A.· ·The 1500 looks like mine, yes.
25· · · ·Q.· ·Okay.· What about the signature?
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·1· · · ·A.· ·No.
·2· · · ·Q.· ·Sorry.· 15?
·3· · · ·A.· ·3500 looks like mine.· That's a whole another
·4· ·Yousuf.
·5· · · ·Q.· ·Okay.· 16?
·6· · · ·MR. HACOHEN:· Could we -- could we rotate that one?
·7· ·It's too --
·8· · · ·THE WITNESS:· Actually --
·9· · · ·MR. HACOHEN:· -- blurry.· Let's go to the next one.
10· · · ·Q.· ·BY MR. RYU:· 16.· I believe this is the back of --
11· ·okay.· So this is the front of 16, the envelope.
12· · · · · · Does the writing -- the numbers look like your
13· ·writing?
14· · · ·A.· ·I cannot tell.· Signature is not mine.
15· · · ·Q.· ·What about 17?
16· · · ·A.· ·Yeah, that hundred looks like mine.
17· · · ·Q.· ·Okay.· 18?
18· · · ·A.· ·160, looks like I verified it, yes.
19· · · ·Q.· ·19?
20· · · ·A.· ·That does not look like mine.
21· · · ·Q.· ·And 20?
22· · · ·A.· ·That does not look like mine.
23· · · ·MR. RYU:· Okay.· And, Madam Court Reporter, what I'm
24· ·going to do is, I'm going to just give you the first 20
25· ·pages, that way -- of Exhibit 29 at the end of the depo,
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·1· ·okay.
·2· · · ·Q.· ·BY MR. RYU:· Okay.· Now, do you have a brother
·3· ·named Najar?· And I don't know if I'm pronouncing that
·4· ·correctly.
·5· · · ·MR. HACOHEN:· I think you're asking him incorrectly.
·6· · · ·THE WITNESS:· I have a brother his last name is Najar.
·7· · · ·Q.· ·BY MR. RYU:· Okay.· And what's his first name?
·8· · · ·A.· ·Mohammed.
·9· · · ·Q.· ·And does he own an investigation company or
10· ·service?
11· · · ·A.· ·He does.
12· · · ·Q.· ·And was he hired to scan certain files of Abba?
13· · · ·A.· ·Yes, he was.
14· · · ·Q.· ·And who hired him?
15· · · ·A.· ·I believe it was Jane or Atilla.
16· · · ·Q.· ·And who recommended your brother?
17· · · ·MR. HACOHEN:· Vague.
18· · · · · · Do you mean who recommended that they --
19· · · ·MR. RYU:· Abba --
20· · · ·MR. HACOHEN:· -- hire him for scanning?
21· · · ·MR. RYU:· Yes.
22· · · ·THE WITNESS:· I don't know.
23· · · ·Q.· ·BY MR. RYU:· Did -- if you know, did Abba have a
24· ·prior relationship with Najar Investigations prior to you
25· ·working at Abba?
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·1· · · ·A.· ·No.
·2· · · ·Q.· ·Okay.· Did you introduce Najar Investigations to
·3· ·Abba?
·4· · · ·A.· ·I -- I introduced Mohammed Najar to Jane Un.
·5· · · ·Q.· ·Okay.· And did you want Abba's files to be
·6· ·scanned?
·7· · · ·A.· ·No.
·8· · · ·Q.· ·You didn't -- as to your management style, you
·9· ·didn't care whether -- whether files were digitally
10· ·organized versus using paper?
11· · · ·MR. HACOHEN:· Misstates the testimony.· Argumentative.
12· · · ·THE WITNESS:· So Abba's files, while I was there, were
13· ·automatically digitalized.· The old files, I -- I -- I -- I
14· ·don't remember.· I think that was Jane and Atilla who
15· ·wanted that digitalized.
16· · · · · · When I introduced Mohammed Najar to Jane, he was a
17· ·sergeant with the California Department of Insurance and he
18· ·was hired to investigate Joshua Khorsandi, the previous
19· ·operations officer for stealing, embezzlement, taking
20· ·bonds.· I don't remember.
21· · · ·MR. RYU:· Okay.· Let me mark as Exhibit Number 30 the
22· ·invoices and payments to Najar Investigations.
23· · · ·Q.· ·BY MR. RYU:· Is that your signature on Check
24· ·Number 11929?
25· · · ·A.· ·It looks like my penmanship of my handwritten.
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·1· · · ·Q.· ·Is that -- okay.
·2· · · · · · Is that your handwriting?
·3· · · ·A.· ·Yes.
·4· · · · · · (Plaintiff's Exhibit 30 was marked for
·5· · · · · · identification and is attached hereto.)
·6· · · ·Q.· ·BY MR. RYU:· And why did you handwrite your name
·7· ·onto the check stub?
·8· · · ·A.· ·I --
·9· · · · · · (Reporter requests clarification.)
10· · · ·MR. HACOHEN:· I said objection.· Assumes that he did.
11· · · · · · But go ahead.
12· · · ·THE WITNESS:· So this was the practice of myself in my
13· ·relationship with Atilla and Jane where I would sign the
14· ·stub.· That way when they came in, they knew that I
15· ·approved that check and then they would sign the physical
16· ·check.
17· · · ·Q.· ·BY MR. RYU:· Was that the same with cash envelopes
18· ·as well?
19· · · ·A.· ·The cash envelopes?
20· · · ·Q.· ·Yeah, that you would basically sign your name to
21· ·the cash envelope to say that you verified it.
22· · · ·MR. HACOHEN:· Let's make sure we have a clear record.
23· ·This is a little confusing.
24· · · ·THE WITNESS:· Yeah, I mean, since we're talking about
25· ·checks and the Najar Investigation, so not envelopes.
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·1· ·So -- because I'm looking at a check stub --
·2· · · ·MR. RYU:· Right.
·3· · · ·THE WITNESS:· -- not even a check.· I don't see the
·4· ·check or the invoice.
·5· · · ·Q.· ·BY MR. RYU:· Right, right.
·6· · · · · · And my question to you was, why did you put your
·7· ·name on this check stub?· And you said that it was, you
·8· ·know, something between you and Jane stating that you
·9· ·verified or confirmed this check, and that's why you put
10· ·your name on it.
11· · · · · · And so my question was, was that a similar
12· ·agreement or policy between you and Jane as to the cash
13· ·envelopes that we actually looked at before to put your
14· ·name --
15· · · ·MR. HACOHEN:· --· as to that question.
16· · · · · · Go ahead.
17· · · ·THE WITNESS:· They didn't need to sign a cash envelope,
18· ·so there was no "Oh, Yousuf verified this payment and
19· ·invoice and we can cash the check."· Like, there was no --
20· ·there's no approval process for depositing money.
21· · · ·Q.· ·BY MR. RYU:· No, no, no.· I'm not saying whether
22· ·there was an approval process or not.
23· · · · · · My question was, was there a similar agreement
24· ·with you and Jane that whoever opens that envelope signs
25· ·their name or puts their name on the envelope?
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·1· · · ·A.· ·I don't recall any agreement regarding that
·2· ·because it was never -- never really a discussion.
·3· · · ·Q.· ·Okay.
·4· · · ·A.· ·Check approval was a discussion.
·5· · · ·Q.· ·Okay.· And do you ever recall seeing these
·6· ·invoices from Najar for scanning?
·7· · · ·A.· ·I do remember seeing those.
·8· · · ·Q.· ·And I think this represents you and that would be
·9· ·your handwriting on 7765?
10· · · ·A.· ·Yes.
11· · · ·Q.· ·And I guess we don't see a signature -- or a
12· ·handwriting on 11387.
13· · · ·A.· ·Do you have a copy of the checks that go with
14· ·these invoice check stubs?
15· · · ·Q.· ·It's probably -- I'm -- I'm -- I'm assuming that
16· ·we do.
17· · · ·A.· ·Well, I -- I don't see it, that's why I'm asking.
18· ·And I don't know why we're looking at invoices that -- for
19· ·scanning at $5 a file.
20· · · ·Q.· ·Actually, you really don't need to know why I'm
21· ·showing it to you.· You just need to answer my questions.
22· · · ·A.· ·Okay.· Yeah, this is an invoice.
23· · · ·Q.· ·And so you didn't --
24· · · ·MR. HACOHEN:· There's no question pending.
25· · · ·Q.· ·BY MR. RYU:· -- so there's no -- you didn't
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·1· ·confirm Check Number 115141 before it went out to Najar
·2· ·Investigation; right?
·3· · · ·MR. HACOHEN:· Assumes --
·4· · · ·THE WITNESS:· I don't know.
·5· · · ·MR. HACOHEN:· -- facts not in evidence.· Misstates the
·6· ·testimony.· Mischaracterizes the evidence and the
·7· ·testimony.
·8· · · ·Q.· ·BY MR. RYU:· And then looking at Invoice 2015-155,
·9· ·you did verify by putting your name on there; correct?
10· · · ·A.· ·I don't remember.
11· · · ·Q.· ·Does this look like your handwriting?
12· · · ·A.· ·No, it doesn't.
13· · · ·Q.· ·Okay.· On Page 12, there is a check request form
14· ·and it says "Requester:· Yousuf."· Is that your
15· ·handwriting?
16· · · ·A.· ·That is my handwriting.
17· · · ·Q.· ·Okay.· Do you know what happened with these
18· ·scanned files?
19· · · ·A.· ·Yes, I do.
20· · · ·Q.· ·What happened to them?
21· · · ·A.· ·They were seized by the California Department of
22· ·Insurance and the District Attorney's Office during the
23· ·search warrant in November of 2015.
24· · · ·Q.· ·And were all of these scanned files contained
25· ·within a portable hard drive?
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·1· · · ·A.· ·I don't know.
·2· · · ·Q.· ·Were they stored in a computer?
·3· · · ·A.· ·I don't know.
·4· · · ·Q.· ·And then how were they seized by the government?
·5· · · ·A.· ·Well, because I know that they took all the files,
·6· ·the physical copies, and they took the hard drives. I
·7· ·don't know where else they were contained or stored.
·8· · · ·Q.· ·So how did you know that they were stored on hard
·9· ·drivers?
10· · · ·A.· ·Looks like the WD My Cloud 6 terabyte hard drive.
11· · · ·Q.· ·Right, and that's just the receipt.
12· · · · · · Do you know if those files were stored within
13· ·these hard drives?
14· · · ·A.· ·I believe they were.
15· · · ·Q.· ·Were they also downloaded into -- to Dropbox?
16· · · ·A.· ·I don't know.
17· · · ·Q.· ·So on Page 10 on the invoice from Najar
18· ·Investigations, it says "122 files scanned and delivered
19· ·via Dropbox."
20· · · · · · Are you aware of whether Abba had a Dropbox
21· ·account?
22· · · ·MR. HACOHEN:· Sorry, was the question whether -- "Are
23· ·you aware of whether?"· Is that the question?
24· · · ·MR. RYU:· Yeah, whether Abba had a Dropbox account as
25· ·of September of 2015.
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·1· · · ·THE WITNESS:· I don't know.
·2· · · ·Q.· ·BY MR. RYU:· Do you know if the government seized
·3· ·the cloud and stopped their access to these scanned files?
·4· · · ·A.· ·I -- I don't know.
·5· · · ·Q.· ·Did you take any of these files that were scanned
·6· ·after your relationship with Abba ended?
·7· · · ·A.· ·No, I did not.
·8· · · ·Q.· ·Okay.· So basically you told me that Gotham Bail
·9· ·Bonds, LLC was organized in March of 2016, but it never did
10· ·any business, in terms of writing bonds; correct?
11· · · ·A.· ·No.
12· · · ·Q.· ·Okay.· That's correct; right?
13· · · ·A.· ·Yes.
14· · · ·Q.· ·Okay.· And then you incorporated Gotham Bail
15· ·Bonds, Inc., sometime in August of 2016 and you --
16· · · ·MR. HACOHEN:· Mis- -- you want to rephrase that?· He
17· ·didn't testify that he incorporated Gotham, Inc.· He
18· ·organized the LLC.
19· · · ·MR. RYU:· Okay.
20· · · ·Q.· ·BY MR. RYU:· So you were an officer of Gotham Bail
21· ·Bonds, Inc., that was incorporated in August of 2016;
22· ·correct?
23· · · ·MR. HACOHEN:· Vague as to time.· I think he testified
24· ·that he is presently an officer of Gotham, Inc.
25· · · ·Q.· ·BY MR. RYU:· Okay.· So then in 2016, in August,
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·1· ·were you an officer of Gotham Bail Bonds, Inc.?
·2· · · ·A.· ·August of 2016; correct?
·3· · · ·Q.· ·Yes.
·4· · · ·A.· ·No, I was not.
·5· · · ·Q.· ·Okay.· Did you run any of the day-to-day
·6· ·businesses of Gotham Bail Bonds, Inc., in Aug- -- from
·7· ·August -- in August of 2016?
·8· · · ·A.· ·I don't remember the exact time.
·9· · · ·Q.· ·Okay.· Between April and June of 2016, you
10· ·didn't -- you didn't write any bonds, did you?
11· · · ·MR. HACOHEN:· Sorry.
12· · · ·THE WITNESS:· Between what time?
13· · · ·Q.· ·BY MR. RYU:· April 2016, after you -- after your
14· ·relationship with Abba ended, to June of 2016, about a
15· ·two-month period.
16· · · ·MR. HACOHEN:· What is the question for that time
17· ·period?
18· · · ·Q.· ·BY MR. RYU:· You didn't write any bonds then;
19· ·right?
20· · · ·A.· ·I personally write bonds?· No.
21· · · ·Q.· ·Okay.· Did -- did Gotham, LLC write any bonds
22· ·in -- between April and June of 2016?
23· · · ·A.· ·Gotham Bail Bonds, LLC, no.
24· · · ·Q.· ·And Gotham Bail Bonds, Inc., could not have
25· ·written any bonds because they were not incorporated until
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·1· ·August of 2016; correct?
·2· · · ·A.· ·I don't know.
·3· · · ·MR. HACOHEN:· Well, objection.· Calls for a legal
·4· ·conclusion.
·5· · · ·Q.· ·BY MR. RYU:· Let me -- are -- are you aware of any
·6· ·other Gotham Bail Bonds that is in existence in Southern
·7· ·California that was doing business in 2000 -- in 2016 other
·8· ·than the -- strike that.
·9· · · · · · You know what, let me mark as Exhibit Number 31,
10· ·which is a production report from Bankers Insurance
11· ·Company.
12· · · · · · (Plaintiff's Exhibit 31 was marked for
13· · · · · · identification and is attached hereto.)
14· · · ·Q.· ·BY MR. RYU:· Okay.· Do you recognize this
15· ·document?
16· · · ·A.· ·No, I don't.
17· · · ·Q.· ·Okay.· Did Gotham Bail Bonds ever use Bankers
18· ·Insurance Company as a surety?
19· · · ·MR. HACOHEN:· Vague as to -- are you referring to
20· ·Gotham Bail Bonds the limited liability company?
21· · · ·MR. RYU:· Any Gotham Bail Bonds.
22· · · ·Q.· ·BY MR. RYU:· You -- the two Gotham Bail Bonds
23· ·companies that you're affiliated with.
24· · · ·A.· ·No, it was -- it never wrote any bonds.
25· · · ·MR. HACOHEN:· Sorry, make sure --
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·1· · · ·Q.· ·BY MR. RYU:· So --
·2· · · ·MR. HACOHEN:· -- you answer --
·3· · · ·THE WITNESS:· Yeah, not --
·4· · · ·MR. HACOHEN:· -- a specific -- sorry, not write bail
·5· ·bond when?
·6· · · ·THE WITNESS:· Gotham Bail Bonds, LLC did not write any
·7· ·bonds in that time frame.
·8· · · ·Q.· ·BY MR. RYU:· Okay.· Did Gotham Bail Bonds ever
·9· ·deal with Bankers Insurance Company, either one, Inc. Or
10· ·LLC?
11· · · ·A.· ·I don't recall.
12· · · ·Q.· ·So all of these bonds are something that you have
13· ·no idea about; correct?
14· · · ·MR. HACOHEN:· Misstates the testimony.
15· ·Mischaracterizes the evidence and the testimony.
16· · · · · · And I will note for the record, I think it's
17· ·important, this document does not mention Gotham Bail
18· ·Bonds, LLC or Gotham Bail Bonds, Inc.
19· · · ·MR. RYU:· I understand.· It just says "Gotham Bail
20· ·Bonds."
21· · · ·Q.· ·BY MR. RYU:· So this Gotham Bail Bonds is nothing
22· ·that's related to any of the two companies that you've been
23· ·affiliated with, either the LLC or the Inc.?
24· · · ·A.· ·I -- I -- I don't know that.· I don't know which
25· ·company it's referring to.
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·1· · · ·Q.· ·Well, I mean, it's referring to Gotham Bail Bonds,
·2· ·but it's a Gotham Bail Bonds that you're not affiliated
·3· ·with; correct?
·4· · · ·A.· ·I don't know.· It's not very specific.
·5· · · ·Q.· ·Well, it's -- it's true that Gotham --
·6· · · ·MR. HACOHEN:· Belated objection on vagueness as to
·7· ·"affiliated with Gotham Bail Bonds."
·8· · · ·Q.· ·BY MR. RYU:· Were you affiliated --
·9· · · ·MR. HACOHEN:· Go ahead.
10· · · ·MR. RYU:· Okay.
11· · · ·Q.· ·BY MR. RYU:· Besides Gotham, LLC and besides
12· ·Gotham, Inc., I just shortened it, are you aware of any
13· ·other Gotham Bail Bonds?
14· · · ·A.· ·No, I'm not aware of any other Gotham Bail Bonds.
15· · · ·Q.· ·Okay.· And neither of the --
16· · · ·MR. HACOHEN:· Tom, can we not take a break, just off
17· ·the record?· I just want to mention something to you, Tom.
18· ·Can we go off the record for a second?
19· · · ·MR. RYU:· Okay.
20· · · ·VIDEOGRAPHER:· Are you ready to go off the record?
21· · · ·MR. RYU:· Yeah.
22· · · ·VIDEOGRAPHER:· Okay.· We are now going off the record.
23· ·The time is 6:25.
24· · · · · · (A recess was taken.)
25· · · ·VIDEOGRAPHER:· We are now going back on the record.
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·1· ·The time is 6:37.
·2· · · ·Q.· ·BY MR. RYU:· Mr. Nabi, I just wanted to let you
·3· ·know that you are still under oath.
·4· · · · · · Did you have any relatives --
·5· · · ·A.· ·Yes, sir.
·6· · · ·Q.· ·-- in law enforcement?
·7· · · ·MR. HACOHEN:· Objection.· Vague.
·8· · · ·THE WITNESS:· Yes.
·9· · · ·Q.· ·BY MR. RYU:· Do you have --
10· · · ·MR. HACOHEN:· Vague as to "law enforcement."
11· · · ·Q.· ·BY MR. RYU:· Who do you have -- who do you know
12· ·that's in law enforcement?
13· · · ·MR. HACOHEN:· Sorry.· Who does he know?
14· · · ·THE WITNESS:· My brother is retired from law
15· ·enforcement.
16· · · ·Q.· ·BY MR. RYU:· Would that be Mohammed Najar?
17· · · ·A.· ·Mohammed Najar.
18· · · ·Q.· ·Okay.· And what position did he hold as a law
19· ·enforcement personnel?
20· · · ·A.· ·He retired as a captain of the California
21· ·Department of Insurance.
22· · · ·Q.· ·Was there any -- do you have any relatives that
23· ·are in -- in the police department?
24· · · ·A.· ·No, I do not.
25· · · ·Q.· ·Anybody from the sheriff's department?
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·1· · · ·A.· ·No, I do not.
·2· · · ·Q.· ·Okay.· Okay.· Are you familiar with a defendant
·3· ·named Carlos Tera- -- Teramiranda?
·4· · · ·MR. HACOHEN:· What was the name, Carlos --
·5· · · ·THE WITNESS:· Teramiranda.
·6· · · ·MR. HACOHEN:· Sorry.· Tom, what was the name, Carlos --
·7· · · ·MR. RYU:· Wait.· Let me just get the right -- Carlos
·8· ·Teranmiranda, T-E-R-A-N-M-I-R-A-N-D-A.
·9· · · ·THE WITNESS:· His name sounds familiar.
10· · · ·Q.· ·BY MR. RYU:· I could --
11· · · ·A.· ·He's not a relative.
12· · · ·Q.· ·No, he's not a relative of yours.
13· · · ·A.· ·No.
14· · · ·Q.· ·Mr. Teranmiranda had a bail set at $475,000, and I
15· ·believe it was Abba that wrote the bond.
16· · · · · · Do you know a Yolanda Villalobos?
17· · · ·A.· ·Yes.
18· · · ·Q.· ·Okay.· Was she your girlfriend at the time when
19· ·you were working at Abba?
20· · · ·A.· ·Yes.
21· · · ·MR. HACOHEN:· You may answer -- yeah, go ahead.· Go
22· ·ahead.
23· · · ·Q.· ·BY MR. RYU:· Was that a "yes"?
24· · · ·A.· ·Yes.
25· · · ·Q.· ·And do you know if she wrote the bond for Carlos
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·1· ·Teranmiranda?
·2· · · ·A.· ·I don't believe so.
·3· · · ·MR. RYU:· Let me mark as Exhibit Number 32.
·4· · · · · · (Plaintiff's Exhibit 32 was marked for
·5· · · · · · identification and is attached hereto.)
·6· · · ·Q.· ·BY MR. RYU:· This is the Carlos Teranmiranda file.
·7· · · ·MR. HACOHEN:· And this is a 46-page document?
·8· · · ·MR. RYU:· It's a 46-page document.
·9· · · ·MR. HACOHEN:· Sorry.· Can you slow down.· Slow down,
10· ·Tom.
11· · · ·THE WITNESS:· This was written in Merced.
12· · · ·MR. HACOHEN:· Sorry.· Are these for the same one?· One
13· ·of them says "38,000" and one of them says "27,000."
14· · · · · · Do you know the difference, or is this -- are
15· ·these two different files?
16· · · ·MR. RYU:· No, it should be one file.
17· · · ·MR. HACOHEN:· It says "27-," the previous page says
18· ·"38-."
19· · · · · · Can you go back up?
20· · · ·MR. RYU:· I'm just -- I -- I thought this was -- I'm
21· ·trying to find the name.
22· · · · · · Okay.· Regardless --
23· · · ·MR. HACOHEN:· I thought I saw the bail agent's name up
24· ·above.· And I believe these are two different bonds.· One
25· ·of them -- I don't think they're the same -- keep scrolling
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·1· ·up, please, Tom.
·2· · · · · · Continue up, continue up, continue, continue,
·3· ·continue.· The signature page.· Okay, right there.· It
·4· ·shows who the agent is.
·5· · · ·Q.· ·BY MR. RYU:· Okay.· Is that Dino Garcia?
·6· · · ·A.· ·I believe it's -- I see "Dino."· I -- I don't know
·7· ·the exact spelling of the last name, but yeah.
·8· · · ·Q.· ·Okay.· So are you aware if Mohammed Najar helped
·9· ·Carlos Teranmiranda flee the country?
10· · · ·A.· ·I'm sorry.· Can you repeat that?
11· · · ·Q.· ·Do you know whether Mohammed Najar helped Carlos
12· ·Teranmiranda flee the country?
13· · · ·A.· ·No, he did not.
14· · · ·Q.· ·And you know that for a fact?
15· · · ·A.· ·Yes.
16· · · ·Q.· ·And how do you know that?
17· · · ·A.· ·He -- I don't know why my brother would help
18· ·flee -- help someone flee the country.
19· · · ·Q.· ·So you don't know whether he did or not; correct?
20· · · ·MR. HACOHEN:· That misstates the testimony and is
21· ·argumentative.
22· · · · · · He testified that he knows that he did not do
23· ·that.
24· · · ·Q.· ·BY MR. RYU:· So my question was, how do you know,
25· ·and was it your speculation that he wouldn't help someone
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·1· ·flee the country?
·2· · · ·A.· ·That's correct.
·3· · · ·Q.· ·Okay.· Now, you stated that you did not have any
·4· ·administrative access to Bailbooks; correct?
·5· · · ·A.· ·Correct.
·6· · · ·MR. HACOHEN:· I don't think that was his testimony.
·7· · · ·Q.· ·BY MR. RYU:· Okay.· Well, you couldn't input
·8· ·anything into Bailbooks; correct?
·9· · · ·A.· ·No, I -- I never tried to input anything into
10· ·Bailbooks, as far as defendants or anything.
11· · · ·MR. RYU:· Okay.· I'm going to mark as Exhibit
12· ·Number 33, which is a note printout from Bailbooks.
13· · · · · · (Plaintiff's Exhibit 33 was marked for
14· · · · · · identification and is attached hereto.)
15· · · ·Q.· ·BY MR. RYU:· And let me go down to Page 3.
16· · · · · · On June 16th, 2015, a note was entered into by
17· ·Yousuf Nabi stating "Do not call court or anyone except
18· ·Kent."
19· · · · · · Do you recognize this entry?
20· · · ·A.· ·I do.· This was a note.· This was not a bail
21· ·entry.
22· · · ·Q.· ·But it's an entry into Bailbooks; correct?
23· · · · · · Is that a yes?
24· · · ·A.· ·Yes.
25· · · ·Q.· ·Okay.· So you did have the ability to enter
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·1· ·information into Bailbooks; correct?
·2· · · ·A.· ·I had the ability to enter notes into Bailbooks,
·3· ·yes.
·4· · · ·Q.· ·And so the access that you had only allowed you to
·5· ·enter notes into Bailbooks, but no other information; is
·6· ·that correct?
·7· · · ·MR. HACOHEN:· Misstates the testimony.· He --
·8· · · ·THE WITNESS:· I --
·9· · · ·MR. HACOHEN:· -- testified he could not enter
10· ·defendants bail information.
11· · · ·Q.· ·BY MR. RYU:· Well, it's -- it's a yes-or-no
12· ·question.
13· · · ·A.· ·Well, I did not --
14· · · ·Q.· ·Excuse me?· So --
15· · · ·A.· ·I did not know what else I could enter.
16· · · ·Q.· ·Okay.· And regarding this entry, why would you
17· ·write in "Do not call court or anyone except Kent"?· And
18· ·this is regarding Carlos Teranmiranda.
19· · · ·A.· ·We do that sometimes when an investigator, in this
20· ·instance was Kent, was working this case.
21· · · ·Q.· ·And then you made another entry in December 17th,
22· ·2015, under your name it says "Do not call.· Only call
23· ·Yousuf or Kent, if anyone calls."
24· · · · · · And why was that entry put in?
25· · · ·A.· ·Because this bond became a forfeiture and we
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·1· ·wanted to make sure that if the wife called in to make a
·2· ·payment or anything that it would be directed to us so we
·3· ·could ad -- ask investigative-type questions.
·4· · · ·Q.· ·All right.· Now, have you filed a cross-complaint
·5· ·against Abba Bail Bonds?
·6· · · ·A.· ·Yes.
·7· · · ·Q.· ·And what are you suing Abba for?
·8· · · ·MR. HACOHEN:· Objection.· Calls for a legal conclusion.
·9· · · ·Q.· ·BY MR. RYU:· Do you know why you're suing Abba?
10· · · ·A.· ·Yes.
11· · · ·Q.· ·And why is that?
12· · · ·A.· ·I have unpaid wages, a -- my bonus from the month
13· ·of March is still due to me.· I was not paid overtime. I
14· ·was not allowed to take, you know, meal breaks, restroom.
15· · · ·Q.· ·Okay.· So are you claiming that you were in a
16· ·nonmanagerial position?
17· · · ·MR. HACOHEN:· Objection.· Calls for a legal conclusion.
18· · · ·THE WITNESS:· I'm -- I'm not saying that or not.· I'm
19· ·just saying that I'm still owed money from my bonus and
20· ·that I was due overtime and I was never given any of those
21· ·things.
22· · · ·Q.· ·BY MR. RYU:· Right.
23· · · · · · Are you aware that if you are in a managerial
24· ·position that you are not entitled to overtime?
25· · · ·MR. HACOHEN:· If you are paid $3,000 a month in salary,
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·1· ·Tom?
·2· · · ·MR. RYU:· Right.· It doesn't matter what the salary is.
·3· ·And he was getting bonuses.
·4· · · ·MR. HACOHEN:· We can disagree --
·5· · · ·MR. RYU:· And then -- and then -- and then basically
·6· ·it's his responsibilities that determine whether it's a
·7· ·exempt or nonexempt position, not his wages, so...
·8· · · ·MR. HACOHEN:· So you're saying that if he was paid $1 a
·9· ·year, he could be nonexempt -- he could be exempt?· Sorry.
10· · · ·MR. RYU:· Right.· So he may have -- he may have claims
11· ·for minimum wage, you know, things, but he's not entitled
12· ·to overtime or rest breaks or meal breaks.
13· · · ·MR. HACOHEN:· So you could break the law, but you
14· ·cannot --
15· · · ·MR. RYU:· Sure.
16· · · ·MR. HACOHEN:· -- the facts.
17· · · ·Q.· ·BY MR. RYU:· Right.· So -- so you had the ability
18· ·to hire and fire people while you were in a -- a manager
19· ·or -- and COO and VP; correct?
20· · · ·A.· ·Correct.
21· · · ·Q.· ·Okay.· And you also had the ability to schedule
22· ·your employees; correct?
23· · · ·A.· ·Not initially, but yes.
24· · · ·Q.· ·Okay.· And your title was -- at the end, it was
25· ·chief operating officer; correct?
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·1· · · ·A.· ·There seems to be a title debate, so I'm unsure
·2· ·now.
·3· · · ·Q.· ·I -- I -- I don't think we ever said anything to
·4· ·the contrary, that you were not the COO, and you, I think,
·5· ·testified so -- you know, you don't have to --
·6· · · ·MR. HACOHEN:· I think -- I think Jane last week
·7· ·testified that he wasn't the COO.
·8· · · ·MR. RYU:· It -- it doesn't matter what Jane testified,
·9· ·you know, it's -- Mr. Nabi said that he is the COO, and he
10· ·got promoted to COO in January of 2016.· He became vice
11· ·president of the company sometime in early 2015.· And he
12· ·was an operations manager.
13· · · · · · And so all three titles basically have the
14· ·connotation that he was in a managerial position and also
15· ·that -- that his job duties never really changed so -- I
16· ·mean, we're --
17· · · ·MR. HACOHEN:· And --
18· · · ·MR. RYU:· -- you know --
19· · · ·MR. HACOHEN:· And --
20· · · ·MR. RYU:· -- we can argue about it later.
21· · · ·MR. HACOHEN:· And yet the complaint alleges he had none
22· ·of these rights or authorities or responsibilities.
23· · · ·MR. RYU:· Okay.· So, you know, I just need to hear from
24· ·Mr. Nabi.· And so I'm not here to argue the facts with you.
25· · · ·MR. HACOHEN:· Sure.· Okay.
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·1· · · ·MR. RYU:· Let me -- I think I have one more question.
·2· ·Hold on.
·3· · · · · · Let me mark as Exhibit Number 34.
·4· · · · · · (Plaintiff's Exhibit 34 was marked for
·5· · · · · · identification and is attached hereto.)
·6· · · ·Q.· ·BY MR. RYU:· Mr. Nabi, do you use two different
·7· ·social security numbers?
·8· · · ·A.· ·I do not.
·9· · · ·Q.· ·Okay.· There's two documents.· One is a -- a -- I
10· ·think it's a W-2 document and one is a Kaiser Permanente
11· ·document which lists two different social security numbers
12· ·for you.· Can you explain that to me?
13· · · ·A.· ·I'm only seeing one document.
14· · · ·Q.· ·Actually, it's kind of overlapped.· This is the
15· ·W-2 and then the top portion is the enrollment.
16· · · ·MR. HACOHEN:· What is the question?
17· · · ·Q.· ·BY MR. RYU:· Have you used both of these social
18· ·security numbers?
19· · · ·A.· ·No, I have not.
20· · · ·Q.· ·Okay.· And which one are you saying is one that
21· ·you did not use?
22· · · ·A.· ·The overlapped document, 471 beginning numbers are
23· ·not my social security number.
24· · · ·Q.· ·Okay.· And -- but that's reflected in your W-2
25· ·from Abba.
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·1· · · ·MR. HACOHEN:· Mis- -- are you testifying to that?
·2· ·Because the witness did not testify to that.· And lacks
·3· ·foundation and mischaracterizes the testimony.
·4· · · ·Q.· ·BY MR. RYU:· Okay.· Did you give Abba an
·5· ·inaccurate social security number?
·6· · · ·A.· ·No, I did not.
·7· · · ·MR. RYU:· Okay.· I have no further questions.
·8· · · · · · We did a stipulation last time; right?
·9· · · ·MR. HACOHEN:· We did.
10· · · · · · Before we finish, I just want to clarify a couple
11· ·things.
12
13· · · · · · · · · · · · · ·EXAMINATION
14· ·BY MR. HACOHEN:
15· · · ·Q.· ·Yousuf, did Abba ever ask you to transfer
16· ·ownership of the Google AdWords account to them?
17· · · ·A.· ·Sometime in May, yes.
18· · · ·Q.· ·May of 2016?
19· · · ·A.· ·Yes.
20· · · ·Q.· ·But before that, there was no request made by Abba
21· ·that you transfer the Google AdWords account containing the
22· ·Abba AdWords advertisements to Abba; is that true?· Is that
23· ·correct?
24· · · ·A.· ·That's correct.· They -- they only requested that
25· ·I give them my password and my log-in.· Never asked the
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·1· ·access for it.
·2· · · ·Q.· ·Okay.· But as soon as they asked for access to the
·3· ·AdWords account, which you state is in May of 2016, that
·4· ·access was provided to them; is that right?
·5· · · ·A.· ·Sometime in May of 2016 or late April of 2016.
·6· ·And I received a Google access request that somebody
·7· ·representing Abba Bail Bonds was requesting access to
·8· ·Google AdWords Abba account.
·9· · · · · · I spoke to Ryan Small, I didn't know who this
10· ·person was, and verified, and Ryan Small confirmed, "Yes,
11· ·please give them access," and I did, in fact, give them
12· ·access to the Google AdWords account.
13· · · ·Q.· ·Okay.· Thank you.
14· · · ·MR. HACOHEN:· And, Tom, can we pull up Exhibit 24 for a
15· ·moment, please?
16· · · ·Q.· ·BY MR. HACOHEN:· Taking a look at Exhibit 24, is
17· ·there any information on this document that you see which
18· ·identifies that this account belongs to Abba Bail Bonds?
19· · · ·A.· ·No, it just says "Yousuf Nabi customer number."
20· · · ·Q.· ·Okay.· And if this e-mail address at the top was a
21· ·recovery copy e-mail address or an e-mail address on an
22· ·account that belonged to you individually, do you believe
23· ·that such an e-mail would be sent to that address in the
24· ·event of a change of the account settings on GoDaddy?
25· · · ·A.· ·Yeah, so it's kind of a recovery e-mail address,
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·1· ·but the notification states that if -- if I didn't make
·2· ·these changes to contact them.· But it's kind of one of
·3· ·those "Hey, we noticed a change on your account.· Please
·4· ·contact us if it's wrong."
·5· · · ·Q.· ·Okay.· And nothing -- okay.· And nothing here
·6· ·suggests that this account belongs to Abba or is owned by
·7· ·Abba; is that correct?
·8· · · ·A.· ·That's correct, other than the e-mail doesn't show
·9· ·anything Abba related.
10· · · ·Q.· ·Okay.· Thank you.
11· · · · · · We could take off the exhibit.
12· · · · · · And a couple last questions, you testified that
13· ·some Abba former employees sought employment with Gotham at
14· ·some point after leaving Abba.
15· · · · · · Do you know if those employees were paid their
16· ·wages on time in April of 2016?
17· · · ·A.· ·I -- I believe they were not and that's why they
18· ·left.
19· · · ·MR. HACOHEN:· Okay.· I have nothing further.
20· · · ·MR. RYU:· Okay.· That's good.
21· · · ·VIDEOGRAPHER:· Would you like to conclude for today?
22· · · ·MR. RYU:· Yes, please.
23· · · ·VIDEOGRAPHER:· This now concludes --
24· · · ·MR. HACOHEN:· But we need the stipulation.
25· · · ·MR. RYU:· I think we need to put the stipulation on the
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·1· ·record.
·2· · · ·VIDEOGRAPHER:· All right.
·3· · · ·MR. HACOHEN:· Yeah.
·4· · · ·MR. RYU:· Okay.· Let me propose a stipulation.
·5· · · · · · I guess there's no more original transcripts;
·6· ·right?· Is that correct, Madam Court Reporter?
·7· · · ·THE REPORTER:· I don't believe so.· We're using
·8· ·electronic now.
·9· · · ·MR. RYU:· Let's see.· Why don't we stipulate that the
10· ·transcript be reviewed and signed under penalty of perjury
11· ·within -- why don't we say --
12· · · ·MR. HACOHEN:· 10 days?· 7 days?
13· · · ·MR. RYU:· Can we say the 8th, which is the Friday?
14· · · ·MR. HACOHEN:· Well, I don't know when we'll get it.
15· · · · · · When will we receive the transcript?
16· · · ·THE REPORTER:· If it's regular turnaround, I believe
17· ·it's two weeks.
18· · · ·MR. HACOHEN:· Can you guys hang on one second?· I have
19· ·a call that's -- one second.
20· · · · · · Sorry.· Before we do the stip, there is one thing
21· ·that I -- Tom, I need to confirm with you, the very last
22· ·exhibit that you attached, I believe, contains social
23· ·security number information; correct?
24· · · ·MR. RYU:· Yes.
25· · · ·MR. HACOHEN:· In this case, we have a stipulation --
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·1· ·well, we have an order -- a protective order re
·2· ·confidentiality, and I would ask that that exhibit and the
·3· ·testimony concerning -- I don't think he stated -- the
·4· ·testimony is fine.
·5· · · · · · I ask that exhibit be marked as confidential
·6· ·pursuant to the protective order re confidentiality, and
·7· ·that it be separately bound and separately handled in
·8· ·accordance with the protective order re confidentiality
·9· ·entered in this case.
10· · · · · · Can we agree to stipulate to that?
11· · · ·MR. RYU:· Yeah, that's fine.
12· · · ·MR. HACOHEN:· Thank you.
13· · · · · · And as to the time, when will we receive the
14· ·transcripts?
15· · · ·MR. RYU:· So two-week turnaround would be, actually,
16· ·the 7th.
17· · · ·MR. HACOHEN:· You want to expedite it for us?· We can
18· ·get it back to you within 7 days of when we get it.
19· · · ·MR. RYU:· Actually, I mean, we told you that we would
20· ·do it within 5.
21· · · ·MR. HACOHEN:· Okay.· Did you?· I don't remember that.
22· · · ·MR. RYU:· Yeah, yeah.
23· · · ·MR. HACOHEN:· Five is fine.· When -- well, give me a
24· ·second.· Let me pull the calendar.
25· · · ·MR. RYU:· Why don't we do this:· I just need it by the
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·1· ·11th, which is the first day of trial, if it goes.
·2· · · ·MR. HACOHEN:· That's fair.
·3· · · · · · Can I receive it by the 4th or 5th?
·4· · · ·MR. RYU:· Why don't we say the 5th.· Is that okay?· We
·5· ·can expedite it to the 5th.
·6· · · · · · Okay.· So then Mr. Nabi will have until the
·7· ·morning of July 11th, 2022, to make any changes and inform
·8· ·all counsel of any changes, and to sign under penalty of
·9· ·perjury; that if the -- if he does not make any corrections
10· ·or signs it under penalty of perjury within that time, that
11· ·an unsigned copy of the electronic copy can be used as the
12· ·original.
13· · · ·MR. HACOHEN:· So, sure, that is so stipulated.· I think
14· ·that's good.
15· · · ·MR. RYU:· Okay.
16· · · ·VIDEOGRAPHER:· Before we go off --
17· · · ·MR. HACOHEN:· Will I receive a copy of transcript or
18· ·some version of transcript?
19· · · ·MR. RYU:· Are you asking me?
20· · · ·MR. HACOHEN:· I will.· I'm asking whoever can answer.
21· · · ·MR. RYU:· Oh.
22· · · ·MR. HACOHEN:· I don't know.
23· · · ·MR. RYU:· Well, I mean, I think we're getting --
24· · · ·MR. HACOHEN:· Maybe the court reporter can.
25· · · ·THE REPORTER:· Do you still want to be on the record
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·1· ·for this?
·2· · · ·VIDEOGRAPHER:· Yeah, we're still on the record.
·3· · · · · · And before I forget, would anybody like the video
·4· ·as well?
·5· · · ·MR. RYU:· Yes, I would like the video.
·6· · · ·VIDEOGRAPHER:· Thank you.
·7· · · ·MR. HACOHEN:· I do not need the video, but I want to
·8· ·make sure I have a transcript.
·9· · · · · · So, Madam Court Reporter, is that confirmed, I'll
10· ·always get a transcript?
11· · · ·THE REPORTER:· I would have to ask the office.· I'm not
12· ·sure how the production does it.
13· · · ·MR. HACOHEN:· Okay.· So --
14· · · ·THE REPORTER:· I mean, you did make a stip, so...
15· · · ·MR. HACOHEN:· I just want to make sure I have something
16· ·to review.
17· · · ·MR. RYU:· Well, I'm ordering a transcript.· I don't
18· ·know about whether --
19· · · ·MR. HACOHEN:· Okay.
20· · · ·MR. RYU:· -- you know, you're ordering a transcript or
21· ·not.
22· · · ·MR. HACOHEN:· Sure.· Yeah, I don't think I'm ordering
23· ·one right know.
24· · · ·MR. KANANI:· I think if -- as of -- counsel for the
25· ·witness, they may just send it to you for the witness to
Yousuf Nabi
June 23, 2022
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June 23, 2022
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YVer1f
·1· ·review it.· So that's your copy.
·2· · · ·MR. HACOHEN:· Okay.· Perfect.
·3· · · ·MR. KANANI:· I don't know --
·4· · · ·MR. HACOHEN:· Perfect.
·5· · · ·MR. KANANI:· -- if that's how this company does it.
·6· · · ·MR. HACOHEN:· That should work for me.
·7· · · ·MR. RYU:· Alrighty.· Well, thanks, everybody.
·8· · · ·VIDEOGRAPHER:· Is everybody ready to conclude for
·9· ·today?
10· · · ·MR. RYU:· Yes.
11· · · ·VIDEOGRAPHER:· This now concludes the videotaped
12· ·deposition of Yousuf Nabi on June 23rd, 2022.· We are now
13· ·going off the record.· The time is 7:06.
14· · · · · · (At 7:06 p.m., the proceedings were
15· · · · · · concluded.)
16
17
18
19
20
21
22
23
24
25
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June 23, 2022
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·1· ·STATE OF CALIFORNIA· · )
· · · · · · · · · · · · · · )· ·ss.
·2· ·COUNTY OF LOS ANGELES· )
·3
·4· · · · · ·I, the undersigned, hereby declare that I am the
·5· ·witness in the within matter, that I have read the
·6· ·foregoing deposition and know the contents thereof, and I
·7· ·declare that the same is true of my own knowledge except as
·8· ·to those matters which are therein stated upon my
·9· ·information and belief, and as to those matters, I believe
10· ·them to be true.
11· · · · · · I declare under penalty of perjury that the
12· ·foregoing is true and correct.
13· · · · · · Executed on this ________ day of ______________,
14· ·2022, at _______________________, California.
15
16
17
18
19· · · · · · · · · · · · · · _________________________________
20· · · · · · · · · · · · · · · · · · ·YOUSUF NABI
21
22
23
24
25
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·1· · · · · · · · · · DEPOSITION ERRATA SHEET
·2· ·Page No._____ Line No._____
·3· ·Change:_________________________________________________
·4· ·Reason for change:______________________________________
·5· ·Page No._____ Line No._____
·6· ·Change:_________________________________________________
·7· ·Reason for change:______________________________________
·8· ·Page No._____ Line No._____
·9· ·Change:_________________________________________________
10· ·Reason for change:______________________________________
11· ·Page No._____ Line No._____
12· ·Change:_________________________________________________
13· ·Reason for change:______________________________________
14· ·Page No._____ Line No._____
15· ·Change:_________________________________________________
16· ·Reason for change:______________________________________
17· ·Page No._____ Line No._____
18· ·Change:_________________________________________________
19· ·Reason for change:______________________________________
20· ·Page No._____ Line No._____
21· ·Change:_________________________________________________
22· ·Reason for change:______________________________________
23
24· ·____________________________· · · · · ·_________________
25· ·YOUSUF NABI· · · · · · · · · · · · · · · · ·Dated
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·1· ·STATE OF CALIFORNIA· ·)
· · · · · · · · · · · · · ·)· ·ss.
·2· ·COUNTY OF LOS ANGELES )
·3
·4· · · · · ·I, ZAIRA JIMENEZ, C.S.R. No. 13283, do hereby
·5· ·certify:
·6· · · · · ·That prior to being examined, the witness named in
·7· ·the foregoing deposition, YOUSUF NABI, was by me duly sworn
·8· ·remotely to testify the truth, the whole truth, and nothing
·9· ·but the truth.
10· · · · · ·That said deposition was taken before me at the
11· ·time and place therein set forth and was taken down by me
12· ·in shorthand and thereafter was transcribed into
13· ·typewriting under my direction and supervision, and I
14· ·hereby certify the foregoing transcript is a full, true and
15· ·correct transcript of my shorthand notes so taken.
16· · · · · · I further certify that I am neither counsel for
17· ·nor related to any party to said action, nor in any way
18· ·interested in the outcome thereof.
19· · · · · · IN WITNESS WHEREOF, I have hereunto subscribed my
20· ·name this 5th day of July, 2022.
21
22
23· · · · · · · · · · · · · · · ________________________________
24· · · · · · · · · · · · · · · · ·ZAIRA JIMENEZ, CSR #13283
25
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Yousuf Nabi
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Exhibits
EX 0001 Yousu
f Nabi 062322
4:10 16:25
17:3
EX 0002 Yousu
f Nabi 062322
4:11 19:18,
21
EX 0003 Yousu
f Nabi 062322
4:12 40:15,
17
EX 0004 Yousu
f Nabi 062322
4:13 43:23
44:1,3
EX 0005 Yousu
f Nabi 062322
4:14 94:18,
19,20
EX 0006 Yousu
f Nabi 062322
4:15 95:13,
15
EX 0007 Yousu
f Nabi 062322
4:16 96:5,6
EX 0008 Yousu
f Nabi 062322
4:17 97:8,9,
11 98:10
EX 0009 Yousu
f Nabi 062322
4:18 98:14
EX 0010 Yousu
f Nabi 062322
4:19 98:25
99:3
EX 0011 Yousu
f Nabi 062322
4:20 99:24
100:4
EX 0012 Yousu
f Nabi 062322
4:22 100:15,
16,18
EX 0013 Yousu
f Nabi 062322
4:23 103:14,
16
EX 0014 Yousu
f Nabi 062322
4:24 106:17,
19
EX 0015 Yousu
f Nabi 062322
5:3 107:25
108:2
EX 0016 Yousu
f Nabi 062322
5:4 110:5
EX 0017 Yousu
f Nabi 062322
5:5 109:24
111:4,6
EX 0018 Yousu
f Nabi 062322
5:6 116:9,11
EX 0019 Yousu
f Nabi 062322
5:7 117:13,
14,16
EX 0020 Yousu
f Nabi 062322
5:9 118:25
119:2
EX 0021 Yousu
f Nabi 062322
5:10 121:8,
9,12
EX 0022 Yousu
f Nabi 062322
5:11 121:20,
22
EX 0023 Yousu
f Nabi 062322
5:12 126:18,
22
EX 0024 Yousu
f Nabi 062322
5:13 128:20,
22 180:14,16
EX 0025 Yousu
f Nabi 062322
5:14 129:21
130:1
EX 0026 Yousu
f Nabi 062322
5:15 131:14
132:25 133:3
EX 0027 Yousu
f Nabi 062322
5:16 138:11,
13
EX 0028 Yousu
f Nabi 062322
5:17 141:12,
14
EX 0029 Yousu
f Nabi 062322
5:18 149:22,
23 156:25
EX 0030 Yousu
f Nabi 062322
5:19 158:21
159:4
EX 0031 Yousu
f Nabi 062322
5:20 166:9,
12
EX 0032 Yousu
f Nabi 062322
5:22 171:3,4
EX 0033 Yousu
f Nabi 062322
5:23 173:11,
12,13
EX 0034 Yousu
f Nabi 062322
5:24,25
178:3,4
$
$1
176:8
$14,315
95:4
$14,515
95:2
$2,000
152:5
$200
95:3 100:2,
12,13,20,25
101:9,12
145:2 151:3,
9,21 153:10
$3,000
175:25
$300
143:3 152:15
$375
104:1,7
$4,000
40:3 145:3
$4,205.54
101:6
$421
103:4,10
$453
99:9
$46
104:2,11
105:6
$475,000
170:14
$5
161:19
$575
98:7
$6,500
105:22
$6250
142:10
1
1
16:25 17:3
70:18,20,23
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June 23, 2022
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June 23, 2022
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139:7
1/1
143:3
1/6/2016
152:15
10
6:3 38:4
98:25 99:3
155:5 163:17
182:12
106
142:7,18
108
5:3
1099
30:3 40:4,7,
9 50:19,20,
22 51:3,12
53:3,6
1099'd
30:2
1099s
53:11
11
99:24 100:4
155:7
110
5:4
111
5:5
11387
161:12
115141
162:1
116
5:6
117
5:7
1180.54
98:8
119
5:9
11929
158:24
11951
142:4
11989
144:4
11991
143:24
11:37
7:2,5
11th
130:10,12
184:1,7
12
100:15,16,18
155:9,14
162:13
12-
145:18
120-
145:17
12010
143:21
12080
145:24
121
5:10,11
122
163:18
126
5:12
128
5:13
12:36
38:10
12:45
38:6
12:50
38:13
13
103:14,16
155:21
130
5:14
133
5:15
138
5:16
14
27:9 36:20
57:6 106:17,
19
141
5:17
149
5:18
14th
107:1
15
5:3 48:15,16
57:6 107:25
108:2 135:14
156:2
150
98:7 153:20
154:7,11
1500
155:24
159
5:19
15th
135:15
16
5:4 26:20
36:20 38:20
110:1,2,5
116:19
156:5,10,11
160
156:18
166
5:20
16825
8:7
16th
116:22 117:9
173:16
17
5:5 109:24
111:4,6
141:20,21
156:15
171
5:22
173
5:23
178
5:24
17th
174:21
18
5:6 116:9,11
156:17
18th
18:13,25
19
5:7 117:14,
16 156:19
1:36
62:17
2
2
19:18,21
20:5 49:24
107:23
109:10
139:3,7
152:4
2,000
152:7
2-
143:21
20
5:9 118:25
119:2 155:9
156:21,24
20-
26:21 112:15
135:16
200
150:23,25
153:16
2000
26:13 166:7
2004
11:21
2005
11:21 94:5,
12 97:12,18
100:21
2006
102:2,13
105:21,23
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June 23, 2022
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Yousuf Nabi
June 23, 2022
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127:13
144:25
2007
102:24
103:2,21
144:25
2011
13:23
2014
11:21 15:24
16:9 18:14,
25 20:2 22:3
23:16,22
24:12 26:14
27:1,10,11,
12,13,18,25
29:25 30:2
31:6 32:24,
25 43:3
47:7,10
48:15,18
53:18,23
56:22 57:2
59:5 69:14
79:12 135:14
2015
11:21 26:18,
19,21 28:17
29:6,24 30:6
33:2 38:20
39:14,19,21,
24 40:3,12
43:3 45:24,
25 47:8
48:13,20
49:4 57:5
59:6,12
80:16,18
81:16 130:12
162:23
163:25
173:16
174:22
177:11
2015's
82:7
2015-155
162:8
2016
11:21 25:7,
9,14,17,18
26:4,6,25
27:1 28:4
29:18 31:6
43:21 44:16
45:14 46:3
53:18,24
59:6,11,12
95:10 101:25
105:24,25
106:10,18
107:12
110:17
112:15,16,19
114:15,22,25
116:19
120:11 121:3
125:20 126:1
128:24
136:24
142:12
143:3,22
164:9,15,21,
25 165:2,7,
9,13,14,22
166:1,7
177:10
179:18
180:3,5
181:16
2017
25:20 26:1,
17
2021
117:20
2022
7:1,5 184:7
186:12
21
5:10 117:20
121:8,9,12
22
5:11 121:20,
22
23
5:12 6:3 7:1
106:10
126:18,22
23rd
7:5 186:12
24
5:13 12:14
128:20,22
129:10
143:22
180:14,16
2400
102:17,19,20
25
5:14 129:21
130:1
25th
136:24
26
5:15 131:14
132:25 133:3
27
5:16 138:11,
13
27,000
171:13
27-
171:17
27th
20:2 128:24
28
5:17 141:12,
14
29
5:18 149:22,
23 156:25
297
100:18
2:18
62:20
3
3
17:15 40:15,
17 49:24
83:18 107:23
141:22
173:15
3,000
38:20
3-
40:3
30
5:19 62:10
158:21 159:4
31
5:20 166:9,
12
32
5:22 171:3,4
33
5:23 173:12,
13
34
5:24,25
178:3,4
3500
156:3
375
104:22
38,000
171:13
38-
171:18
3:15
83:21
3:30
91:10
3:41
91:13
4
4
17:15 43:23
44:1,3
107:12
152:10
4,000
38:21
421
105:7
45
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62:8
45-minutes
62:9
4500
102:18
46-page
171:7,8
47
126:10 127:4
471
178:22
4:08
105:16
4:10
105:19
4:17
109:14
4:21
42:11
4:23
109:17
4th
106:18
108:13
125:22,25
126:1 184:3
5
5
27:13 38:1
91:4 94:19,
20 114:21
116:22
152:13,24
183:20
500
153:7 155:3,
8
55
145:19
573-page
5:18 149:25
5:07
132:1
5:22
132:4
5th
115:2 184:3,
4,5
6
6
49:14 52:20
95:10,13,15
114:21
116:22
152:23 153:6
163:10
633
124:15 134:4
6:25
168:23
6:37
169:1
6th
108:14
114:22,25
115:3
7
7
96:5,6
105:25
114:21
116:22 153:9
182:12
183:18
7-
28:2,19
77060
8:7
7765
161:9
7:06
186:13,14
7NBZ265
100:21
7th
80:10 114:15
115:3 122:14
127:3 183:16
8
8
49:14 52:20
97:8,9,11
98:10
153:19,20,24
8,000
28:2,19
8th
127:4,10
182:13
9
9
98:11,12,14
154:20,22
155:1
900
8:7
90012
14:13
947
14:12
A
A-G-U-S-T
103:22
a.m.
7:2
Abba
8:1,17
14:18,20,22
15:8,9,23
16:1,14,15,
22 18:3
19:15 20:10,
17,21 21:4,
19 27:6 28:4
29:4,5,12,
21,23 30:8,
15,22,25
31:9,15
32:3,6,18
34:2,9 35:18
36:7,14,18
38:16 41:1
43:17 45:3,
9,12,13,21
46:2,8,13,25
47:5,8,15,16
48:6,22
49:1,6,7,9,
10,13,15,17,
21 50:2,17
51:14,15
52:1,2,17,
18,22,25
53:9,19,23
54:2,15
55:1,4,5,20
56:6 57:12
58:20,24
59:18,22
60:10 61:8,
19,22 63:10,
11,21 64:19
65:18,25
66:6,9,11,
13,15,17,25
67:23 68:1,
24 69:8,11,
17,22 70:7,
22 71:17
73:1,11
74:19 75:5
78:3 79:13,
16 81:19
88:22 90:11,
12 92:24
93:1 94:4,9,
12,22 98:3
99:25
100:20,25
102:3,6,9,
16,23 104:4
105:6,23
106:11,15
107:16
109:21
110:10,20,25
112:10,19,23
113:15,16
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114:2,16,20,
25 115:3,14
116:20
117:10 121:4
123:8,19
124:6,16,19
125:1,5,9,
15,19,23
128:2,5
129:13
130:19,25
131:10,12
133:1,15
134:3,5,17
135:5,6,13,
17,19 136:6,
10,11,13,14,
19,21,22
137:7,8,14,
23 138:7,8,9
140:25
141:1,2,9
143:2,4
145:21
146:4,5,7
149:8
157:12,19,
23,25 158:3
163:20,24
164:6 165:14
170:15,19
175:5,7,9
178:25
179:4,15,20,
22 180:7,8,
18 181:6,7,
9,13,14
Abba's
66:20 72:13
76:24 79:5
90:3 91:17,
20,23 92:1,4
97:1 102:2
103:13
104:22
115:20
116:5,6,7
124:17
128:5,9,14,
17 129:5,13,
15,17,19,20
131:11
134:20
136:25 138:6
139:16,21
140:13 141:6
146:24
158:5,12
ability
12:15 35:11
39:20,24
65:2,11
69:4,9 72:9
74:22 75:23
76:13,16,19
90:15,17
108:18,19
140:5 173:25
174:2
176:17,21
able
64:24 70:18
75:10 77:13
83:5 113:12,
13 117:1
above
37:5 171:24
absolutely
36:14 124:3
accept
14:7 34:24
access
64:21 69:20
72:25 75:13,
21 76:22
77:5 87:14
88:6 89:13,
18 90:11,15,
17,20,22
91:2 93:18,
21 94:2
136:25
137:6,15,22,
23 164:3
173:4 174:4
180:1,2,4,6,
7,11,12
accessibiliti
es
75:18
accompany
11:4
accordance
183:8
account
58:20,24,25
59:2,6,8,11,
18,19 60:3,
5,13,15,18,
20,21,23
61:5,8,15,20
63:15,17,22,
23 64:3,6,9,
19 65:12
69:17,20
70:1,5,8,9,
13,22,24
71:6,7,10,
11,13,17,20,
21,23 72:1,
2,3,4,6,7
74:14,15,25
75:2 88:11,
14,19,23
89:6,17
90:1,3,11,14
91:17,20,23
92:1,4
100:19
104:23
128:15,17
129:3,6,14,
15,18,19,20
130:20,21,
22,24,25
131:4,5,7
133:15
134:21
135:10 136:5
138:6 139:4,
5,16,21
140:5,6,8
163:21,24
179:16,21
180:3,8,12,
18,22,24
181:3,6
accounting
51:15 52:2
63:12
accounts
59:14,22
61:23 72:10,
12,20,23
73:1 75:18
77:8 89:3,5,
9,14,16
90:3,16,17,
20,22,23
91:1,2
106:15
137:1,7,24
141:7
149:15,16
Accredited
5:11 121:5,
21
acquaintance
115:10
across
37:11
acting
34:5
action
8:8 99:14
actual
35:11 78:3
142:5 147:10
ad
67:25 68:19,
24,25 113:17
129:18
136:13 143:4
175:3
additional
48:13
address
14:1,3,9,11,
12 70:12,16
71:25 72:8
79:4,8 88:18
89:8,12
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June 23, 2022
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90:24
129:13,23
180:20,21,
23,25
addressed
108:25
addresses
138:25
adjust
62:22
admin
39:10,20
47:9 48:6,
14,18,21
49:4 50:17
administered
9:19
administrativ
e
39:3,6 74:24
75:1,4,16
76:9,21
77:11 136:25
137:5 173:4
administrator
64:16,18
65:6
ads
5:14 66:21,
22 68:5,13
69:1,5,13
71:11,17,20
92:18,19
113:19
129:14,22
130:25 131:4
142:20
Advance
99:1
advantage
110:20,24
advertise
67:24
113:11,12
117:1
advertisement
68:10 113:14
136:22 142:8
advertisement
s
34:19,20
113:21
179:22
advertising
67:21 113:18
114:1,4
135:10 143:3
advice
23:11,14
advise
23:7
advised
115:11
Adword
89:3,14
Adwords
65:17,25
66:4,7,8,11,
16,20,24
67:4,13,16
68:6 69:8,
11,16 70:5,
13 71:11,13,
23 72:4,7,9,
12,14,20
79:23 88:14,
16,17 89:16,
20 90:1,11
133:15
134:17,20
135:2,4
136:5,13,15
137:1,6,24
179:16,21,22
180:3,8,12
affairs
23:4
affect
86:13
affidavits
55:18
affiliated
166:23
167:23
168:2,7,8
affixed
154:14
agencies
84:6
agency
113:18
agent
17:16 20:23
34:23 35:1,
2,5,8,9,15
37:17,18
144:2 149:9
150:14
151:13,19
172:4
agent's
171:23
agents
30:14 37:5
39:4 49:10,
12,16,19
50:8 52:14,
20 53:6
76:16 84:6
agents'
76:21
Aggressively
117:7
ago
16:2 101:3
117:2
agree
7:7 14:7
183:10
agreement
5:11 16:22
17:1,22,25
18:2,25
19:12 20:10,
16,17,20,22
21:10,16
37:25 121:5,
20 122:15,21
123:1 142:15
160:12,23
161:1
agreements
32:11
ahead
21:13 36:21
68:4 96:20
100:6 130:8
134:9
137:12,21
159:11
160:16 168:9
170:21,22
akin
117:25
alcohol
12:13
Alex
127:5,7
algorithm
68:16 69:6
70:3 135:4,
5,17 136:6,8
alleges
177:21
allowed
174:4 175:14
Alon
8:18 127:21,
25
Alrighty
186:7
altered
70:2
alternative
117:10
Altima
94:5,13,15
95:18 97:13,
18 98:19
100:2,20
102:18
144:25 145:3
amazing
142:20
American
13:21
amount
12:6 27:14
Yousuf Nabi
June 23, 2022
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Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
29:16 36:6,
13 76:4
77:18 95:2
102:16 104:7
142:22
150:23
151:10,18
152:3
amounts
77:7
ample
10:17 11:14
Ana
51:24,25
52:4,7,9,11
53:5,8,15
56:11 57:8
58:4,7,11
59:12 64:2,
12 65:5 73:7
78:24 79:2,7
93:7,9,16,19
106:18
108:9,13,25
143:15
Ana's
53:7 57:11
79:5
Anaya's
97:12
and/or
7:10 34:20
50:3 78:14
136:20
149:17
Angeles
8:3 14:13
104:10
answer
6:1 9:24
10:13,15,17
11:2,9,17,25
13:2,7 15:1,
15,19 21:13
22:10,18
23:8,9,11,
12,15 24:18,
25 27:20
31:22 41:17
51:9 56:14
57:19 60:7
61:12 65:23
66:3 83:23
84:2 85:17
108:24
114:19
117:24 120:1
124:4 126:13
128:18 135:8
137:12,21
161:21 167:2
170:21
184:20
answered
11:10
antenna
43:13
anticipate
10:12
Antonio
152:15
anybody
16:1 53:14
70:20 89:18
109:6 115:5
120:20,22
131:7 132:6
148:5 169:25
185:3
anymore
48:1 80:13
107:19 108:7
131:8
anyone
7:20 35:2
80:25 81:1
109:20 132:5
140:11
173:17
174:17,23
Anytime
98:12
apologize
17:13 90:9
112:18
135:18
appearances
8:13
application
33:16,17
apply
144:16,17
appointment
144:6,10,13,
14
appraisal
99:11
appreciated
11:4
approached
69:14
approval
36:24,25
37:1 58:8
108:20 109:6
160:20,22
161:4
approve
29:12 35:11
57:21
approved
37:2,3,6
159:15
approximate
32:4
approximately
15:22,24
28:2,4,14
47:9 48:7
49:8,12,14,
19,24 105:22
142:10
April
45:14 46:3
53:18,23
80:10 95:10
105:24,25
106:18
107:12
112:17,20
114:15,21,
22,25 116:22
125:20,22,25
126:1 127:3,
4,10 135:15
136:24
165:9,13,22
180:5 181:16
Ararsati
113:9
Araviso
94:23 95:23
argue
177:20,24
argumentative
158:11
172:21
arise
30:7
around
38:6 86:21
87:12
arraignment
28:3
arrangement
142:15
arrival
88:6
ARS
77:19
Articles
5:6,9 19:19,
24 20:7
116:9 119:1
asked
12:8 24:6
58:10 82:13
86:17 87:19
92:20,22
107:19 114:9
117:4 125:16
139:22,24
145:4,10
179:25 180:2
asking
19:4,6
22:11,12,13,
23 82:8,11,
18 83:1
85:8,13
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·7
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
86:19 87:24
89:15 90:5
92:14 111:23
114:23
117:20,21
126:5
135:14,22,25
136:2 138:7
153:3,12,24
154:4,5
157:5 161:17
184:19,20
aspect
66:17 67:4
asset
118:1
assets
22:6,16
118:2
assign
45:7
assist
35:3,6
assume
11:9 64:1
79:20 126:7
Assumes
101:11 118:6
159:10 162:3
assuming
126:19
161:15
assurance
33:8,13,15
37:7 83:7
assurances
33:12 37:10
Assurity
144:6
Assurity's
36:24
Atilla
17:24 29:7
30:9,21,22
32:8,10,14
40:10 42:23
43:4,21
45:6,11,12,
18 46:1,2
50:4,12,14
52:5,8 53:12
57:10,22,23
58:15 59:12
61:24 64:1,
4,12 67:3
70:11,17
73:16,18,22
75:6,10 76:9
78:8,14,17,
20 82:9,12,
13,16 85:11,
23 86:17
93:19 110:13
111:2 113:7,
8 139:22
157:15
158:14
159:13
Atilla's
32:2 50:9
54:12
attached
17:4 19:22
40:18 44:2
94:21 95:16
96:7 97:10
98:15 99:4
100:5,17
103:17
106:20 108:3
110:6 111:7
116:12
117:17 119:3
121:10,23
126:23
128:23 130:2
133:4 138:14
141:15 147:5
149:24 159:5
166:13 171:5
173:14 178:5
182:22
attack
82:4,5 85:6,
7,21 86:3
attempt
37:23
attended
59:13
attorney
13:8,10
136:25 137:2
Attorney's
162:22
attorney-
client
7:10 13:1
audio
7:5 83:23
audit
81:19 85:22
86:3,4
auditor
92:10
Aug-
165:6
August
164:15,21,25
165:2,7
166:1
authorities
61:18 177:22
authority
22:20 38:23
39:15 61:25
75:4,16 76:9
77:11 109:1
141:6
authoriz-
112:6
authorization
5:5 111:5,
19,22 112:6
authorization
s
111:2
authorize
98:4 109:21
110:10,13
111:21 112:1
authorized
98:22 111:23
authorizing
44:10
Auto
98:13 99:1
automatically
60:15 136:19
158:13
available
57:22,25
127:3
Avenue
14:13
avenues
114:4
aware
14:20 36:11
59:10 61:16
92:8 126:2,
9,14 163:20,
23 166:5
168:12,14
172:8 175:23
B
bachelor's
13:18,19,22
back
11:23 16:8
18:17 22:3
23:16,21
24:10 36:22
38:4,12,25
40:3 42:16,
18 55:4
62:19 83:20,
25 91:12
105:18
109:16
115:20
116:25
132:3,21
138:24
152:24 153:6
154:5 156:10
168:25
171:19
Yousuf Nabi
June 23, 2022
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Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
183:18
background
87:5,23 88:2
backup
130:17 140:8
bad
77:1 81:24
94:6
bail
5:6,7,9,10
8:1,17
14:18,21,22
15:3,9,23
16:1,22 18:3
19:15 20:10,
20 27:6,14
28:4 29:4,5,
21,23 30:8,
23 31:1,9,15
32:3,6
34:16,18,20,
23 35:1,2,4,
8,15,17,18
36:6,18
37:5,17,18
38:17 39:4
41:1 45:10,
13,21 46:2,8
47:5,8 49:9,
10,12,16,19
50:8 52:14,
20 53:6,9
55:2 57:12
60:11 61:22
67:23,24
68:1,24
69:22,24
74:5 76:16,
21 78:4 84:6
87:19,22
88:1 94:22
98:3 100:1,
20,25
112:11,14,22
113:1,2,7,8,
9,15,16,17,
23 114:7,16
116:10,18
117:1,15
118:4,9,13,
15,16,19,20
119:1 120:7,
24 121:2,4,
12 122:20
123:8,11,20,
25 124:2,7
130:13,21
131:11
133:1,15,16
134:3,17,19
135:2,11,21
136:19,21,22
142:7 143:2
144:2,14,16,
17 145:11
149:9 150:14
151:19
164:8,14,20
165:1,6,23,
24 166:6,17,
20,21,22
167:4,6,8,
17,18,19,21
168:1,2,7,
13,14 170:14
171:23
173:20
174:10 175:5
180:7,18
bail-focused
66:23
Bailbooks
5:23 74:2,3,
4,18,23
75:5,11,14,
20,24 76:1,
17,20,23,25
77:24 173:4,
8,10,12,22
174:1,2,5
bailing
35:3
bails
77:17
balance
105:21
bank
58:20 61:20,
21,25 62:4
72:25 73:11,
14 77:16
79:4,8 141:6
147:10
banker
59:21 60:2,5
banker's
59:17
Bankers
5:20 166:10,
17 167:9
banking
59:15
bar
134:11
base
38:19 40:2,8
based
21:19 36:24
40:7 68:14
basically
9:20 10:15
34:9 75:13
76:2 77:21
87:10 90:19
98:6 117:9
133:25
150:8,10
155:11
159:20 164:8
176:5 177:13
basis
22:5 27:23
33:21 39:7
45:2 56:10,
21 64:11
73:13,19
77:1 78:2,5
batch
147:5
Batman
114:10
battery
42:13 43:14
137:20
bear
110:17
began
48:5 66:1
beginning
178:22
behalf
8:6,10 18:8
21:23 29:1
33:24 53:7
90:12 94:9,
12 112:2
behind
68:7
belated
58:2 168:6
belief
42:6 69:8
145:9
believe
18:3,22
24:8,16,19,
20 37:9
40:6,10,22
41:12 45:6
50:14 59:9
60:19 69:6
80:11 83:4
87:25 88:6,
18 95:17
98:18 112:25
114:21,24
115:3,4
118:3,8
125:18
130:11,16
140:7 145:10
156:10
157:15
163:14
170:15
171:2,24
172:6 180:22
181:17
182:7,16,22
bell
42:15 43:13
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·9
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
belonged
88:25 180:22
belongs
180:18 181:6
besides
24:9 168:11
best
12:7 33:17
50:24 53:10
69:9 92:21
better
45:6 66:17
Beverly
142:25 143:1
Bill
17:1
bills
83:7 102:17
Bing
5:14 129:13,
15,17,19,20,
22 130:13,25
131:4,5,7,8
birth
35:2
bit
82:5 96:14
block
140:13
Bluetooth
43:14
blurred
155:6,17
blurry
156:9
board
92:18 113:17
143:4
bond
15:8 33:19,
23 34:11,16,
18,23 35:6,
8,9,12,14,
20,22 36:5,
8,9,10,11
37:4,11,23
54:24 55:6,
12,17 74:5
76:4 77:7
87:22 95:24
102:3
112:11,14
113:1,2,17,
23,24 114:7
118:16,21
120:7 121:2
127:10
145:11
146:21
151:10,13
167:5
170:15,25
174:25
bond-per-bond
56:21
bonds
5:6,8,9,10
8:1,17
14:18,21,22
15:3,9,23
16:1,22 18:3
19:15 20:10
27:6 28:5
29:5,21,23
30:8,23
31:1,9,15
32:3,6 35:18
36:18 37:5,
8,15 38:17
41:1 45:10,
13,21 46:2,8
47:5,8 49:9
53:9 55:20
56:6 57:12
60:11 67:23,
24 68:1,25
69:22 74:6
77:7 78:4
88:1 94:22
98:3 100:1,
20,25 112:22
113:7,8,9,
10,15,16
114:16
116:3,10,18
117:1,15
118:4,10,19
119:1 120:8,
12,24 121:4,
12 122:20
123:8,11,20,
25 124:2,7
125:24
126:10,16,25
127:3,4,5,8,
13,16
130:13,21
131:12
133:1,16
134:3,4,17,
19 135:2,11,
21 136:19,
21,22 142:7
143:2 158:20
164:9,10,15,
21 165:1,6,
10,18,20,21,
23,24,25
166:6,17,20,
21,22,24
167:6,7,8,
12,18,20,21
168:1,2,7,
13,14 171:24
175:5 180:7,
18
Bonds'
61:23
bonus
38:18 40:7
175:12,19
bonuses
40:9 176:3
bookings
55:17
bookkeeper
51:17,18,21
57:13
bookkeepers
52:1
bookkeeping
63:12
booklet
10:1
bother
108:7,15
109:7
bottom
95:22 134:1
139:3,7,11
bound
5:25 183:7
Boys
69:24
brand
103:22
bravo
140:21
breach
99:15,22
break
11:13,18
62:7 83:12
131:16,20
132:7 148:11
168:16
176:13
breaks
11:15 175:14
176:12
Brenda
105:3
bring
81:17
bringing
82:8 93:3
broken
146:2
brother
157:2,6,16
169:14
172:17
brought
78:21,22
79:2 82:1
86:15,22
114:10
budget
70:4
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·10
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
business
13:25 14:3,
10 19:1,5,10
21:21,22
24:22,24
32:9 33:10
40:16,22
41:3,5,6,7,
8,10,13 42:7
43:11,12,24
44:6,7,11,
12,14 56:1
59:3,13
60:11,14
66:1 67:11,
17 69:11
72:5 77:25
78:10,13
79:5,9 81:10
85:22 87:22
88:1 93:4
115:10
118:20
119:22,23
123:25
131:11
164:10 166:7
businesses
165:6
button
7:22 122:9
buy
22:20
C
cabinet
93:21 125:24
126:6,8,10,
16,25
Cal
14:23 15:13,
14 16:21
18:8,9,10,16
19:2,9,10,19
20:8,14,23,
25 21:6,17,
22,23 22:1,3
23:12,17
24:21 25:3,
8,15,22
26:1,3,6,17,
23 27:3,5,
13,22 28:7,
12 29:1
30:3,11,15,
18 47:17,19,
20,22 48:1
53:19 54:19
55:21,24
56:1,3,5,9,
17,19,20
60:21 61:4,
7,14 66:25
70:2 72:16
100:1,12,19
101:16
102:9,10,16
calendar
183:24
Cali-
100:12
California
7:1 8:3
14:13 15:5,
8,12 18:12
27:2 54:18
100:1 158:17
162:21 166:7
169:20
call
34:22,24
36:1 126:24
173:17
174:17,22
182:19
called
15:5 17:1
20:25 77:2
175:1
calling
153:1
calls
19:3 34:22,
25 61:10,11
75:17 107:20
118:11 166:3
174:23
175:8,17
campaign
67:22 69:11
136:13
captain
169:20
caption
125:10
capturing
113:20
car
97:5 98:7
99:10 101:7
106:2,3,4,5,
9 145:7
card
5:5 40:16,22
41:3,5,6,7,
8,10,13
42:1,4,5,7,
10,11,18
43:9,10,11,
12,15,24
44:6,7,14
104:16
109:22
110:10
111:1,2,5
112:6 138:6,
7,8,9 139:4,
6,7,12,16,
17,21,23,25
140:2,4,7,9
cards
44:11,12
care
51:15 158:9
Carlos
5:22 170:3,
4,6,7,25
171:6 172:9,
11 174:18
carries
9:21
case
99:16 119:25
174:20
182:25 183:9
cash
146:5,8,9,
11,13,16,17,
23,25 147:4,
10,13,15,17,
18,21 148:5,
7,8,12,13,
14,15,17,20
149:6,16,18
150:11,17,23
151:5,6,9,
14,21 152:5
153:10 154:2
159:17,19,21
160:12,17,19
Castro
105:3
catch
67:7
catchy
114:11
caution
10:5
cc
93:10
cc'd
108:10
center
17:12 97:12
CEO
30:22,25
45:15,17,18,
20 46:1,2
121:13
CEOS
31:12 45:21
certain
36:6 37:6
39:9 48:20
92:6 140:8
148:8 157:12
certification
s
87:4
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·11
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
CFO
24:2 121:13
CGE
110:11,14,16
chance
96:12
change
10:5,14,15
27:15,17
28:11 29:16
40:11,13
43:17,19
44:23 65:2,
11 66:17
73:7 79:4,7
80:2 81:5
128:14
129:13,17,19
131:11
180:24 181:3
changed
25:10,11
27:25 28:10
36:20 43:5
129:4
130:15,20,22
134:20
135:3,17
136:6,8
177:15
changes
44:20 134:24
181:2 184:7,
8
changing
73:3 129:5
charge
55:25 112:5
131:3
charged
77:8
charges
34:24 36:5
76:4 97:4
Charlie
140:21
check
18:4 34:12
55:17 61:18,
22 73:13
100:18
109:2,4
141:17
142:3,4,6,23
143:7,12,16,
18,20,24
144:1,4,5,
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20:24
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100:19
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34:8
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5:17 32:11
53:13
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Chevy
102:2,13
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43:22 44:22
45:6 176:25
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23:8
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110:18
Cindy
151:9
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86:20
circumstance
54:21
circumstances
107:18
City
114:11
142:25
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175:15
claims
176:10
clarification
28:6 58:1
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46:23 47:13
56:14,18
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145:15
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11:22,24
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54:7
clearly
35:24 138:20
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7:21 67:22
68:9,10
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69:13
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33:23 105:20
clients
114:5 146:12
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163:10 164:3
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110:19
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35:19 36:8,
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34:22,25
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35:4 77:8,9,
18 94:5
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140:16,25
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38:18 50:22
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30:19 37:11
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34:16
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15:1 81:1
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10:7
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113:18 151:2
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13:8
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34:20 68:5
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5:21 8:2
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18:10,11,15
20:1,9,13,
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21:3,8,17,18
22:15,24,25
23:19 24:10
26:8,10,11
30:19 54:23
69:23 73:14,
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·12
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
19 74:1,5
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87:11
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24 114:7
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118:5,9,10,
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119:12,21
120:4,7,8,
12,15,21
121:1,2,14
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140:16,17,25
157:9
166:11,18,20
167:9,25
177:11 186:5
compare
153:23
compensated
27:6
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27:13
compensation
30:16
competing
113:2
complaint
149:11
177:21
completed
33:18
completing
37:19
Compound
75:17
comprehensive
78:8
computer
127:7 163:2
concerns
50:15 80:6,
16 81:9
conclude
181:21 186:8
concluded
186:15
concludes
181:23
186:11
conclusion
19:3 21:11
24:24 46:4
59:4 85:23
114:17
118:11 166:4
175:8,17
conditions
22:13
conduct
87:7
conducting
60:11
conferencing
8:5
confidential
5:25 183:5
confidentiali
ty
183:2,6,8
confirm
162:1 182:21
confirmed
160:9 180:10
185:9
confused
135:18
confusing
159:23
confusion
105:2
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139:5
connotation
177:14
consti-
23:3
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lly
23:3
contact
14:5 16:14,
18 35:3
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16:15,16,17
30:14
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14:4
contained
162:24 163:7
contains
182:22
continue
7:6 85:16
112:22
172:2,3
continued
85:18
continuously
69:24
contract
21:4,19
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177:4
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70:24 72:6
conversation
10:11,20
13:8 29:9
30:6,16,20
32:13,15
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7:9,10 9:25
13:3
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13:13
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53:9 61:8,19
73:10 113:2
176:19
177:4,7,9,10
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92:21
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78:14,15,17
163:6
copy
33:18 93:7
161:13
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184:11,17
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79:25
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7:22
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46:11 115:25
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21:12 23:23
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14:18 16:19
18:5 19:16
21:10 25:22
27:3 33:25
34:3 39:4,7,
13 43:7,11
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24,25 154:14
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164:10,12,22
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June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·13
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
165:2 166:1
167:13 168:3
172:19
173:2,4,5,8,
22 174:1,6
176:19,20,
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179:23,24
181:7,8
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corrections
10:4 61:9
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correctly
11:10 40:6
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cost
97:3,4 98:8,
9 101:5,6
102:20
costs
97:5 101:4
counsel
7:25 8:12,17
13:3,4 14:5
23:11,14
60:25 98:11
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counties
60:10,12
77:6
country
54:9 172:9,
12,18 173:1
County
8:3 104:10,
13
county's
60:13
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179:10
181:12
course
22:21
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8:2,10,13
9:19 10:10,
24,25 18:19
37:23 55:17
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184:24 185:9
create
63:24 64:2
71:24
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63:23,25
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70:1,5,6,7
71:21 84:20
121:1
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7:13
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10:8
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5:5 42:5
109:21
110:10
111:1,2,5
112:6 139:6,
10,23 140:1,
2,9
crimes
13:14
Cross-
complainant
8:21
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complaint
175:4
current
14:1,24
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74:7 148:6
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98:3
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149:2,6,10,
14
cut
17:13 133:23
139:7 150:7
151:16
D
daily
147:6
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102:5,6,8
database
66:22 70:2
71:1 74:5
88:24
date
18:14 35:2
40:14 57:7
80:11 95:11,
21 116:21
118:2 122:16
125:9 150:11
dated
106:18
107:12
dates
53:21 125:7
127:12
day
30:10,16
82:23 115:2,
12 154:5
184:1
day-to-day
25:15,21
26:23 27:2
33:10 45:2
47:4 165:5
days
21:9 107:23
182:12
183:18
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18:9 21:6
deal
69:21 167:9
debate
177:1
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138:5 139:4,
7,13,14,16,
21 140:4
December
106:10
174:21
decide
75:15
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64:12
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23:1 40:8
50:8,9
54:11,16
58:13 115:13
decisions
50:10
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59:2
deducted
60:19
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8:20 33:16,
24 37:20,22,
24 94:13,23
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35:1 76:3
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140:18
173:10
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56:15
definitely
145:12
degree
13:18,20,22,
24
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·14
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
delete
76:19
delivered
163:18
denying
101:14
department
84:5,21
143:1 149:16
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162:21
169:21,23,25
departments
39:5
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75:14
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7:23 156:25
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8:19
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147:5,10,12
deposited
60:12,17
147:4
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146:25
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7:17 9:14,18
10:4 12:21
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73:15 147:7,
8
design
41:19 42:3,
17 59:15
68:16
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64:16 148:8,
15
designations
69:3
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44:6
designs
44:7 106:12
desktop
64:9,10
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83:6
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176:6
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171:14
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39:2,5 45:21
46:21 54:8,9
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14,18 72:9
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158:13,15
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158:9
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172:5,6
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175:2
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35:14
directly
30:4,10
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22:8,21,24
23:16 24:7
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directors
24:9
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176:4
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35:11
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13:2 14:11
118:1
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37:22
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127:5
discussed
59:21 112:24
114:1,3,4
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116:25
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59:23,24
62:11 161:2,
4
discussions
67:2,10,11
93:6
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79:14,15
80:4
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124:8,12
District
162:22
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120:1
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97:4,5,7
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5:16,18,24
17:1,7 20:3,
6 34:11,12,
14 95:19
96:1,22
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122:7,12,17
123:4,6,7,9,
15 130:4,5,
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94:17
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12:20,23,25
13:2,6,10,11
37:19 54:3,5
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16:5,7 19:5
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17 92:13,14,
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dollars
102:16
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55:16 146:1,
2
dots
43:13
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163:15
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18:2
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·15
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
drive
8:7 162:25
163:10
drivers
163:9
drives
163:6,13
drop
14:23
Dropbox
163:15,19,
20,24
dropped
15:7,23
16:13 127:2
dropping
15:25 16:3
drove
106:9
drugs
12:13
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49:2 95:4
175:13,20
duly
8:24
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32:20 33:5
44:18,20,23
45:1,4 65:15
177:15
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99:22
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e-mail
5:3,4,12,13,
14 13:9
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23 130:14,
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138:25
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127:16
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108:4,14
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39:12 56:18
early
43:3 57:6
105:21,24
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137:19
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132:24
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69:6 74:22
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13:16
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87:5
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10:21 29:9
32:25 38:1
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48:24 50:9,
11 69:20
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104:14 108:4
115:2
138:19,20
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elaborate
34:7
electronic
182:8 184:11
embezzlement
158:19
employed
46:24 53:23
54:15 55:10
57:12 58:23
65:7 66:10
114:24
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26:3 40:4
115:22
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38:23 39:2,
3,6,15,20,25
47:9 48:6,8
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176:22
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93:18
employment
14:24 45:13
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181:13
end
10:14 60:15
77:21 80:6,
8,12 122:5
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129:12
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176:24
ended
114:20
116:20
125:5,22
126:10,12
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169:6,10,12,
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67:22 98:20,
23 99:9
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178:15
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33:9
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33:14 77:4
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67:12
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8:14 16:22
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14:22 18:25
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20:22 70:3
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133:6 155:2
entitled
12:1 13:5
22:22 111:5
175:24
176:11
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22:20,21
entries
57:17 58:5
74:23
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·16
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
entry
173:19,21,22
174:16,21,24
envelope
146:18,20,22
147:20,22,
24,25 148:1,
2,7,9,14,16,
18,19,23
150:8 151:5,
17,18,20,24
152:16
153:4,10
154:3 156:11
159:21
160:17,24,25
envelopes
147:3,5
149:1 151:8
159:17,19,25
160:13
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8:19
error
105:5
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44:25
essentially
108:20
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47:17
estimate
11:25 12:1,
3,7 16:11
81:13,14,15
97:11
Estimating
25:7
et al
8:2
event
80:17 180:24
events
11:20,23
eventually
32:14 93:23
124:19
everybody
38:7 81:3
105:13 138:1
186:7,8
everyday
10:11,20
everyone
7:4
evidence
101:11,12
118:6 162:5,
6 167:15
exact
18:14 23:24
28:16,21
30:4 40:13
57:7 123:9
124:12 125:3
165:8 172:7
exactly
48:3 50:23
69:12 135:20
exacts
58:19
EXAMINATION
9:4 179:13
examined
8:25
excited
114:13
excluded
136:11,16,
17,18
exclusively
30:15 52:22,
25 53:19,25
Excuse
45:16 133:7
154:21
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Executed
80:21
exempt
176:7,9
Exh
5:3,4,5,6,7,
9,10,11,12,
13,14,15,16,
17,18,19,20,
22,23,24
exhibit
5:25 16:25
17:3 19:18,
21 40:15,17
42:16 43:23
44:1,3 61:1
94:18,20
95:13,15
96:5,6 97:8,
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171:3,4
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178:3,4
180:14,16
181:11
182:22
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exhibits
121:7
exist
21:3
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41:13,15
existence
166:6
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183:17 184:5
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59:19 143:17
expenses
59:3 60:2
73:15 77:24
78:4,9
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64:17 67:18
87:25 145:11
Experts
88:3
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60:5 67:13
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70:1
extensively
66:11
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114:19
F
fabricated
41:14,16
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91:17
facilities
34:19
fact
85:5 172:14
180:11
facts
101:11 118:6
162:5 176:16
177:24
failed
94:13
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·17
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
fair
39:17 86:8,
10 99:2,8
118:18 152:3
184:2
false
84:13
familiar
14:17 34:1
62:25 63:9
66:5,6,8
67:19 87:22
96:25 98:16
100:3 170:2,
9
far
124:6 173:10
Fargo
59:13 60:13
88:11
fast
142:2
FBCS
140:17,20,25
feature
64:15
features
64:14
February
107:1
fee
27:19,21
28:15,23
29:13,16
104:2
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114:6
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37:12 66:10,
16 80:12,13,
14,15 81:21
82:3,6,17
85:7,20,23
86:15,16,17
88:24 115:16
feeling
82:1
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81:23
fees
101:7
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81:25 82:5
86:7,22
108:20
110:19,24
114:11
Fernandez
127:9
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5:12 125:19
126:3,19
143:14
147:11,12
149:17
fictitious
19:1,10
21:21,22
fiduciary
99:15,22
figure
76:25 99:17
figuring
110:23
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5:22 21:21
33:19 37:18,
19,21 140:9
161:19
171:6,16
filed
8:2 18:13
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33:8,12
92:19 93:18
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157:12
158:5,9,12,
13 162:18,24
163:5,12,18
164:3,5
171:15
filing
19:1
filings
105:4
fill
34:17
filled
33:17 122:4,
23
filling
122:19
123:8,12
final
7:18
finalize
57:17 58:5
finance
74:1
finances
23:4 73:19
77:1
financial
22:6,13 23:4
52:2 78:8
87:3 93:6
120:2
financially
8:9
financials
76:24 77:22
find
37:15 76:24
86:7 109:10
171:21
fine
38:3 46:5
183:4,11,23
finish
10:16,17
107:4 179:10
fire
39:25 48:11
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108:18 109:5
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176:18
fired
48:24 115:3
firing
107:16,22
108:6 114:23
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8:24 9:10
14:20 34:15
79:12 121:21
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153:21
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37:17
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27:19,21
28:1
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172:9,12,18
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15:8,23,25
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flipped
104:18
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14:23
focused
25:12 135:10
focuses
25:10,11
follow
23:11
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37:24
follows
8:25
force
86:1
forfeiture
54:8,24
55:6,12,20
56:6 174:25
forfeitures
55:24
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June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·18
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
forgery
82:20 84:14
forget
185:3
form
10:1,14
42:11 162:13
formed
21:9,12
forth
36:23
forward
117:8
found
70:10 119:11
127:4
foundation
135:7 179:3
frame
16:8 28:16
32:22 56:15
59:16 77:10
125:3 167:7
Frank
140:21
fraud
82:20 83:3,6
84:4,9
free
140:13
frequently
147:18
Friday
127:10
182:13
friend
115:10
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68:7 146:1
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5:15 65:17,
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Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·19
Yousuf Nabi
June 23, 2022
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67:16,18,21
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20 70:5,13,
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68:20
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5:6,7,9,10
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21 168:1,2,
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163:4 164:2
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55:16
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43:13
Great
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Group
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16 122:1,22
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9 175:8,17,
25 176:4,8,
13,16 177:6,
17,19,21,25
178:16
179:1,9,14
180:14,16
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·20
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
181:19,24
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24 185:7,13,
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186:2,4,6
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20:3 27:18
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Halfway
138:25
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78:24
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150:20 151:9
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149:10
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57:15 110:23
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149:17 183:7
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159:6
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151:3 152:19
153:21
154:6,7
155:4 159:2
161:9,12
162:11,15,16
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152:25
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153:13
158:25
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152:21
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93:20 122:1
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11:21 80:18
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162:17,20
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70:20,25
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8:21
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162:25
163:6,8,10,
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10:21,22
17:12 89:4
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17:13
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24:15 27:20
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142:19
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12:18
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50:15
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49:4
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7:11 8:4
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47:4 92:6,14
172:17,18,25
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172:8,11
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17:4 19:22
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100:5,17
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110:6 111:7
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85:9,11
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30:18 69:5
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13:16
Hills
143:1
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39:20 48:13,
18 107:19
108:18 109:5
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29:21,23
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31:9,15
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23 33:5
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33:9
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82:3 85:5,20
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95:8 96:8
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68:24 134:18
hold
23:21 96:10
137:25
138:15
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169:18 178:2
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118:2
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14:1
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62:7
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12:14
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79:5,8
Houston
8:7
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113:17,20
156:16
Hutch
8:21
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61:10
I
I-Q-B-A-L
9:13
idea
50:13 81:24
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167:13
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114:14
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n
17:4 19:22
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98:15 99:4
100:5,17
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106:20 108:3
110:6 111:7
116:12
117:17 119:3
121:10,23
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·21
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
126:23
128:23 130:2
133:4 138:14
141:15,18
149:24 159:5
166:13 171:5
173:14 178:5
identifies
180:18
image
85:24
immediately
117:3
impair
12:14
implementing
51:11
important
10:6 167:17
impression
86:23
improving
67:3
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179:5
inactive
139:18 140:7
incentives
30:11
incident
82:7
include
135:5,13
included
136:14
including
47:19,20
80:22
income
40:5 50:25
77:21 78:9
incorporate
18:15 116:23
120:20
incorporated
18:11 20:2,
18 21:1,3
26:6 116:18
164:14,17,21
165:25
incorporating
120:15,24
Incorporation
5:6,9 19:19,
24 20:8
116:10 119:1
incorrectly
157:5
increase
29:5,12,15
69:12
increased
28:12,15
70:4
increasing
67:11,12
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37:20
indemnify
35:6
indemnitor
33:16 37:21
indicating
139:11
143:18
150:12,15
individual
35:6 110:11,
16 118:1,2
146:13
148:18
150:16
individually
180:22
individuals
34:21 51:4
67:25 76:22
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52:16 55:2
118:21
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184:7
information
5:7 6:10
18:5 34:17
35:4 42:6
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25 76:5,10,
13,17,20
85:9 87:7
92:6,16,22
93:12,13,16
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174:1,5,10
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182:23
initially
56:20,21
176:23
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173:7,9
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34:19
Instagram
91:20
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151:8 174:20
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22:17 37:17
64:2 79:7
102:5,8
120:20,22
140:11
143:13
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6:1 50:4
61:24 93:16
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144:7
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73:7,9
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149:13
instruments
84:13
Insurance
5:20 84:5,22
158:17
162:22
166:10,18
167:9 169:21
intended
20:9
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113:22
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149:14
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149:9
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7:11 31:16
93:5
interest
117:25
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8:9
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7:12,23
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34:9 81:19
85:22 86:3
International
13:21
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17:10
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52:6
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52:1
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52:4
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16:5 158:2
introduced
87:10 158:4,
16
invasion
23:2
inventory
127:6
investigate
158:18
investigated
54:8
investigation
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·22
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
55:18 87:8
92:7 157:9
159:25 162:2
Investigation
s
5:19 72:19
157:24
158:2,22
163:18
investigative
-type
175:3
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92:8,10
174:19
investigators
82:19
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94:22 95:1,
5,13,17 96:3
98:2,12,17,
21 99:25
102:8 160:4,
19 161:14,22
162:8 163:17
invoices
5:19 158:22
161:6,18
involved
51:4,5,13
52:6 53:17
97:6
involvement
66:12
ipad
116:5,6
iphone
41:20 43:14
Iqbal
9:13
issue
36:19 37:18
44:12 49:3
119:25
issued
33:19 35:8
83:2 127:8,
11,12
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50:5 127:11,
12
issuing
35:12
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95:7
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84:10,12,24
85:1 106:11
J
jab
82:4
jail
34:18,19,22
35:9 36:1
92:17,18
113:11,14,17
143:1,4
jails
140:14
Jane
5:3,12 29:7
31:16,18,21
32:2,4,5,14
40:10 42:23
43:21 46:8,
12,24 50:3,
9,11,14
52:5,8 53:15
56:12 57:10,
22,23 58:15
59:12 61:24
64:1,12 67:2
69:14,20
70:11,17
73:16,18,21
74:16,20
75:6,10 76:9
78:7,14,17,
19,21 79:13
80:4 81:5,8,
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84:10 85:9,
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87:10,15
93:7,10,19
106:14,18
107:15 108:1
110:12,19,21
112:9,24
113:6,7,8,
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11 139:22
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143:9,10
144:20 145:6
147:14,16,18
149:17
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158:4,14,16
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177:6,8
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46:10 54:12,
16 109:6
127:1 141:9,
16 144:17
January
30:6 177:10
Jesse
110:16
Jimenez
8:10
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44:18 52:5
92:17 125:16
177:15
job-related
49:3
jogs
110:7
John
73:16
jointly
50:10
Jonathan
150:20 151:9
Jones
152:15
Jose
94:23 95:23
Joshua
69:15 158:18
Joshua's
69:23
July
27:13 184:7
June
7:1,5 15:24
16:9 18:13,
25 20:2 22:3
23:16,21
27:9,11,12
45:11 117:20
143:3 165:9,
14,22 173:16
186:12
jurisdiction
76:4
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K-P-W-R
142:11
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5:24 178:10
Kanani
8:20 185:24
186:3,5
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48:8 74:6
171:25
Kent
173:18
174:17,20,23
kept
44:25 82:8
125:24
147:15,17
148:1
key
93:19
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·23
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
keyboard
41:20
keys
125:23
126:3,6,25
127:2
keyword
70:1 134:17
135:6
136:13,14
keywords
68:3,14
70:3,9 134:2
136:9
Khorasandi
69:15
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158:18
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30:16 33:20
34:15 41:6
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76:5 80:1
82:3,11
86:20 87:19,
21 105:2,6
110:17,23
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180:25 181:2
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30:25 31:9
52:9 84:22,
25 145:8
159:14
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10:23 11:3,
14 12:6,10
18:13 20:15
22:12,25
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26:2,12,13,
16 30:17
31:18,24
33:22 34:10
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21 42:15,16,
17 45:5
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52:3 53:2,3,
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63:25 64:17,
20 65:5,8,
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105:5,7
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111:17 112:5
114:10 117:5
119:10
121:1,7
122:5,19
123:16
124:8,10,12
126:5
127:11,14
128:18
129:16
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131:6,7
132:16
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134:11,14,
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136:20
137:11
139:17,23
140:3
143:12,13,
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144:6,13
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162:4,17
163:1,3,5,7,
8,12,16
164:1,2,4
166:2,9
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174:15
175:9,14
176:11
177:5,9,18,
23 180:9
181:15
182:14
184:22
185:18,20,23
186:3
knowledge
31:8 93:1
known
14:17 18:10,
15 20:13
140:16
KP
142:7
KPWR
142:11,18
Kwan
8:5
L
lacks
135:7 179:2
laid
48:24
laptop
116:7
large
7:21
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45:4
late
43:3 53:23
57:6 112:15,
16,18,19
180:5
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169:6,10,12,
14,18 176:13
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113:6
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39:16 115:16
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116:20 121:3
124:16 125:1
181:14
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46:3,4 88:22
112:17
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126:2,9
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8:6,11 19:3
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114:17
118:11 166:3
175:8,17
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·24
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
legally
19:4
legitimate
143:16
Leitzow
73:16
length
53:9
letter
43:13 136:24
letters
42:3 140:19
level
13:16 46:11
liability
8:2 116:19
118:5,10,20
166:20
license
97:19 117:4
144:15,16,18
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34:20 35:15
84:6 113:12
149:9 151:13
licenses
86:18 113:19
lighthearted
50:16
limit
37:6 47:21
limitation
68:17
limited
8:1 64:11
116:18
118:5,10,19
166:20
line
6:2 38:2
42:14 95:7
99:14 136:2
144:12
lines
84:16
link
139:20
linked
138:6 140:4
linking
139:15
list
5:17 70:23
84:10,12,17,
20,24 85:1
107:1 141:12
148:21
listed
103:23
listing
131:11
lists
178:11
little
82:5 94:24
118:12
123:21
159:23
LLC
5:6,8 18:22
99:1 116:10
117:15,19
122:20
164:9,18
165:21,23
167:6,10,18,
23 168:11
located
8:6
location
93:9 123:25
133:13
locations
80:22 82:22
Locator
110:11,14
lock
146:2
locked
7:14
locks
55:17
Locksmith
146:1
log
64:24 74:11
75:8,9,11,
19,23 89:7,
10,12,18,21,
22
log-in
72:6 74:20
179:25
log-ins
89:20
logging
65:4
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43:14
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16:2,7 29:19
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25:12 85:25
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41:2,6 54:3
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152:6,8,9,
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153:16,18
154:10,11,13
155:3
156:12,20,22
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42:5 69:19
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17:15 43:9
77:16,17
84:5 95:5
104:8,18
105:2 107:8
108:5 127:13
133:24
141:22 160:1
161:18 162:8
looks
20:7 41:3,20
44:14 95:1
96:3 97:3
99:9 104:1,7
105:5 122:8
130:12
133:11,22
145:18
151:1,16
152:11
153:3,10,14,
20 154:6
155:3,8,15,
16,20,23,24
156:3,16,18
158:25
163:10
loose
47:14
loosely
92:11
Los
8:3 14:13
104:10
lose
137:15
loss
78:19,23
lost
71:15 90:9
lot
70:9 81:6
87:14 88:24
152:1
Loud
138:2
loudly
138:19
love
114:10
low
140:1
lunch
62:7,18
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·25
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
93:17
M
Madam
18:19 156:23
182:6 185:9
made
40:8 50:10
61:9 79:22
82:8,17,25
134:12,23
142:10
174:21
179:20
make
10:3,5 23:1
33:15 35:7
55:21 56:5,
23 66:17
81:21 94:24
95:21 101:9
103:22 106:6
108:7 147:9
159:22
166:25 175:1
181:1 184:7,
9 185:8,14,
15
making
40:5 41:10
82:12 106:15
manage
72:9
management
13:25 32:11,
19 60:14
74:7 87:3
158:8
manager
32:20 33:6
34:6 35:10
36:18 37:11
38:16,22
39:2 40:12
43:6 44:19
45:8 47:8
48:9 57:1
61:19 63:10
73:10
117:18,24
131:2 176:18
177:12
managerial
175:23
177:14
managers
45:5
managing
47:4
manipulate
128:9
manipulated
134:20,24
manner
44:23 51:10
Manny
81:18,21
82:2,3,10,
12,13 85:5,
20 86:7,13,
15,22,23
87:2,6,9,19,
22 88:4,10,
13 91:16,19,
22,25 92:3,
6,8,13,16,
20,25 93:3,5
Manny's
87:4
March
112:19
116:19,22
117:9 121:3
122:14 164:9
175:13
Marin
81:18
mark
16:25 19:18
40:15 43:23
94:18 95:12,
13 96:5 97:8
98:10,25
99:24 103:14
106:17
107:25
109:24 111:4
116:9 117:13
118:25
121:8,20
126:18
128:20
129:21
131:14
138:11
141:12
149:22
158:21 166:9
171:3 173:11
178:3
marked
17:3 19:21
40:17 44:1
94:20 95:15
96:6 97:9
98:14 99:3
100:4,16
103:16
106:19 108:2
110:5 111:6
116:11
117:16 119:2
121:9,22
126:22
128:22 130:1
133:3 138:13
141:14
149:23 159:4
166:12 171:4
173:13 178:4
183:5
market
99:2,8
marketing
33:7 65:15,
22 66:9,17
67:4,12,14
131:3
Matt
17:9
matter
7:25 22:9
176:2 177:8
matters
119:24
Matthew
8:5
meal
175:14
176:12
mean
15:20 20:24
22:19 25:11
26:19 34:8
41:25 47:18
52:16 53:17
55:1,4
68:22,23
81:4 107:22
114:8,12,22
118:12,13
120:17
127:16 128:9
134:24
143:16
147:16
148:21
153:17
157:18
159:24 168:1
177:16
183:19
184:23
185:14
meaning
26:19 58:25
151:12
means
145:12 151:4
meant
46:18
measured
124:8
mechanism
146:1
medication
12:14
meet
16:1
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·26
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
meeting
30:9 32:15
43:3 59:13
member
117:19
membership
117:25
memo
142:6 144:12
memory
11:22 110:8
mention
167:17
168:17
mentioned
69:15 113:11
Merced
171:11
messages
142:19
Michael
105:21
106:5,8,9
microphones
7:8
Microsoft
92:4
middle
9:13 10:13
mile
124:9,11
mileage
30:11
mind
81:7 87:11,
17 111:10
112:25
mine
54:16 155:3,
22,24 156:3,
14,16,20,22
minimum
176:11
minute
86:17 104:19
minutes
38:1,4 62:8
91:4 109:10
Miranda
144:2
Mis-
164:16 179:1
mischaracteri
zes
108:23
122:23 162:6
167:15 179:3
missing
126:11
127:4,6,17
153:25
misstates
15:10 25:23
104:25
108:22
122:22 124:1
135:7 149:7
158:11 162:5
167:14
172:20 174:7
mistaken
84:14
model
95:21 103:21
106:6
Modesto
133:1 134:3
Mohammed
157:8 158:4,
16 169:16,17
172:8,11
moment
38:9 83:11
180:15
money
12:4,5,6,8
55:21 56:6
60:17 81:10
102:2 103:13
108:19
136:21
148:25 149:2
160:20
175:19
monitoring
55:16
month
28:2,19
38:21 40:3
125:4,5
175:12,25
monthly
27:23 28:1,
15 29:6,13,
15 60:22
73:13 78:11
morning
7:4 8:18
9:6,7 184:7
Mother's
113:9
motorcycle
102:24
103:1,2,6,
13,15,21
104:6,12
mouse
142:1
move
17:11
moves
89:4
moving
117:8
multiple
72:23 80:21
89:2,5 90:23
113:19
muted
63:3,5 83:9,
10
mysteriously
86:20
N
N-A-B-I
9:11
Nabi
7:25 8:23
9:6,10,11,14
13:13 14:4,
17 17:11,16
19:23 23:10
30:18 38:14
40:16,20
43:24 46:23
47:24 48:2
62:21,25
84:3 91:15
96:22 100:7,
19,22
103:18,24
109:18
123:10 125:1
132:15,16
139:5 144:12
169:2 173:17
177:9,24
178:6 180:19
184:6 186:12
Nabi's
83:23
Najar
5:19 72:19
157:3,6,24
158:2,4,16,
22 159:25
161:6 162:1
163:17
169:16,17
172:8,11
name
8:5,12,16
9:8,10,11,13
14:15 19:1,
2,5,10,14,16
21:8,22
31:16 35:2
51:17 70:6,
12 71:3 76:3
81:18 102:6
103:6 105:20
106:1 111:24
114:11
122:20 123:1
138:8 141:9,
17 146:21
148:21
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·27
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
152:12,21
157:6,7
159:6,20
160:7,10,14,
25 162:9
170:4,6,9
171:21,23
172:7 174:22
named
157:3 170:3
names
9:12
Nathan
132:7
nature
54:9 86:1
Navid
8:20
necessarily
44:21 55:11
necessary
10:4
need
11:13,14
14:6,11
22:24 34:12
55:13 59:22
86:23,25
95:7 109:10
113:12 117:8
138:19
160:17
161:20,21
177:23
181:24,25
182:21
183:25 185:7
needed
34:11 36:4
47:4 54:11,
18 70:9
89:25 93:13
109:2 126:7
149:10
needs
64:16 143:15
net
22:16 40:7
never
41:13,15
42:7 51:13
63:20,22
64:10 76:15
82:13 89:21
92:8 97:7
105:23
108:17
115:20
118:20 124:8
125:15
134:20,24
135:1 136:14
149:9 151:6
161:2 164:9
166:24 173:9
175:20
177:15
179:25
nice-looking
41:6
night
60:16 127:1,
7
Nile
46:13,20
47:1
Nissan
94:5,13
97:12,18
98:19 100:2,
20 144:25
145:3
nod
10:21,22
non-
administrativ
e
75:2 76:22
nonexempt
176:7,9
nonexistent
20:17
nonmanagerial
175:16
normal
68:2
North
14:12 124:15
134:4
Northchase
8:7
notary
84:13 86:19
note
5:23 7:8
33:18 127:7
167:16
173:12,16,20
notes
174:2,5
noticed
181:3
notification
130:12 181:1
notified
130:21
November
80:16,18
81:16 82:7
162:23
number
19:18 28:21
37:22 40:15
43:23 44:3
59:14 70:18,
20,23 77:17
94:19 95:13
97:8,11,19
98:10,25
99:24
100:15,18,21
103:14
106:17
107:25
109:24 111:4
116:9 117:14
118:25
121:8,12,20
126:18
128:20
129:9,21
131:14
138:11
139:17 142:4
143:21,24
144:4
145:14,24
146:21
149:22
151:10
153:16,24
155:15
158:21,24
162:1 166:9
171:3 173:12
178:3,23
179:5 180:19
182:23
numbers
113:15
125:12
127:11
140:13
156:12
178:7,11,18,
22
O
oath
9:19,20
38:15 62:24
91:15 109:19
132:22 169:3
object
119:17
objected
127:21
objection
13:1 14:2,25
19:3 20:11
22:5 23:2
24:23 31:5
34:4 36:15
51:7 57:18
58:2 61:10
66:18 67:15
71:9 114:17
117:22
118:11
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·28
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
119:14,23
124:24
126:12 128:7
133:18 137:9
144:11
148:10
159:10 166:3
168:6 169:7
175:8,17
objections
70:15
obtain
106:2
obviously
76:8 130:18
132:5 134:23
occasions
93:15,25
149:19
October
29:25 30:2,6
56:22 57:2
offers
67:21
office
34:23 39:7
80:22 87:6
92:4 104:13,
20 115:20
124:5,6,14
127:1 145:21
162:22
185:11
officer
22:8,21,24
23:19,23
43:22 44:22
45:7 158:19
164:20,24
165:1 176:25
okay
9:14,17,23
10:10,20
11:7,13,18,
19,20 12:13,
17,20,23
13:11,13,16
14:20,24
15:7,21
16:21,25
17:5,7 18:2,
4,8,24 19:8,
18,23 20:1,
9,20 21:8,
15,21 22:1,
17 23:10,16
24:2,4,6,9,
17 25:2,14,
20,25 26:13,
15 27:1,5
28:19 29:1,
4,15,20
30:5,17
31:11,18,24
32:8,17
33:14,20
34:2,15
35:25 36:4
38:5,14 39:6
40:2,15,19,
22 41:10,25
42:19 43:1,
9,16,23
44:6,9,13,16
45:12,19
46:15,22
47:3,7,23
48:4,5,8,13,
18,20 50:6
51:10,14,20
52:8,14
53:14,16
54:5,10,23
55:4,12,19
56:5,11,23,
25 57:8,11,
21 58:13,20,
23 59:10,17,
21,24 61:7
62:3,6,9,21,
22 63:14,17
64:2,5,18,21
65:5,10,14,
17 66:5
67:2,6,8
68:13 69:3
70:11 71:13,
16,20,24
72:3,12,22
75:4,7,13,
19,23 76:1,8
77:11,16
78:2,7,12,
18,22 79:4,
7,11,21,25
80:4,8,23
81:3,8,15,
17,21 82:3,
6,11 83:5,22
85:3,20
86:11,16,23
87:2,24
88:17 89:1
90:8,10,13,
23 91:6,14
92:9,12,21
93:15,25
94:4,9,18
95:9,12
96:1,5,13,
18,21,25
97:3,8,20,22
98:1,3,6,16,
19,22,25
99:5,8,13,
20,23,25
100:6,15
101:2,4
102:1,22
103:4,9,14,
18,21 104:1,
16,21 105:9,
15 106:2,10,
14,21 107:4,
6,11,15,18
108:10
109:18,24
110:3,9,12
111:1,4,8,15
112:4,9,21
114:6,15
115:2,13,16,
22,25 116:3,
23 117:7,9,
13,22 118:4,
9,25 119:4,
18,21
120:11,14,23
121:3,11,16,
19,24
122:14,25
123:3,10,16
124:6,14,16,
22 125:4,8,
13,19,22
126:2,5,9,15
127:15,18,20
128:3,13,20,
24 129:2,8,
21 130:6,7,
23,25 131:9,
14,22 132:9,
18,20,25
133:12,25
134:15
135:3,18,24
136:1,3,17,
24 137:4,25
138:1,3,5,
11,12,23
139:1,12,13,
15 140:4,11
141:5,12,16,
21,25 142:3,
9,17,21
143:2,6,18,
24 144:23
145:13,22,24
146:4,7,11,
19,23 147:6,
12,20,22
148:4,25
149:25
150:10,18,20
151:19
152:1,4,10,
13,23
153:16,19,25
154:16,18
155:5,20,25
156:5,11,17,
23 157:1,2,7
158:2,5,21
159:1 161:3,
5,22 162:13,
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·29
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
17 164:8,12,
14,19,25
165:5,9,21
166:14,17
167:8
168:10,15,
19,22 169:18
170:2,18
171:22
172:3,5,8
173:3,7,11,
25 174:16
175:15
176:21,24
177:23,25
178:9,20,24
179:4,7
180:2,13,20
181:5,10,19,
20 182:4
183:21
184:4,6,15
185:13,19
186:2
once
35:4 51:14
123:19
146:23
one
10:11 12:1
16:12 19:4
28:22 29:9
38:9 39:3,12
41:24 44:14,
15 46:22
48:23 51:3
59:7 65:14
72:16,18
83:1,4 86:12
89:2 90:19,
24 91:1,2
96:11,12
101:21
106:23 107:4
108:5,6
109:5,9
110:12
113:13,18
123:8,10,12
130:3 132:14
133:12,13
137:25
138:24
142:19,25
145:15
148:13 150:2
154:22,25
155:18,19,20
156:6,9
167:9
171:12,13,
16,24 178:1,
9,10,13,20
181:2
182:18,19,20
185:23
one's
155:17
one-page
119:8 133:12
ones
39:3
online
64:13,19
72:25 73:3
74:8 89:17
119:11
open
112:21
113:22 114:7
147:20,25
148:1 151:20
opened
147:24 148:3
151:17
opens
160:24
operate
25:15 120:11
123:25
operated
26:1 118:16
124:2
operating
44:22 118:5,
8 131:7
176:25
operations
25:15,21
26:16,23
27:2 32:19,
20 33:5,9
34:6 35:10
36:18 37:11
38:16,22
39:1 40:11,
23 41:1
42:21 43:6,
20,22 44:19
45:7,8 47:4,
8 48:9 57:1
61:19 63:10
73:10 92:17
118:10 131:2
158:19
177:12
opportunity
10:2,3
opposed
75:9
order
34:10 68:13,
22 71:25
73:24 98:6
99:11 121:8
183:1,6,8
ordering
185:17,20,22
organically
136:20
organize
116:24
organized
118:19
158:10
164:9,18
original
49:21 63:22
182:5 184:12
originally
47:17
outcome
8:9
outside
7:11 119:24
overlapped
178:14,22
oversee
33:7
overtime
175:13,20,24
176:12
owed
141:1,2
175:19
owing
95:4
owned
22:11,25
23:12 26:9,
10 88:19
113:6,8
181:6
owner
22:14 30:22
103:23
ownership
22:8,15
117:25
119:17
179:16
P
P&l
78:11
P&l's
78:12
P&ls
79:1
p.m.
42:11 62:17
186:14
page
5:2 6:2
17:15,19
20:5 125:10
134:8,10,13
139:3,7
141:22
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·30
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
152:4,10,13,
23 153:6,9,
24 154:20,22
155:1,5,7,9,
14 162:13
163:17
171:17 172:3
173:15
pages
141:19,20,21
156:25
paid
27:23 40:3
50:18,19,25
51:4,6,10
53:3,6,11
56:21 60:22
61:5,7,15
64:10 95:3
101:9 105:6
144:9
175:13,25
176:8 181:15
paper
67:22 73:5
84:17 158:10
paperless
73:4,8
paperwork
35:7
part
7:21 30:20
42:2,3,17
62:3 65:15
79:11 97:1
126:20
participants
7:18
particular
54:21 70:3
parties
7:7
partner
68:8
party
8:8
party's
19:16
password
65:2 74:10,
13,21 75:7,
9,10,12,14,
15 77:12
88:11 89:5,
13 90:15,19,
25 91:2,17,
20,22,25
92:4 179:25
passwords
65:11 88:5,
13 89:7,8
90:2,5
past
9:12
pay
40:8 57:16
58:4,6 68:9,
10 94:13,14
104:4 136:21
payable
100:20
paying
64:13 95:3
103:4,12
104:22
payment
5:5 35:7
36:8 95:8
96:8 98:22
111:5 112:6
146:9
151:11,12
160:18 175:2
payments
5:19 106:15
108:7 142:10
146:5,8,25
158:22
Paypal
5:16 138:6,
12 139:16
140:5,6
payroll
51:5,11
57:14,15,17,
20,21,23
58:5,8,20,
24,25 59:3,
6,8,11,18,22
60:3,18,22
61:5,8,15
PDF
122:8
penalty
9:21 182:10
184:8,10
pending
11:17 83:22
130:7 143:15
161:24
penmanship
153:17,18,20
158:25
people
39:10 48:14,
18,21 50:1
53:2 107:16,
19 110:24
114:23
125:13,14
176:18
per-bond
56:10
percent
27:13
percentage
77:9
Perfect
186:2,4
perform
81:19
performance
49:2 50:5
performing
21:18
period
36:21 51:25
57:16 58:4,6
143:3
165:15,17
perjury
9:21 182:10
184:9,10
Permanente
5:24 178:10
permission
127:1
person
10:11 17:22
25:25 31:16
36:4 37:2
51:15,16
67:23 81:18
87:3 93:8
102:5 109:21
110:9 131:2
148:6,8,19
151:23
180:10
personal
22:6,9 70:8,
12,16,24
71:3,18,24
72:2,3,8,21
75:8 82:4
88:18 89:2,
24 90:1
103:6,13
104:5 120:1
130:14,20,24
138:5,8,9
139:20,24
personally
14:7 29:21
30:7 31:9,15
32:5,14
47:22 48:1
51:19 52:9
53:22 54:15
70:6 82:2
94:7,8 105:2
139:23
165:20
personnel
93:18 169:19
persons
51:20 52:2
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June 23, 2022
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June 23, 2022
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pertain
99:15
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92:23
phone
17:11 34:24,
25 41:21
42:3 62:22
113:15
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73:17 81:18
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42:1
Phyllis
51:17 53:15
58:6,11,14,
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14:11 61:22
79:1 84:17
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76:3 115:19
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7:9
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41:21 94:25
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84:17
pieces
133:11,22
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106:3
place
7:6 14:10
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7:25 8:17
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5:2 17:3
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110:5 111:6
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173:13 178:4
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65:17,20,23
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41:5 42:10
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86:24 97:19
100:21
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67:21
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7:8 8:12 9:8
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133:6 142:5
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70:17
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12:4,9
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12:18 25:2
29:17,20
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49:2
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68:4,13,19,
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133:2 134:3
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68:11
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106:11
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162:25
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122:10
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portrayed
85:24
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22:7 42:24
43:5,17
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175:16,24
176:7 177:14
positions
23:21,24
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79:18
possibilities
114:2
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35:5 92:22
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21:25 24:3,5
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35:9
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140:13
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35:9
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52:1
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142:7,10,18
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34:3 159:12
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55:16
preexisted
50:1
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63:18 71:7
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62:10
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35:7 60:11
77:7,8 82:20
83:3 84:4,8
95:1 105:21
146:5
151:11,12
premiums
76:4 77:18
94:6,14 95:3
140:17
141:1,2
preparation
12:21
prepare
102:8
presence
7:11
present
32:15 59:25
presented
148:6
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June 23, 2022
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Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
presenting
104:15
presently
120:9 164:24
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23:25 40:25
42:21,24,25
43:2,4
45:12,15,17,
18 46:1,8
177:11
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45:21
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137:20
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15:20 108:9
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66:22 71:8,
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149:16
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77:2
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44:10 79:3
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95:11
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5:23 173:12
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12:23 31:14
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49:23 52:9,
12 66:6,12,
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116:19,21,22
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86:18
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14:2,25
22:5,9 23:3
117:23
119:17,24
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7:9,10
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13:1
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45:6 50:3
80:10 85:25
99:19 124:22
130:16
161:15
probation
109:6
problems
12:17 70:22
93:12
procedures
146:7
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9:2
proceeding
7:24 8:4,14
9:25
proceedings
186:14
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33:22 34:1,
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89:11
160:20,22
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58:8
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74:4
production
5:20 77:2
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productions
78:3,6
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79:18 80:15
profit
78:18,23
profits
113:23 114:1
program
33:13 63:1,
11,20 74:8
76:6,11,14
77:13
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79:22
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33:18
promote
42:23 65:18,
25 68:22
69:11 72:5
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45:1 177:10
promotes
67:17
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66:20
pronouncing
72:19 157:3
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127:22
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127:19
properly
12:15
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182:4
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23:3
protective
183:1,6,8
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14:9 21:16
74:20
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84:10 92:24
180:4
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25:12
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180:14
183:24
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101:9,12
106:11
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100:11,13,24
101:14,16
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7:13 16:3
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14:4 141:19
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183:6
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10:14 89:12,
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133:23 136:9
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148:7,8,13,
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160:25
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122:15 162:9
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quality
33:8,12,13,
15 37:7,10
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quantity
77:7
quarter
124:9
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10:6,12,14,
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June 23, 2022
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June 23, 2022
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15,16 11:7,
9,10,16,17,
24 15:20
18:17,21
20:19 21:2
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68:21 70:21
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82:15 83:22,
25 84:1,2
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119:14,16
120:17,18
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131:17,19
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139:20
143:19,25
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160:6,11,15,
23 161:24
163:22,23
165:16
172:24
174:12
178:1,16
questioning
99:15 136:2
questions
6:1 46:21
47:21 80:15
81:6 82:8,
11,13,14,16,
18 85:8,10,
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86:19 87:19,
24 88:3
92:14,20,23,
25 93:1,7,8,
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179:7 181:12
Quickbooks
62:25 63:11,
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65:3,6,9,11
78:25 88:5,8
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6
R
R-Y-U
8:17
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142:8,20
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82:22
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83:2
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27:2 92:24
randomly
82:22
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114:21
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149:19
rate
28:1
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11:8
reach
35:5 37:20
read
18:17,21
32:1 83:25
84:1 106:23
107:10
read-only
75:20
reading
107:5
ready
38:7 62:13
83:13 105:13
107:6 109:11
131:23
168:20 186:8
real
42:7
reason
11:13 49:25
54:22 82:24
86:8 94:15
reasons
83:4
recall
23:24 36:23
40:13 43:12
45:25 48:19
50:23 52:4
59:5 60:4
72:2 73:7,9
88:9 91:21
94:3,15
101:1,23,24
102:14
103:4,8,9
105:20
106:1,8,9,13
107:24
109:23
120:13
122:14
124:18
131:13
142:14 144:2
147:23 148:2
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receipt
104:11 146:8
163:11
receivable
77:8 149:15,
16
receive
146:5 182:15
183:13
184:3,17
received
78:14 85:17
140:6
146:12,22,23
148:6,12,20
149:18
151:5,6,8
180:6
receives
34:24
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40:2 146:13
148:18
149:15
recent
117:14
recess
38:11 62:18
83:19 91:11
105:17
109:15 132:2
168:24
recognize
17:7 20:6
96:1 97:23
100:7 103:18
107:13
110:4,7
111:8,15,16
116:13
119:4,18
121:24
122:5,7,11
123:6 126:20
127:10 150:8
166:14
173:19
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12:15
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50:24 53:10
56:25 101:21
104:4
recommend
51:20,23
recommendatio
n
52:11
recommendatio
ns
50:15
Yousuf Nabi
June 23, 2022
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Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
recommended
54:18
157:16,18
record
7:5,7 8:13,
15 9:9 15:11
38:7,8,10,12
41:23 42:9
56:24 62:11,
12,14,15,16,
19 83:13,15,
17,20 91:7,
9,12 105:10,
13,15,18
108:8 109:9,
11,12,13,16
131:23,25
132:3,9
145:14,15
159:22
167:16
168:17,18,
20,22,25
182:1 184:25
185:2 186:13
recorded
19:4,7
recording
7:6,14
104:2,5
records
22:6 57:20,
21,24
recovery
14:23 15:5,
12,13 16:6,
8,14,23
17:1,16
18:8,9,10,16
19:2,9,11,19
20:8,14,20,
23 21:1,6,7,
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23,24 22:4
23:13,17
24:22 25:3,
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26:1,3,7,17,
24 27:3,6,14
28:13 29:2
30:3,12,14,
15,18 53:19
54:1,10,11,
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55:5,13,14,
21,25 56:1,
2,4,9 66:25
69:10 70:2
72:16 100:2,
19 130:17,21
180:21,25
recruit
33:9 124:16
redirect
128:5,7
redirected
135:1
refer
42:25 47:25
54:6
referenced
107:2
references
126:20
referring
15:12 28:7
43:1 47:25
71:10 74:17,
19 75:25
166:19
167:25 168:1
refers
144:13
reflected
178:24
refresh
104:3
refused
37:22 94:1
regarding
5:10 69:14
77:24 94:23
97:12 108:5
121:11
133:13
134:18 161:1
174:16,18
register
18:23
registered
103:7,23
Registrar-
recorder
104:11
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104:13,20
registration
103:5,9,12,
15 104:1,5,
7,16
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39:7 73:18
182:16
regularly
147:18
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30:13
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s
30:11
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8:8 95:23
97:16 119:22
120:4 167:22
181:9
relations
119:11
relationship
28:9 79:13,
15,16 80:1,
7,9,12,13,14
81:5 114:20
116:20
125:5,23
126:10,12
128:1,4,14
129:12
130:18
131:10
137:7,10,13
140:24
157:24
159:13 164:6
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relative
170:11,12
relatives
169:4,22
relevant
119:24
remain
15:15 29:17
45:12 46:2
remained
45:1 80:14
remember
16:2,10,15
17:23,24
18:1,7,14
19:13 20:12
21:5,7 24:1
26:5 28:16,
21 29:8,19
30:1,2,4
32:10 34:14
40:6 41:2,8,
9,10,11
42:20 43:3,
10,14 44:10
51:2 52:3,6
54:4 57:6
58:10,18
59:16 61:17
64:4 65:1,4
69:22 72:15,
17,20 73:2,
3,6 78:1
85:15 87:9
88:12,15
91:18,24
92:5 93:3,17
95:20 99:12
100:10,14
101:24,25
102:4,15,21,
22 103:11,12
104:22
106:16,21
107:7 112:3,
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·35
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June 23, 2022
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7 114:12
115:1,18
116:6,8
117:2
122:18,25
123:2,3,7,8,
12,14,18
125:2,3,7,8,
11,25 126:4
129:5,20,24
131:1,3,5,8
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5 138:10
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140:23
142:8,9,18,
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143:4,11,16,
23 144:8,22
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148:23
149:4,5,6
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153:5,8,15
154:4
158:14,20
161:7 162:10
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remembered
32:25
remind
38:14 62:23
91:14 109:18
132:22
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7:12,23 8:14
remotely
8:24
remove
7:16
rent
145:21
repair
98:4,9,13
101:5
102:17,20
repaired
99:10
repairing
98:7
repairs
98:2 101:7
repeat
31:23,25
35:24 53:21
56:16 71:14
102:25
172:10
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11:8 20:19
22:19 34:7
94:9 148:11
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51:18 86:15
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58:11,19
99:10
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101:6
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145:11
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5:20 56:11
57:8 73:18
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3,10 78:5,9,
23 99:1
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45:9,11
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8:10,13 9:19
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184:24,25
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78:3
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69:18 73:21
74:2 77:13
78:7
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94:5,12 97:5
98:6 102:2
106:2
repossessing
145:6
repossession
95:18 97:3
represent
41:25 122:3
143:7
representatio
n
42:4
representativ
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137:23
represented
20:21
representing
180:7
represents
161:8
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87:7 109:3
111:19
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179:20 180:6
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6:10 78:15
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Requester
162:14
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33:23 126:24
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34:16 58:1
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35:18 36:7,
14 74:10
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36:11,23
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122:9
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14:11
resolve
37:21
respect
117:24
response
63:2
responsibilit
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39:13 57:11,
14 176:6
177:22
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33:7,11
rest
27:12 46:5
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175:14
result
134:25
retainer
27:19,21
28:10,13,15,
23 29:6,13,
15 30:13
56:9,18,19,
20,22 60:22
61:15
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June 23, 2022
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Yousuf Nabi
June 23, 2022
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retaliating
81:25
retired
169:14,20
review
10:2,3 12:23
13:9 57:16,
20,23 58:5
73:25 78:11,
19 79:1
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185:16 186:1
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12:20 13:3,6
78:17 182:10
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51:12 83:7
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117:5
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48:11 49:20,
25 50:12,13
58:13 85:25
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7:22 12:5
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47:16,20
57:1 72:19
79:23 80:11
87:16 89:3,
23 93:23
96:2 97:21,
24 98:8
108:5 116:21
117:22
122:16
131:20,21
132:21
135:12
139:11,19
141:23 144:4
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154:12,25
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162:2 163:11
164:12
165:19 170:7
172:3 175:4,
22 176:2,10,
17 179:8
180:4 182:2,
6 185:23
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65:8 75:18
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22:8
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51:24,25
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132:6
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154:19,22
156:6
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47:18
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9:17
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77:10,13
78:24 80:5
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32:3,6,9
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115:8,9,13
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8:16 9:5
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15 18:19,24
19:6,9,18,23
20:5,6,13
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26:21,22
27:9,25
28:8,11
31:4,7,12,
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34:5 35:23
36:16 37:1
38:3,6,14,25
39:1 40:15,
19 41:23,25
42:12,14,20
43:23 44:3
45:16,19,20
46:7,22,23
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59:7 61:2,4,
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95:12,17
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22,23 98:12,
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100:7,15,18,
22 101:14,
16,22
102:13,15
103:14,18
105:9,12,14,
20 106:5,7,
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107:3,7,21,
25 108:4,10,
13 109:8,18,
24 110:2,3,9
111:4,8,21,
25 112:1,21
114:22
116:9,13,16
117:13,18,21
118:4,9,15,
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120:4,11,18
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24 122:3,25
123:23,24
124:4 125:2,
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21 130:6,9
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20,21 133:7,
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134:15
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137:11,17,
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138:3,5,9,
11,17,23
139:1,3,9,
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140:20,22,24
141:12,16,
20,23 142:1,
3,9,13,17
143:20
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June 23, 2022
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Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
144:1,12
145:16,19,22
148:12,22,25
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154:16,20,24
155:5,23
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21,23
158:21,23
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160:2,5,21
161:25 162:8
163:24
164:2,19,20,
25 165:13,18
166:5,14,21,
22 167:1,8,
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169:2,9,11,
16 170:7,10,
23 171:3,6,
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172:5,24
173:7,11,15
174:11
175:9,22
176:2,5,10,
15,17 177:8,
18,20,23
178:1,6,17
179:4,7
181:20,22,25
182:4,9,13,
24 183:11,
15,19,22,25
184:4,15,19,
21,23 185:5,
17,20 186:7,
10
S
sabotaging
69:16
safe
127:23,24
146:14,15,
16,17,24
147:19
salary
38:17,18,19
40:3,6,9
52:15 175:25
176:2
sale
100:2 102:9
sample
69:10
satisfied
85:17
save
136:21
saying
42:10 43:4
55:23 127:16
129:3 130:13
138:21
142:19
152:18
160:21
175:18,19
176:8 178:20
says
40:22 42:15
95:23 108:6
139:3,13
143:15
144:12
150:25 152:6
162:14
163:18
167:19
171:13,17
174:22
180:19
scan
157:12
scanned
158:6
162:18,24
163:18
164:3,5
scanning
157:20
161:6,19
scenarios
114:9
schedule
38:23,24
39:15 147:8
176:21
schedules
33:9 39:9
scheduling
39:13
school
13:19
scissors
133:23
scope
23:5 119:24
scores
140:1
screen
7:21 17:5,16
40:19 41:24
42:2 44:4
screens
7:15
screenshot
41:7 134:8,
10,13
screenshots
134:1
scribble
154:13
scroll
96:14 116:14
119:6 129:1
scrolling
111:10 142:2
171:25
seal
151:20
sealed
147:22 148:2
search
5:15 67:22
68:2,8,11,18
80:21 81:4
82:19 83:2
85:4,8 86:14
133:13
134:13
162:23
searched
69:19 131:12
searches
68:15
searching
69:22 82:20
84:22 136:23
sec
107:4
second
41:24 46:22
96:10,11
105:11
106:23,24
109:9 130:3
137:25
138:15,24
152:24
168:18
182:18,19
183:24
secretary
20:24 24:4
121:13
secure
35:19 36:8
Securities
19:10
security
18:9,11,16
20:14,23
21:1,6
178:7,11,18,
23 179:5
182:23
see
17:5,8 18:4
19:23 20:3
29:5 40:19,
23 44:3 62:8
68:4 73:14
94:24 95:12
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·38
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
96:8,11,14
97:20 99:5,
19 100:9
109:20 110:4
122:1 130:11
133:5,8
134:11
139:6,18
154:23 160:3
161:11,17
172:6 180:17
182:9
seeing
127:9 161:5,
7 178:13
seized
162:21 163:4
164:2
select
68:15
self-producer
121:5
selling
102:15
send
55:17 106:14
107:15
185:25
Senebandith
8:19
sense
101:9
sensitive
7:8
separate
59:11,18,22
separately
5:25 183:7
separates
59:18
September
163:25
sergeant
158:17
serve
14:6
served
14:10
service
14:7 27:14
54:10,12,19
55:5,13,14
95:14,18
96:4 97:12
144:23,24
157:10
services
14:23 21:16,
19 28:13
51:11 53:20
54:1 55:22
set
34:9 59:7,14
60:14 63:14
68:19 69:16
70:13 71:6,
16,25 72:13
112:11,14
123:19
124:5,14
135:4,16
136:5 147:8
170:14
setting
7:17 33:13
129:4
settings
180:24
seven
82:22
several
72:9
shake
10:21
share
17:2 19:20
60:25 113:23
121:21
shareholders
26:8,10
shares
22:11,12
sheet
34:17
sheriff's
169:25
shortened
168:12
shoulder
10:23
show
68:8 69:23,
24 70:18
131:12
133:16
136:20 181:8
showed
78:9 82:10
107:23
135:20
showing
70:20,22
87:12 161:21
shows
95:11 172:4
shrug
10:22
sideways
154:23
Sierra
140:21
sign
17:22 42:13
61:22 109:2
111:1,24
112:1 141:9,
16 142:4
143:12,14,
20,23 144:1,
4,21 145:4,
12,22,24
151:2 152:22
154:15
159:13,15,20
160:17 184:8
signature
17:20 62:3
100:22
111:13,14,17
112:7
116:16,17
144:19,20
151:1,15,23
152:5,6,8,9,
10,11,12,20
153:21 154:6
155:12,16,25
156:14
158:23
161:11 172:3
signatures
153:1
signed
18:5,8,12
19:11 53:12
109:3 111:17
122:4 123:16
142:24
143:4,6,7,
16,17 145:4
146:3 152:16
154:1 182:10
signer
61:20,21
signing
32:10,11
61:18,25
141:6
signs
160:24
184:10
similar
89:17 155:20
160:11,23
simultaneousl
y
110:22
single
36:11 150:2
sir
48:4 53:21
65:16 133:19
138:4 169:5
sister
32:2
sites
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·39
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
68:3
sitting
78:24 110:22
slash
115:10
sliding
17:13
slip
147:5
slips
106:3
slit
147:24
slow
20:4 171:9
slowly
17:12
Small
180:9,10
smaller
94:24
Smalls
115:8,9
smooth
33:9
snapshot
95:8,9
social
178:7,11,17,
23 179:5
182:22
software
64:14 74:4,7
sole
121:16
somebody's
136:19
sort
41:19
sotto
127:3,8
sought
181:13
sounds
170:9
Southern
15:5,8,12
16:21 26:17
27:2 100:1,
12 166:6
space
113:20
speak
22:15 29:4
53:7 138:19,
20
speaker
7:15
speaking
17:24
specific
36:21,23
52:19 60:13
71:12 75:12
90:2,25
118:12
120:17
123:22
125:7,11
134:23 167:4
168:4
specifically
29:8 59:2
76:25 143:11
specifics
29:19 52:3
112:8
specify
60:2
speculation
61:11 75:17
107:20
172:25
spell
9:8 14:14
spelled
8:16 9:10,11
spelling
172:7
spend
108:19
spending
81:10
spent
98:7,8
split
50:22 51:2
spoke
30:10,13
93:2 113:25
180:9
spotlighted
7:14
spotlighting
7:17
spreadsheets
77:5
Spring
124:15 134:4
staff
45:4 149:13
stamp
84:13 86:19
standard
52:17
start
43:1 64:13
80:4 117:8
140:8
started
38:16 47:7,
10,16 48:22
49:10,15
50:17 51:14
52:21 57:1,4
63:10 79:13,
16 80:1
82:18 85:7
86:19 135:9
starting
46:13 66:25
state
8:3,12 9:8
18:12 20:25
54:7,9 180:3
stated
39:12 42:11
50:11 108:17
115:13 151:6
173:3 183:3
statement
5:7 8:14
21:22 39:4,
17 55:19
86:9,10
117:14
118:19
statements
73:4,8,11,14
77:17 78:19
79:5,8
states
181:1
stating
129:22 160:8
173:17
status
76:24 117:4
stay
29:17
stealing
158:19
step-by-step
33:21
Stevens
110:16
stickie
127:7
stip
182:20
185:14
stipulate
182:9 183:10
stipulated
184:13
stipulation
179:8
181:24,25
182:4,25
stop
25:3,8 26:22
85:13 106:14
107:16
114:15,17,23
135:22 155:9
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·40
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
stopped
25:21 80:9
164:3
stored
163:2,7,8,12
straight
50:25
street
14:14 124:15
134:4
stretch
11:14
strike
22:1 26:14,
15 30:24
35:16 37:9
71:5 103:5
166:8
stub
159:7,14
160:1,7
stubs
161:14
stuff
87:15 92:13
93:6 142:6
154:12
style
158:8
sub-producer
5:11 114:2
121:20
122:20
subject
23:4
submitted
58:8
successful
70:10
suffered
46:25
suggested
28:22
suggestion
59:17,20
127:24
suggestions
59:7 61:9
suggests
181:6
suing
175:7,9
Suite
8:7
summary
77:3 141:24
Superior
8:2
supervisor
45:9 143:2
Support
8:6,11
supposed
94:14 147:6
sure
18:20 33:15
53:12 56:17,
24 59:23
60:9 83:16
87:18 91:5,8
96:20 103:22
105:12
106:25
108:12 119:7
131:18
133:10
137:14 139:2
145:8,10
159:22
166:25 175:1
176:15
177:25
184:13
185:8,12,15,
22
surety
5:11 37:6
121:5,21
166:18
surrender
37:23
surrenders
55:17,18
swear
8:15
switch
137:20
sworn
8:24
system
34:22 60:14
T
T-E-R-A-N-M-
I-R-A-N-D-A
170:8
take
7:6,21
10:10,24
11:18 23:14
38:1,3,4
61:1,2 62:7
83:11 86:23
91:4 96:10
110:3,20,24
115:22,25
116:3,5,7
126:15
131:16,19
147:18,21
149:2 164:5
168:16
175:14
181:11
taken
7:25 9:15
10:25 12:13
36:10 38:11
60:3 62:18
83:19 91:11
105:17
109:15 127:3
132:2 168:24
takes
35:1
taking
9:23 51:15
115:11 148:5
149:6 158:19
180:16
talk
47:22 79:12
102:1
talked
30:10
talking
11:20 30:18
31:6,7 32:22
36:17 39:10
47:15 48:1
51:12 53:8
54:14 66:19
71:13 102:11
114:13
137:11 139:9
159:24
team
49:21 59:13
60:14
tear
147:25
telecommuni-
140:12
telecommunica
tions
140:12
telephone
41:3,7
tell
9:20 11:8
26:9 46:12,
15,19,24
47:3 52:8
58:16,18
67:18 68:23
69:4 70:11
71:2,5 79:21
81:9 84:20
85:3 88:7
93:20 95:21
104:15,17
107:9 112:9,
13 115:5
130:8 154:2,
17 155:6,14
156:14
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·41
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
telling
105:7 117:5,
6
ten-minute
83:12
tendency
10:12,21
tenure
112:19
Tera-
170:3
terabyte
163:10
Teramiranda
170:3,5
Teranmiranda
5:22 170:8,
14 171:1,6
172:9,12
174:18
term
92:10
terminate
49:16 86:6,8
115:14
terminated
48:25 108:21
115:4,5,7
terms
18:5 27:15
28:10 30:7
45:2 64:23
66:15 67:14
73:4,15
76:23 101:4
113:1 114:6
122:4,15
127:19
153:17
164:10
testified
8:25 101:20
122:23 124:1
164:23
172:22 174:9
177:5,7,8
181:12
testify
164:17 179:2
testifying
179:1
testimony
15:10 25:23
57:4 101:13,
22 108:22,23
122:22,24
135:7 136:15
149:7 158:11
162:6,7
167:14,15
172:20 173:6
174:7 179:3
183:3,4
Texas
8:7
Thank
17:14 24:14
31:13 33:3
56:23 58:3
61:3 62:22
129:1,11
132:13,20
142:6 145:20
150:4 180:13
181:10
183:12 185:6
thanks
186:7
thing
10:23 11:16
12:1 17:8
42:2 84:6
96:15,16,17
122:1 133:9
153:12
182:20
things
10:25 34:13
36:20 54:9
65:14 73:15
83:1 84:21
85:19 87:20
109:3 175:21
176:11
179:11
think
12:5 15:19
19:4 22:8,10
33:11 38:20
39:12 41:18
44:7 45:18,
19 46:5,16,
18,20 47:14,
16 50:11
56:18 62:6
70:21 76:8
79:21 80:6,
10 81:24
82:15,25
83:9,10,22
86:4,10
89:16 95:14
96:16 101:20
103:22 105:1
108:8,9,10
113:5 122:22
123:15 124:1
130:4 132:16
144:23 154:8
157:5 158:14
161:8 164:23
167:16
171:25 173:6
177:3,4,6
178:1,10
181:25 183:3
184:13,23
185:22,24
thinking
66:20 117:10
Thomas
8:16
thought
171:20,23
thoughts
66:15 67:3
thousand
102:16
three
43:12 177:13
threshold
36:13,23
throwing
114:13
THURSDAY
7:1
tied
72:21
tight
93:20
time
7:5 10:2,11,
17 12:18
16:2,8
18:12,16,24
19:11 24:13
25:2,14
27:8,24
28:14,16
29:17,20
30:5 31:3,4,
7,8,19,20
32:5,6,9,21,
22 33:4
34:3,4 35:21
36:7,15,20
38:10,13
39:1 42:24
43:13 46:3,
8,24 47:15
48:5,20
49:13 50:14
51:25 52:21
53:22 54:13,
15 55:8,9
56:15 58:3,
21,23 59:16
60:10 62:17,
20 64:22,24
65:6,19
66:2,18
72:13 77:10
79:2 80:1
81:17 82:23
83:18,21
86:12,18
87:16 91:10,
13 93:22
105:16,19
109:14,17
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·42
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
115:19
123:17 125:3
132:1,3
136:12 137:3
139:24 149:8
164:23
165:8,12,16
167:7 168:23
169:1 170:18
179:8 181:16
183:13
184:10
186:13
title
32:18 40:11,
13 43:6,16,
19,21 44:19,
25 45:7
46:10 176:24
177:1
titles
177:13
today
11:22 12:24
181:21 186:9
told
30:1 50:12
84:8,21,22,
25 86:22
89:25 93:19
115:7 125:15
164:8 183:19
Toledo
95:14,18
96:3 144:23
toll
140:13
Tom
15:11 20:4
36:19 42:8
45:15 47:13
91:4 96:11
105:10
106:24 108:8
132:5,19
137:15
141:18
145:12
168:16,17
170:6 171:10
172:1 176:1
180:14
182:21
top
20:3 42:11,
14 69:25
70:23 130:11
134:1,2
138:16
154:25
178:15
180:20
total
95:2,4 105:7
142:22
totaled
101:4
towing
95:14,18
96:3 97:4
98:7 101:5
144:23,24
track
74:6
traffic
128:5,8
Trailblazer
102:3,13,18
transaction
97:17 101:1
transactions
109:22
110:10
transcribing
10:1
transcript
10:4 182:10,
15 184:17,18
185:8,10,17,
20
transcripts
182:5 183:14
transfer
60:15
179:15,21
transferred
60:19
Trevor
105:21 106:8
Trevor's
106:5
trial
10:7 14:8
64:10 150:5
184:1
trigger
69:1
triggering
80:17
tripled
93:4
trouble
88:7
true
55:19 56:14
100:11,24
168:5 179:22
truth
9:20
try
37:20,21
127:19
trying
89:21 99:17
110:20,24
133:20
135:20
137:12 154:1
171:21
turnaround
182:16
183:15
turns
101:6
Twitter
92:1
two
16:11 39:2,5
46:21 47:12
48:6,7,21
71:15 108:4,
14 124:23
133:11,22,25
137:1 152:25
166:22
167:22
171:15,24
178:6,9,11
182:17
two-month
165:15
two-week
183:15
type
16:18 19:15
34:2,13
35:19,21
36:5,12
37:15 52:15
60:2 68:3,18
73:15,24
75:20 80:17
81:19 86:8,
14 92:20
96:25
typed
67:23 133:1,
15
types
39:2 68:14
84:12
typing
67:23 136:19
U
U.S.
8:6,11
uh-huh
10:24 104:9
uh-uh
10:25
Un
31:16,18
45:11 56:12
113:8 115:11
158:4
unanswered
81:6
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·43
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
unchanged
15:16
uncomfortable
80:23,24,25
81:3 82:9,
12,17,25
85:12
understand
9:21 10:8,18
11:5,8,11
12:11 35:23
41:17 42:8
47:23 55:23
67:19 70:19
86:5,25
88:21 90:5,
6,7 103:20
114:19
119:20
122:10
133:20
148:10
167:19
understanding
12:18 46:7
64:5 76:1
86:11 87:2,
13
understood
11:10
underwriting
36:24 37:1,4
unhappy
58:16
University
13:21
unlicensed
149:13
unpaid
140:17,25
141:2 175:12
unrelated
138:8,9
unsigned
122:16
184:11
unsuccessful
37:19
unsure
177:1
upbeat
79:18,25
update
73:25
updates
73:24
upper
7:22 32:11
upset
69:15
URL
134:11
username
63:15 74:10,
13 75:7,9,
10,14,15
77:12 88:4,
10,13 90:2,
19,25 91:1,
16,19,22,25
92:3 130:14
usernames
89:7 90:4
users
75:1,2
users'
75:18
utilize
66:11
V
V-I-G-N-E-S
14:16
vague
15:2 20:11
24:11,23
27:8,24
31:3,20
32:21 34:4
35:21 36:15
41:15 51:7
54:13 55:8
58:2,22
64:22 65:19
66:2,18
67:15 71:9
74:15 106:4
107:20
120:16
123:21
128:7,17
133:18
144:11
157:17
164:23
166:19
169:7,10
vagueness
168:6
value
99:2,8
vehicle
98:2,4 99:2,
8 100:12,13,
24 101:10,
12,17 102:1,
9,11,15
Ventura
145:21
verification
151:17
verifications
152:2
verified
156:18
159:21
160:9,18
180:10
verify
119:12
151:17,21
154:1 162:9
version
64:9,10
184:18
versus
8:1 44:15
59:3 73:4
79:5 87:3
158:10
vice
40:25 42:20,
24,25 43:2,4
177:10
video
7:6,13,15,
18,20 185:3,
5,7
video-
recorded
7:24
videographer
7:4 8:6 9:2
17:9 38:7,9,
12 60:25
61:3 62:12,
16,19 83:13,
17,20 91:7,
9,12 105:13,
15,18
109:11,13,16
131:23,25
132:3
168:20,22,25
181:21,23
182:2 184:16
185:2,6
186:8,11
videotaped
186:11
view
7:15,22
Vignes
14:13,16
Villalobos
170:16
virus
46:13,20
47:1
voce
127:3,8
volume
28:12,23
voluntarily
115:17
125:16
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·44
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
VP
40:22,23
43:6,17,19
44:19,22
45:9 61:8,19
73:10 176:19
W
W-2
5:24 40:4,7,
9 50:18,22,
25 51:3,13
53:3,6
178:10,15,24
W-2S
53:11
wage
176:11
wages
175:12 176:7
181:16
wait
10:16 104:19
170:7
walk
34:15
walk-ins
36:2 92:19
want
7:20 12:1,2
13:7 42:8
47:13 50:3
56:16 62:10
68:3 69:5
96:11 122:5
124:13
131:21
153:23
154:2,16
158:5 164:16
168:17
179:10
183:17
184:25
185:7,15
wanted
31:8 45:7
56:23 64:25
69:25 76:10
85:25 90:10
93:18 119:12
158:15 169:2
175:1
wanting
114:7
warrant
81:4 82:19
85:8 86:18
146:2 162:23
warrants
80:21 83:2
85:4
way
66:12 82:6
86:5,16
93:20
101:13,21
113:19
119:22
134:24
156:25
159:14
ways
67:12
WD
163:10
web
8:4 122:8
134:8,10
website
128:5,10
134:13
websites
20:25 68:8
140:9
Wednesday
95:9
week
124:23 177:6
weekly
73:23 77:1
78:2,5
weeks
182:17
Wells
59:13 60:13
88:11
went
36:22 55:6
56:6 58:25
61:22 94:6
113:15 114:8
124:22
125:6,14
127:17
146:17
155:17,19
162:1
West
46:13,20
47:1
whisperings
7:9
wife
175:1
witness
6:1 7:14,16,
19,20 8:15
9:1 14:12
15:3,18
18:22 20:12
21:14 23:7
24:16,20
25:1,19,24
28:9 31:21
32:2 36:22
41:18 46:6
49:8 51:8
56:16,20
59:5 63:5
66:21 67:9
71:14 74:16,
20 84:15
90:9 102:14
105:1 106:8
108:25 110:7
112:18
114:20
116:15
118:3,8,17
120:3,10,17
122:2 124:25
125:11
126:14,24
127:23
128:12,19
130:4
131:16,22
132:19
133:19
134:8,10
135:1,9,18,
24 136:1,3
137:15
138:4,10,22
140:23
142:7,14
145:21
148:23 149:8
154:9,11,15
155:3,22
156:8 157:6,
22 158:12
159:12,24
160:3,17
162:4 164:1
165:12
167:3,6
169:8,14
170:5,9
171:11 174:8
175:18 179:2
185:25
witness-only
7:13
word
38:24 67:24,
25 127:23,24
135:11,13
136:10,11
words
11:2 68:18,
25 69:2,5
work
15:3,4 16:6,
8,14,18,23
25:13 27:6
30:19 32:12
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·45
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com
33:8 39:10
46:13 47:16
52:21 55:16
56:2,3 59:15
66:6,25
79:19 87:20
112:22 113:5
114:3,5,9
115:20
124:17 125:6
186:6
worked
49:10 67:13
93:9 97:7
102:6 113:1
125:19
working
14:22 25:3,8
26:22 46:18,
19,25 48:5,
21 49:13,16
63:21 64:24
75:5 80:9
94:4 102:23
112:10 113:2
114:16,18
117:10 135:5
146:4 157:25
170:19
174:20
works
87:11 89:15
worse
80:2
worth
22:13,16
write
34:11 35:14
108:19
109:20
138:21
142:20
144:20
153:17 154:7
165:10,18,
20,21 167:4,
6 174:17
writing
35:11 120:8
155:15,16
156:12,13
164:10
written
35:17,18,20
36:9 37:8,
12,16 77:7,
18 83:7
144:24
146:20
151:18
165:25
171:11
wrong
86:2,11
181:4
wrote
37:5 110:21
113:16
118:13,15
120:12
152:14
153:14
166:24
170:15,25
Y
Y-O-U-S-U-F
9:10
yeah
15:14 38:3
49:7 56:17
58:2 62:12,
14,16 63:7,9
67:9 70:19
83:14 90:9
96:16
101:15,20
105:1,14
109:12
111:11
122:2,3,13
123:23
132:10 135:1
136:18
138:15,17
143:11
145:1,3
150:6 152:25
153:10
154:24 155:8
156:16
159:20,24
161:22
163:24 167:3
168:21
170:21 172:7
180:25 182:3
183:11,22
185:2,22
year
16:11,12
27:10 95:20
102:24
103:21 106:6
176:9
years
16:11
Yelp
91:23
yes-or-no
174:11
Yolanda
170:16
York
114:11
Yousuf
7:24 8:23
9:10 15:15
17:16 40:16
43:24 48:2
56:13 100:19
103:24
106:18
108:9,10
123:10
126:24 127:2
130:8,13
134:9 135:22
138:19 139:5
143:14
144:12
155:13 156:4
160:18
162:14
173:17
174:23
179:15
180:19
186:12
yousuf@
abbabailbonds
.com
129:3,22
130:17
yousuf@
gothambailbon
ds.com.
129:23
130:15
yousufnabi@
hotmail
131:6
yousufnabi@
hotmail.com
130:14
Z
Zaira
8:10
zoom
8:4 133:5,8
142:5
Yousuf Nabi
June 23, 2022
U.S. Legal Support | www.uslegalsupport.com ·46